28401 COCO PALM DR, PUNTA GORDA, FL, 33982
Active102 days on marketListed Apr 10, 2026MLS #C7524374
About this home
28401 COCO PALM DR
Completely remodeled waterfront gem with direct access to the Peace River and beyond to Charlotte Harbor—this is Florida living at its finest! Situated on an oversized fenced lot with tropical landscaping that's on another level! The property has one of the coolest Gumbo Limbo trees outside of the Keys that provides shade without risk of damaging the house! There's an array of fruit trees including pomegranate, miracle berry, mango, avocado, papaya, guava, grapefruit, fig and lime! This property offers both space and style in a prime boating location, featuring an oversized dock perfect for accommodating larger vessels! Inside, the heart of the home is a stunning, fully updated kitchen designed for both everyday living and entertaining. Enjoy abundant cabinet space, brand-new stainless steel appliances including a wine fridge, and beautiful quartz countertops with both bar-height and counter-height seating options. The bathrooms are also updated with new soft close cabinets, quartz countertops, new sinks faucets and show heads. The home showcases luxury vinyl flooring throughout, hurricane shutters, NEW ROOF (2023) and hurricane rated garage door for peace of mind, fresh interior and exterior paint, and a freshly epoxied garage floor for a clean, polished finish. Whether you're relaxing indoors or enjoying the waterfront lifestyle outside on your screened lanai with additional brick paver patio beyond, this home checks every box—modern upgrades, generous space, unbeatable access to open water and room for a pool. A true move-in-ready waterfront retreat!
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
3,164
Sqft
0.27 ac
Lot size
2
Garage
1967
Year built
One
Levels
$221
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,335 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,335/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Punta Gorda actives
$221 vs $208
Days on market
102 vs 59 typical
Where $221/sqft sits among the 400 Punta Gorda actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Punta Gorda
Get to know Punta Gorda. See the full Punta Gorda guide →
PUNTA GORDA 33982 — neighborhood snapshot
Population
12,543
Median age
53.1
Median income
$68,514
Median home value
$285,400
Avg household
2.24
Households w/ children
1,033
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $345K
Punta Gorda median sold, yr/yr
95.0%
Sale-to-list ratio (12 mo)
183 of 400
Punta Gorda actives have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 418% above the PUNTA GORDA 33982 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 28401 COCO PALM DR
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$600,000
28435 SILVER PALM DRIVE · same community
3 bd · 2.5 ba · 2,788 sqft · $215/sqft · 54 DOM
Sold · Feb ’26$520,000
2012 RIVER BASIN TERRACE · same community
3 bd · 3 ba · 2,484 sqft · $209/sqft · 316 DOM
Sold · Nov ’25$445,000
8471 Compass Drive, Boynton Beach FL 33436 · same community
3 bd · 2 ba · 2,246 sqft · $198/sqft · 75 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 28401 COCO PALM DR — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 28401 COCO PALM DR — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
28401 COCO PALM DR FAQs
What would the monthly payment be for 28401 COCO PALM DR?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,335/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 28401 COCO PALM DR?+
The most recent tax bill on record (2025) was $1,698. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 28401 COCO PALM DR?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $699,000, this home is listed about 103% above the Punta Gorda median of $344,849. The market section on this page shows how the area is trending.
Which schools are assigned to 28401 COCO PALM DR?+
East Elementary School (elementary), Punta Gorda Middle School (middle), Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER SUNSTAR REALTY · Laura Frantz. MLS #C7524374.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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