David Ramirez
$879,900$895,0003 bd2.5 ba3,115 sqft$282 /sqft$5,430 /mo all-in ↓

3049 SW COUNTY ROAD 769, ARCADIA, FL, 34266

Active123 days on marketListed Mar 23, 2026MLS #C7523808

Reduced $15KSingle Family ResidenceARCADIA

About this home

3049 SW COUNTY ROAD 769

Welcome to your private 5 acre estate, where luxury meets functionality and every detail has been thoughtfully designed to impress. As you arrive, a long concrete driveway leads you to this stunning two-story brick home, showcasing exceptional curb appeal and a welcoming covered front porch. Step through the grand double doors into an impressive foyer featuring soaring ceilings and beautiful luxury vinyl flooring that flows throughout the main living areas. The heart of the home is the meticulously updated kitchen, perfectly suited for both everyday living and entertaining. It boasts quartz countertops, stainless steel appliances, pot filler, farmhouse sink, an oversized gas range with hood vent, and a convenient drawer microwave. The expansive double sided island offers ample seating, while the walk-in pantry is fully equipped with additional cabinetry, a second refrigerator, and freezer. Just off the kitchen, the dining area features a built-in coffee bar, creating a perfect space to start your day. The living room is equally impressive with its soaring ceilings, abundant natural light, and cozy wood burning fireplace. Each downstairs room offers direct access to the surrounding porches, allowing you to fully enjoy the peaceful views of your property. The spacious primary suite is located on the first floor and serves as a private retreat, complete with a large walk-in closet and a luxurious en suite bathroom featuring a standalone soaking tub and walk-in shower. The suite also includes its own private porch, perfect for relaxing in tranquility. Upstairs, you’ll find two generously sized guest bedrooms, each with oversized closets, connected by a walkway that overlooks both the living room and the grand entryway below. Additional interior features include a large laundry room and a versatile bonus space connected to the attached garage, offering endless possibilities for storage, a home office, or hobby area. Step outside and follow the beautifully landscaped concrete pathway past a serene koi pond with a filtration system, leading you to the impressive detached garage and potential in-law suite or man cave. The expansive 6+ car garage features five 11' foot garage doors and an open layout ideal for car enthusiasts, workshops, or a hobby farm setup, garage is accessible using the deeded side road/easement. Within the garage, the in-law suite offers two rooms, is fully air-conditioned, and includes rough-in plumbing for a future kitchenette and bathroom—ready for your customization. Built to stand out, this property also features a durable metal roof, hurricane impact windows, propane tankless water heater, gas dryer, wired for a generator and countless upgrades throughout. This one-of-a-kind estate offers space, luxury, and versatility all in one. Call today to schedule your private tour!

Facts & features

The home at a glance

3

Bedrooms

2.5

Bathrooms

3,115

Sqft

5 ac

Lot size

7

Garage

1988

Year built

Two

Levels

$282

Per sqft

FireplaceNegotiable

Inside

FlooringLuxury Vinyl · Tile
AppliancesDishwasher · Dryer · Microwave · Range · Range Hood · Refrigerator · Washer · Water Filtration System
InteriorBuilt-in Features · Cathedral Ceiling(s) · Ceiling Fan(s) · Eating Space In Kitchen · Open Floorplan · Primary Bedroom Main Floor · Walk-In Closet(s) · Window Treatments
LaundryLaundry Room
CoolingCentral Air
HeatingCentral
FurnishedNegotiable

Outside & construction

RoofMetal
ConstructionStone
FoundationSlab
FacesEast
ParkingDriveway · Garage Door Opener · Off Street · Oversized · Under Building
ExteriorFrench Doors · Irrigation System · Lighting · Private Mailbox · Private Yard · Sidewalk · Storage

Community & fees

Taxes (2025)$2,305/yr

Utilities & systems

UtilitiesElectricity Connected · Propane
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$5,430 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,748
PMI (est., until 20% equity)$330
Property tax — 2025 actual bill$192
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $87,990Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $87,990
Interest rate6.00%
Loan term

Estimated payment

$5,430/mo

Principal & interest$4,748
PMI (est., until 20% equity)$330
Property taxes (actual bill)$192
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs ARCADIA

$282 vs $321

Days on market

123 vs 35 typical

Where $282/sqft sits among the 6 homes for sale in ARCADIA

1
1
0 · this home
2
1
1
$149–195$195–240$240–286$286–331$331–377$377+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Arcadia

Map of 3049 SW COUNTY ROAD 769

Get to know Arcadia. See the full Arcadia guide →

ARCADIA 34266 — neighborhood snapshot

Population

29,065

Median age

39.7

Median income

$47,414

Median home value

$144,600

Avg household

2.55

Households w/ children

3,349

For the school run

DeSoto County School District

ElementaryWest Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Arcadia market

Seller’s marketLeans buyer7.8 months of inventoryBuyer’s market

$280K$260K

Arcadia median sold, yr/yr

94.4%

Sale-to-list ratio (12 mo)

3 of 6

ARCADIA have cut their price

Median sold price, Arcadia, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 221% above the ARCADIA 34266 median. See the full Arcadia market guide →

Paper trail

This home's history

CurrentPrice reduced to $879,900 $15K
Mar 23, 2026Listed at $895,000 · 123 days on market since
1988Built · ARCADIA

Reality check

What actually sold near 3049 SW COUNTY ROAD 769

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

Nearby listingSold · Jun ’26

$750,000

Nearby listing · same community

3 bd · 3.5 ba · 2,842 sqft · $264/sqft · 4 DOM

10724 SW PARK AVENUESold · Jul ’25

$360,000

10724 SW PARK AVENUE · same community

2 bd · 2 ba · 1,972 sqft · $183/sqft · 18 DOM

1807 NW OWENS AVENUESold · Jul ’26

$620,000

1807 NW OWENS AVENUE · same community

3 bd · 2 ba · 1,740 sqft · $356/sqft · 33 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 3049 SW COUNTY ROAD 769 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3049 SW COUNTY ROAD 769 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

3049 SW COUNTY ROAD 769 FAQs

What would the monthly payment be for 3049 SW COUNTY ROAD 769?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,430/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 3049 SW COUNTY ROAD 769?+

The most recent tax bill on record (2025) was $2,305. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Arcadia?+

At $879,900, this home is listed about 141% above the Arcadia median of $365,000. The market section on this page shows how the area is trending.

Which schools are assigned to 3049 SW COUNTY ROAD 769?+

West Elementary School (elementary) — DeSoto County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$879,900 runs 221% above the ARCADIA 34266 median — but at 3,115 sqft it's also nearly twice the size of the typical Arcadia listing.

02Time on market is leverage

123 days on market against a Arcadia median of 35 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $895,000, now $879,900 — a $15K cut. The full history is in the market section below.

Listing courtesy of RE/MAX PALM REALTY · Erin Daum. MLS #C7523808.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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