David Ramirez
$899,000$925,0003 bd3.5 ba2,751 sqft$327 /sqft$5,985 /mo all-in ↓

1356 TREMONT TERRACE, PORT CHARLOTTE, FL, 33953

Active124 days on marketListed Apr 7, 2026MLS #C7523913

Reduced $26KWaterfrontPrivate poolSingle Family ResidencePORT CHARLOTTE SEC 055

About this home

1356 TREMONT TERRACE

Welcome to 1356 Tremont Ter! Spacious Two-Story Custom Waterfront Pool Home with Direct access to the Beautiful Myakka River, Boating and Fishing are mere moments away from your Boat Dock, that offers a 10,000lb Boat Lift, plus enjoy the Tranquil Water views from your Pool Deck along with the Views the upstairs Balcony offers. This Beautiful Custom Home Features 2,750+ sq. feet of Air Conditioned Living space, Three (3) Bedrooms, Three (3) Full Baths with a Pool Half Bath, Three (3) Car Garage, Volume Ceilings, Tray Ceilings, Great Room with Separate Formal Dining Room, Spacious and Open Kitchen with Stainless Steel Appliances, Expansive Breakfast Bar and Breakfast Nook overlooking the Covered Lanai and Pool, Granite Countertops, Wood Cabinetry, Laundry Room with additional storage and utility sink, Full Guest Bath is located downstairs along with a Private Primary Suite with access to the Lanai and Pool, Primary en-suite offers Separate Vanities, Walk in Shower and Separate Jetted Tub, Water Closet, His and Her Walk in Closets, the Upstairs presents Two (2) Guest Rooms, Full Guest Bath and a Loft area with Balcony overlooking the Pool and gives way to amazing Water Views, this would be an Ideal area for an Executive Home Office, Den/Study or possible 4th Bedroom. Incorporate the Screened Lanai and Heated Pool area for more Living Space, Perfect to Entertain Family and Friends year around. This Stunning Home Embraces the Waterfront Lifestyle you have been looking for, your will have 81ft of Waterfrontage giving access to the Myakka River, Charlotte Harbor and onto the Gulf enjoy World Class Boating, Fishing, Gulf Beaches, plus you will be within a short drive to Shopping, Dining, and all that Southwest Florida Offers. Come take Tour of your New Home.

Facts & features

The home at a glance

3

Bedrooms

3.5

Bathrooms

2,751

Sqft

0.27 ac

Lot size

3

Garage

2006

Year built

Two

Levels

$327

Per sqft

Private poolWaterfrontPool & Water viewPets allowed

Inside

FlooringTile · Vinyl
AppliancesBuilt-In Oven · Dishwasher · Dryer · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Crown Molding · Eating Space In Kitchen · High Ceilings · Primary Bedroom Main Floor · Solid Wood Cabinets · Split Bedroom · Stone Counters · Tray Ceiling(s) · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab · Stem Wall
ViewPool · Water
FacesNorthwest
ParkingDriveway
ExteriorBalcony · Hurricane Shutters · Sliding Doors

Community & fees

Taxes (2025)$7,648/yr
PetsYes
CommunityWaterfront · Deed Restrictions

Utilities & systems

UtilitiesElectricity Connected · Sprinkler Well
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$5,985 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,851
PMI (est., until 20% equity)$337
Property tax — 2025 actual bill$637
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $89,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $89,900
Interest rate6.00%
Loan term

Estimated payment

$5,985/mo

Principal & interest$4,851
PMI (est., until 20% equity)$337
Property taxes (actual bill)$637
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Port Charlotte actives

$327 vs $209

Days on market

124 vs 60 typical

Where $327/sqft sits among the 400 Port Charlotte actives

114
115
67
35
27 · this home
42
$130–175$175–220$220–265$265–310$310–355$355+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Port Charlotte

Map of 1356 TREMONT TERRACE

Get to know Port Charlotte. See the full Port Charlotte guide →

PORT CHARLOTTE 33953 — neighborhood snapshot

Population

7,018

Median age

62.9

Median income

$77,227

Median home value

$332,200

Avg household

2.36

Households w/ children

430

For the school run

Charlotte County School District

MiddleMurdock Middle School★★★★★
HighPort Charlotte High School★★★★★
ElementaryLiberty Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Port Charlotte market

Seller’s marketLeans seller4.9 months of inventoryBuyer’s market

$289K$305K

Port Charlotte median sold, yr/yr

96.0%

Sale-to-list ratio (12 mo)

186 of 400

Port Charlotte actives have cut their price

Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 3986% above the PORT CHARLOTTE 33953 median. See the full Port Charlotte market guide →

Paper trail

This home's history

CurrentPrice reduced to $899,000 $26K
Apr 7, 2026Listed at $925,000 · 124 days on market since
2006Built · PORT CHARLOTTE SEC 055

Reality check

What actually sold near 1356 TREMONT TERRACE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

13000 WINDCREST DRIVESold · Mar ’26

$3,500,000

13000 WINDCREST DRIVE · same community

8 bd · 10 ba · 12,614 sqft · $277/sqft · 254 DOM

13000 Windcrest Drive, Port Charlotte FL 33953Sold · Mar ’26

$3,500,000

13000 Windcrest Drive, Port Charlotte FL 33953 · same community

7 bd · 10 ba · 12,614 sqft · $277/sqft · 106 DOM

13065 CEDAR CREEK DRIVESold · Jul ’26

$560,000

13065 CEDAR CREEK DRIVE

4 bd · 3 ba · 2,522 sqft · $222/sqft · 176 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1356 TREMONT TERRACE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1356 TREMONT TERRACE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

By checking this box, I agree that CENTURY 21 Edge and my agent may call and text me — including by automated means and prerecorded or artificial voice — at any phone number I provide, about my inquiry and the services provided to me, and that calls with CENTURY 21 Edge are recorded. Consent is not a condition of buying or selling a home. Message and data rates may apply. Message frequency may vary. Reply STOP to opt out or HELP for help. See our Privacy Policy, Terms of Use and SMS Terms.

By checking this box, I agree that CENTURY 21 Edge and my agent may send me marketing and promotional text messages — including new listings, market updates, open houses and home value reports — at the phone number I provide, including by automated means. Consent is not a condition of buying or selling a home. Message and data rates may apply. Message frequency may vary. Reply STOP to opt out or HELP for help. See our Privacy Policy, Terms of Use and SMS Terms.

Goes straight to David’s phone and CRM.

Straight answers

1356 TREMONT TERRACE FAQs

What would the monthly payment be for 1356 TREMONT TERRACE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,985/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1356 TREMONT TERRACE?+

The most recent tax bill on record (2025) was $7,648. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1356 TREMONT TERRACE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Port Charlotte?+

At $899,000, this home is listed about 172% above the Port Charlotte median of $330,350. The market section on this page shows how the area is trending.

Which schools are assigned to 1356 TREMONT TERRACE?+

Murdock Middle School (middle), Port Charlotte High School (high), Liberty Elementary School (elementary) — Charlotte County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$899,000 runs 3986% above the PORT CHARLOTTE 33953 median — but at 2,751 sqft it's also 68% larger than the typical Port Charlotte listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

124 days on market against a Port Charlotte median of 60 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $925,000, now $899,000 — a $26K cut. The full history is in the market section below.

Listing courtesy of RE/MAX HARBOR REALTY · J. Lyn Bevis. MLS #C7523913.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New Port Charlotte homes, in your inbox

Like 1356 TREMONT TERRACE but not quite? A daily digest of every new listing in Port Charlotte — straight from the MLS, hours after it goes live. Unsubscribe anytime.

Just watching this one home? Ask David to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated August 9, 2026 at 6:44 PM UTC. The listing information on this page last changed on August 9, 2026 at 6:44 PM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on August 9, 2026 at 6:44 PM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: August 9, 2026 at 6:44 PM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.