5102 HOPKINS AVENUE, PORT CHARLOTTE, FL, 33981
Active158 days on marketListed Mar 10, 2026MLS #C7523088
About this home
5102 HOPKINS AVENUE
Build your Florida dream home on this oversized corner lot in the desirable Gulf Cove community near the Myakka River. Best of all, this property is NOT located in a Scrub Jay zone, giving you more flexibility when planning your build. A unique feature of this lot is that it offers two possible addresses — 5102 Hopkins Ave or 5866 David Blvd. Enjoy the convenience of being located between Port Charlotte and Englewood, putting you just 20 minutes from the beautiful Gulf of Mexico beaches while still enjoying the peace and quiet of a residential neighborhood away from the busy tourist areas. This property is close to public boat ramps, parks, restaurants, shopping, and everyday amenities. Gulf Cove also offers a voluntary Property Owners Association, which provides access to a private park and community boat ramp with access to the Myakka River and Charlotte Harbor — perfect for boating and fishing enthusiasts. Great opportunity to secure a prime corner lot and start building your Southwest Florida lifestyle today.
Facts & features
The home at a glance
0.4 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$447 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$447/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Gulf Cove
Get to know Port Charlotte. See the full Port Charlotte guide →
Gulf Cove — neighborhood snapshot
Population
4,064
Median age
62
Median income
$57,533
Median home value
$349,277
Avg household
2
Households w/ children
274
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$289K → $305K
Port Charlotte median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1% below the PORT CHARLOTTE 33981 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 5102 HOPKINS AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$312,000
5471 GRAVES TERRACE · same community
2 bd · 2 ba · 1,243 sqft · $251/sqft · 28 DOM
Sold · Mar ’26$264,900
5473 COLFAX TERRACE · same community
3 bd · 2 ba · 1,270 sqft · $209/sqft · 590 DOM
Sold · Aug ’26$240,000
5442 GUIDEPOST TERRACE · same community
3 bd · 2 ba · 1,367 sqft · $176/sqft · 71 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 5102 HOPKINS AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5102 HOPKINS AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
5102 HOPKINS AVENUE FAQs
What would the monthly payment be for 5102 HOPKINS AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $447/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 5102 HOPKINS AVENUE?+
The most recent tax bill on record (2025) was $522. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Port Charlotte?+
At $38,500, this home is listed about 88% below the Port Charlotte median of $329,900. The market section on this page shows how the area is trending.
Which schools are assigned to 5102 HOPKINS AVENUE?+
Myakka River Elementary School (elementary), L. A. Ainger Middle School (middle), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of ERA ADVANTAGE REALTY, INC. · James Folan. MLS #C7523088.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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