David Ramirez
$419,000$449,0004 bd3 ba2,006 sqft$209 /sqft$3,461 /mo all-in ↓

1793 SADDLEWOOD CIRCLE, PORT CHARLOTTE, FL, 33953

Active144 days on marketListed Mar 16, 2026MLS #C7523261

Reduced $30KSingle Family ResidenceBISCAYNE LNDG NORTH

About this home

1793 SADDLEWOOD CIRCLE

Welcome to this beautifully designed 2023 Lennar Trevi model offering 2,006 square feet of bright, functional living space in the desirable Biscayne Landing community. This spacious home features 3 full bedrooms, 3 full bathrooms, and a versatile flex room currently used as an office that could easily serve as a fourth bedroom, playroom, or hobby space. Thoughtfully designed with light-filled interiors and stylish accents throughout, the home offers an open-concept layout perfect for both everyday living and entertaining. The home also features numerous upgrades, including a leaded glass front door, premium paint throughout, handcrafted wall treatments in the living and dining areas, a glass kitchen backsplash, unique fans and lighting fixtures, and elegant 5-inch crown molding that adds a refined touch throughout the home. The bright kitchen is the heart of the home, featuring granite countertops, stainless steel appliances, and ample cabinetry, seamlessly flowing into the main living and dining areas. Step outside to the extended screened-in lanai, where you can relax and enjoy peaceful pond views and breathtaking Florida sunsets, creating the perfect setting for morning coffee or evening gatherings. The outdoor space is further enhanced by a large, professionally landscaped lanai extension, offering additional room to enjoy Florida’s outdoor lifestyle. For added peace of mind, the home also includes steel hurricane shutters for extra storm protection. Located in the amenity-rich Biscayne Landing community, residents enjoy access to a community pool, fitness center, and pickleball courts, offering plenty of opportunities for recreation and social connection. The home is also conveniently close to Florida Gulf Coast beaches and Major League Baseball spring training facilities, making it easy to enjoy sunny beach days and America’s favorite pastime. This newer home offers the perfect blend of modern comfort, upgraded finishes, flexible living space, and an active Florida lifestyle in a quiet community with plenty to do nearby.

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

2,006

Sqft

0.21 ac

Lot size

2

Garage

2023

Year built

One

Levels

$209

Per sqft

Water viewNegotiablePets allowed

Inside

FlooringTile
AppliancesBuilt-In Oven · Cooktop · Dryer · Electric Water Heater · Microwave · Refrigerator · Washer
InteriorCrown Molding · High Ceilings · Living Room/Dining Room Combo · Open Floorplan · Walk-In Closet(s)
LaundryElectric Dryer Hookup · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingElectric
FurnishedNegotiable

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
ViewWater
FacesSouthwest
ParkingGarage Door Opener
ExteriorHurricane Shutters · Irrigation System

Community & fees

HOA fee$265/mo
Taxes (2025)$4,604/yr
PetsYes
CommunityClubhouse · Deed Restrictions · Gated Community - No Guard · Golf Carts OK

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,461 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,467
FHA mortgage insurance (est.)$185
Property tax — 2025 actual bill$384
HOA fee — from the listing$265
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $14,665Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $14,665
Interest rate6.00%
Loan term

Estimated payment

$3,461/mo

Principal & interest$2,467
FHA mortgage insurance (est.)$185
Property taxes (actual bill)$384
HOA / condo fee$265
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $419K
$312KedgeAI estimate $334,573 · range $325K$347K$436K

vs edgeAI estimate

+25.2%

$/sqft vs Port Charlotte actives

$209 vs $208

Days on market

144 vs 59 typical

Where $209/sqft sits among the 400 Port Charlotte actives

115
116 · this home
65
35
27
42
$130–175$175–220$220–265$265–310$310–355$355+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Murdock Village

Map of 1793 SADDLEWOOD CIRCLE inside its neighborhood boundary

Get to know Port Charlotte. See the full Port Charlotte guide →

Murdock Village — neighborhood snapshot

Population

770

Median age

57

Median income

$22,690

Median home value

$11,917

Avg household

2

Households w/ children

111

For the school run

Charlotte County School District

MiddleMurdock Middle School★★★★★
HighPort Charlotte High School★★★★★
ElementaryLiberty Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Port Charlotte market

Seller’s marketLeans seller4.9 months of inventoryBuyer’s market

$289K$305K

Port Charlotte median sold, yr/yr

96.0%

Sale-to-list ratio (12 mo)

183 of 400

Port Charlotte actives have cut their price

Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 1805% above the PORT CHARLOTTE 33953 median. See the full Port Charlotte market guide →

Paper trail

This home's history

CurrentPrice reduced to $419,000 $30K
Mar 16, 2026Listed at $449,000 · 144 days on market since
2023Built · BISCAYNE LNDG NORTH

Reality check

What actually sold near 1793 SADDLEWOOD CIRCLE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1689 SADDLEWOOD CIRCLESold · Aug ’26

$330,000

1689 SADDLEWOOD CIRCLE · same community

3 bd · 3 ba · 1,858 sqft · $178/sqft · 163 DOM

1885 CROSSVINE COURTSold · Jul ’26

$510,000

1885 CROSSVINE COURT · same community

3 bd · 3 ba · 2,201 sqft · $232/sqft · 33 DOM

1836 W ISLES ROADSold · Jun ’26

$289,000

1836 W ISLES ROAD

4 bd · 3 ba · 2,006 sqft · $144/sqft · 138 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1793 SADDLEWOOD CIRCLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1793 SADDLEWOOD CIRCLE — before you fall in love.

See it in person

Schedule a tour

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Goes straight to David’s phone and CRM.

Straight answers

1793 SADDLEWOOD CIRCLE FAQs

What would the monthly payment be for 1793 SADDLEWOOD CIRCLE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,461/mo — principal and interest, the actual property-tax bill, the $265/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 1793 SADDLEWOOD CIRCLE?+

The association fee works out to $265 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 1793 SADDLEWOOD CIRCLE?+

The most recent tax bill on record (2025) was $4,604. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1793 SADDLEWOOD CIRCLE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Port Charlotte?+

At $419,000, this home is listed about 27% above the Port Charlotte median of $330,350. The market section on this page shows how the area is trending.

Which schools are assigned to 1793 SADDLEWOOD CIRCLE?+

Murdock Middle School (middle), Port Charlotte High School (high), Liberty Elementary School (elementary) — Charlotte County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$419,000 runs 1805% above the PORT CHARLOTTE 33953 median — but at 2,006 sqft it's also 22% larger than the typical Port Charlotte listing.

02Water views

The water view is part of what you're buying — views hold value independently of the structure.

03Time on market is leverage

144 days on market against a Port Charlotte median of 59 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $449,000, now $419,000 — a $30K cut. The full history is in the market section below.

Listing courtesy of RE/MAX PALM REALTY · Jeffrey Kozlowski. MLS #C7523261.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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