15089 ALDAMA CIRCLE, PORT CHARLOTTE, FL, 33981
Active127 days on marketListed Apr 2, 2026MLS #C7524147
About this home
15089 ALDAMA CIRCLE
Virtually Staged. Experience true luxury living in this stunning 2025 custom masterpiece nestled in the coveted waterfront community of South Gulf Cove. This distinguished 3-bedroom, 2.5-bath residence with an oversized 3-car garage offers private, serene living wrapped in elegance and thoughtful design. Step into a sensational split floor plan featuring soaring 10-foot ceilings and premium porcelain tile flooring that flows effortlessly throughout the home, creating an airy and sophisticated ambiance. The European-inspired gourmet kitchen is a chef’s dream, boasting sleek modern cabinetry, high-end Samsung stainless steel appliances, premium quartz countertops, and a large breakfast bar island bathed in natural light—perfect for entertaining friends and family in style. Retreat to the serene primary bedroom overlooking your private backyard oasis, complete with a designer-inspired spa-like bathroom showcasing exceptional finishes and a huge walk-in closet. Two lavish guest suites provide your visitors with a true vacation experience, featuring ample closet space and a beautifully appointed Jack & Jill bath . Step outside to an expansive back patio, thoughtfully plumbed for an outdoor kitchen and offering plenty of room to add a pool—a flawless space to entertain or unwind while soaking in the beauty of Florida’s nature up close. Additional highlights include aluminum-framed impact windows and doors, a rich paver driveway, high-elevation construction for enhanced flood protection, and an inside laundry room for convenience. With no CDD fees, enjoy extra peace of mind and exceptional value. The oversized 3-car garage is perfect for your toys and hobbies, featuring a power outlet for a generator, custom design details, and a window to flood the space with natural light. South Gulf Cove is a premier deed-restricted community with a voluntary HOA boasting very low annual dues of only $120. HOA members relish access to an air-conditioned clubhouse with complimentary Wi-Fi, ping pong, darts, cornhole, horseshoes, tiki huts, and discounted clubhouse reservations. Nearby community parks offer walking paths, nature trails, a boat launch, fishing docks, picnic shelters, BBQ grills, and playgrounds. Just minutes from world-class fishing, championship golf courses, shopping, dining, and Southwest Florida’s breathtaking beaches like Boca Grande and Manasota Key, South Gulf Cove grants access to over 55 miles of waterways flowing to Charlotte Harbor, Myakka River, and the Gulf of Mexico. This is the luxurious waterfront Florida lifestyle you’ve dreamed of—elevated to perfection. Make it yours today. Don't miss out...Schedule your private showing asap!
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,678
Sqft
0.23 ac
Lot size
3
Garage
2025
Year built
One
Levels
$253
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,913 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,913/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−10.6%
$/sqft vs PORT CHARLOTTE SEC 82
$253 vs $262
Days on market
127 vs 59 typical
Where $253/sqft sits among the 8 homes for sale in PORT CHARLOTTE SEC 82
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside South Gulf Cove
Get to know Port Charlotte. See the full Port Charlotte guide →
South Gulf Cove — neighborhood snapshot
Population
5,413
Median age
63
Median income
$92,806
Median home value
$480,409
Avg household
2
Households w/ children
284
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$289K → $305K
Port Charlotte median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
1 of 8
PORT CHARLOTTE SEC 82 have cut their price
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 976% above the PORT CHARLOTTE 33981 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 15089 ALDAMA CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$200,000
10474 RIVERSIDE ROAD · same community
4 bd · 3 ba · 1,920 sqft · $104/sqft · 34 DOM
Sold · Jun ’26$935,000
15576 ALDAMA CIRCLE · same community
3 bd · 3 ba · 2,093 sqft · $447/sqft · 88 DOM
Sold · May ’26$384,500
15081 ALDAMA CIRCLE · same community
3 bd · 2 ba · 2,101 sqft · $183/sqft · 145 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 15089 ALDAMA CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 15089 ALDAMA CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
15089 ALDAMA CIRCLE FAQs
What would the monthly payment be for 15089 ALDAMA CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,913/mo — principal and interest, the actual property-tax bill, the $10/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 15089 ALDAMA CIRCLE?+
The association fee works out to $10 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 15089 ALDAMA CIRCLE?+
The most recent tax bill on record (2025) was $639. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 15089 ALDAMA CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Port Charlotte?+
At $425,000, this home is listed about 29% above the Port Charlotte median of $330,350. The market section on this page shows how the area is trending.
Which schools are assigned to 15089 ALDAMA CIRCLE?+
Myakka River Elementary School (elementary), L. A. Ainger Middle School (middle), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$425,000 runs 976% above the PORT CHARLOTTE 33981 median.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
127 days on market against a Port Charlotte median of 59 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $429,000, now $425,000 — a $4K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX PALM REALTY · Nick Demers. MLS #C7524147.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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