2977 4TH AVENUE SE, NAPLES, FL, 34117
Active115 days on marketListed Mar 31, 2026MLS #C7524156
About this home
2977 4TH AVENUE SE
This beautifully situated Golden Gate Estates property, built in 2020 and set on a 1.14 acre lot is a single family home and offers approximately 1,300 - 1700+ sq ft of living space. Modern construction and room to grow. Enjoy the freedom of estate style living with ample outdoor space. Home is situated in a way that you can access the back of the lot, so amazing for getting a truck to the back of the property. Plenty of space to add a pool or simply enjoying the peaceful surroundings. The property offers a quiet, rural feel while still close to shopping, dinning and top rated schools. Whether you are a first time buyer, investor, or someone looking for privacy and land, this property presents an excellent opportunity.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,387
Sqft
1.14 ac
Lot size
2
Garage
2020
Year built
One
Levels
$368
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,666 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,666/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Golden Gate Estates
Get to know Naples. See the full Naples guide →
Golden Gate Estates — neighborhood snapshot
Population
42,042
Median age
44
Median income
$97,672
Median home value
$434,402
Avg household
3
Households w/ children
3,942
For the school run
Collier County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Naples market
$535K → $625K
Naples median sold, yr/yr
95.3%
Sale-to-list ratio (12 mo)
Median sold price, Naples, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 214% above the NAPLES 34117 median. See the full Naples market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2977 4TH AVENUE SE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2977 4TH AVENUE SE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
2977 4TH AVENUE SE FAQs
What would the monthly payment be for 2977 4TH AVENUE SE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,666/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2977 4TH AVENUE SE?+
The most recent tax bill on record (2025) was $3,334. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Naples?+
At $510,000, this home is listed about 7% below the Naples median of $547,500. The market section on this page shows how the area is trending.
Which schools are assigned to 2977 4TH AVENUE SE?+
Cypress Palm Middle School (middle), Sabal Palm Elementary School (elementary), Palmetto Ridge High School (high) — Collier County School District. Always verify school assignments with the district before relying on them.
Listing courtesy of MATO REALTY, LLC · Becky Mato. MLS #C7524156.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Naples homes, in your inbox
Like 2977 4TH AVENUE SE but not quite? A daily digest of every new listing in Naples — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →