2828 SW TORONADO TRAIL, STUART, FL, 34997
Active115 days on marketListed Mar 29, 2026MLS #C7524076
About this home
2828 SW TORONADO TRAIL
This newly remodeled manufactured home is located in the desirable St Lucie Falls 55+ community, where YOU OWN THE LAND. The 2-bedroom, 2-bath double-wide features ALL NEW architectural shingle roofing, scratch-and water-resistant laminate floors throughout, quartz countertops, fresh kitchen cabinets, updated bathroom vanities, freshly painted interior and exterior throughout, modern ceiling fans and light fixtures, Samsung electric appliances, and numerous hidden upgrades. Upon entering, you'll immediately appreciate the eat-in galley-style kitchen that seamlessly connects with the living room and dining area. The spacious master bedroom includes an en-suite bathroom. Start your mornings with a cup of coffee on the enclosed screened porch, which leads to a FULLY FENCED YARD perfect for pets and includes several mature fruit trees. The exterior shed/workshop contains a laundry room with a newer washer and dryer, a large utility sink, and a quartz countertop folding station. St Lucie Falls offers a range of amenities, including two heated pools, two clubhouses, a fitness room, banquet facilities, library, shuffleboard, bocce ball, tennis, pickleball courts, and optional off-site RV/boat/truck parking for an additional fee. The community is conveniently located near I-95 for easy travel south to Miami or north to Orlando, and only 30-minute drive to beautiful SE Florida beaches. All this with low HOA fees. This home is a must-see!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,006
Sqft
0.15 ac
Lot size
1987
Year built
One
Levels
$218
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,785 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,785/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside St. Lucie Falls
Get to know Stuart. See the full Stuart guide →
St. Lucie Falls — neighborhood snapshot
Population
1,048
Median age
51
Median income
$79,929
Median home value
$312,000
Avg household
2
Households w/ children
117
For the school run
Martin County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Stuart market
$220K → $1.0M
Stuart median sold, yr/yr
94.2%
Sale-to-list ratio (12 mo)
Median sold price, Stuart, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 44% below the STUART 34997 median. See the full Stuart market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2828 SW TORONADO TRAIL — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2828 SW TORONADO TRAIL — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
2828 SW TORONADO TRAIL FAQs
What would the monthly payment be for 2828 SW TORONADO TRAIL?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,785/mo — principal and interest, the actual property-tax bill, the $171/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2828 SW TORONADO TRAIL?+
The association fee works out to $171 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2828 SW TORONADO TRAIL?+
The most recent tax bill on record (2025) was $813. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2828 SW TORONADO TRAIL?+
The listing reports pets: Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Stuart?+
At $219,000, this home is listed about 17% below the Stuart median of $265,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2828 SW TORONADO TRAIL?+
Crystal Lake Elementary School (elementary), South Fork High School (high), Dr. David L. Anderson Middle School (middle) — Martin County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the STUART 34997 market on paper
$219,000 is 44% below the STUART 34997 median of $389,000, and at $218/sqft it sits under the Stuart average of $375.
02Strong assigned schools
Crystal Lake Elementary School, South Fork High School, Dr. David L. Anderson Middle School — Crystal Lake Elementary School rates 4 of 5. Always verify assignments with the district.
03The price has already moved
Listed at $229,000, now $219,000 — a $10K cut. The full history is in the market section below.
Listing courtesy of REALTY BY DALE THOMAS · Sharon Roessner. MLS #C7524076.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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