12942 SW KINGSWAY CIRCLE, LAKE SUZY, FL, 34269
Active148 days on marketListed Mar 13, 2026MLS #C7523213
About this home
12942 SW KINGSWAY CIRCLE
Beautifully designed by MasterBuilders, this lakefront residence captures stunning sunset views across the water and offers the relaxed lifestyle Southwest Florida buyers seek. Situated on an expansive half-acre homesite, the property provides plenty of space to add a private pool while still enjoying generous yard space and peaceful lakefront surroundings. Designed to embrace indoor-outdoor living, the home features expansive pocketing sliding glass doors in the living room, family room, and primary suite, along with an aquarium window in the family room that frames the lake view and fills the home with natural light. Soaring cathedral ceilings, architectural niches, and Corian kitchen countertops add character and functionality throughout the living spaces. The spacious family room is ideal for entertaining and offers flexibility to convert to a third bedroom if desired. Enjoy Florida evenings from the oversized screened lanai overlooking the tranquil lake — the perfect setting for morning coffee or watching colorful sunsets reflect across the water. Important updates provide peace of mind, including a new roof (2022) and a storm-rated front door was added in 2023. Accordion hurricane shutters protect the rear of the home, with additional shutters stored in the garage for full coverage. Located in the desirable deed-restricted Lake Suzy community, residents enjoy a peaceful setting with larger homesites, scenic lakes, and proximity to the Aileron Golf Club, while remaining just minutes from I-75 for convenient access to Punta Gorda, Port Charlotte, shopping, dining, and medical facilities. Gulf beaches, Charlotte Harbor boating, and Southwest Florida’s outdoor lifestyle are all within easy reach. This home offers an exceptional opportunity to enjoy the comfort, space, and scenic beauty that make Lake Suzy one of the area’s hidden gems.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,976
Sqft
0.52 ac
Lot size
2
Garage
1996
Year built
One
Levels
$195
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,197 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,197/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+15%
$/sqft vs Lake Suzy actives
$195 vs $191
Days on market
148 vs 61 typical
Where $195/sqft sits among the 14 Lake Suzy actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lake Suzy
Get to know Lake Suzy. See the full Lake Suzy guide →
LAKE SUZY 34269 — neighborhood snapshot
Population
5,111
Median age
62.7
Median income
$54,792
Median home value
$188,800
Avg household
2.16
Households w/ children
347
For the school run
DeSoto County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lake Suzy market
$244K → $399K
Lake Suzy median sold, yr/yr
94.0%
Sale-to-list ratio (12 mo)
7 of 14
Lake Suzy actives have cut their price
Median sold price, Lake Suzy, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 12% above the LAKE SUZY 34269 median. See the full Lake Suzy market guide →
Paper trail
This home's history
Reality check
What actually sold near 12942 SW KINGSWAY CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$349,000
1007 COMSTOCK STREET
3 bd · 2 ba · 1,972 sqft · $177/sqft · 149 DOM
Sold · Jul ’26$319,000
23244 SAFARI AVENUE
3 bd · 2 ba · 1,962 sqft · $163/sqft · 34 DOM
Sold · Feb ’26$260,000
23259 SAFARI AVENUE
3 bd · 2 ba · 1,958 sqft · $133/sqft · 48 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 12942 SW KINGSWAY CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12942 SW KINGSWAY CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
12942 SW KINGSWAY CIRCLE FAQs
What would the monthly payment be for 12942 SW KINGSWAY CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,197/mo — principal and interest, the actual property-tax bill, the $29/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 12942 SW KINGSWAY CIRCLE?+
The association fee works out to $29 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 12942 SW KINGSWAY CIRCLE?+
The most recent tax bill on record (2025) was $6,858. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 12942 SW KINGSWAY CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lake Suzy?+
At $385,000, this home is listed about 26% above the Lake Suzy median of $305,000. The market section on this page shows how the area is trending.
Which schools are assigned to 12942 SW KINGSWAY CIRCLE?+
Nocatee Elementary School (elementary) — DeSoto County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$385,000 runs 12% above the LAKE SUZY 34269 median — but at 1,976 sqft it's also 27% larger than the typical Lake Suzy listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
148 days on market against a Lake Suzy median of 61 — sellers in this position are usually ready to negotiate.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER SUNSTAR REALTY · Sharon Neuhofer. MLS #C7523213.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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