322 ORGAN STREET UNIT A & B, PUNTA GORDA, FL, 33982
Active152 days on marketListed Mar 5, 2026MLS #C7522891
About this home
322 ORGAN STREET UNIT A & B
Great Investment Opportunity in Peace River Shores! Discover the exceptional income potential of this versatile concrete block duplex located at 322 Organ Street in Punta Gorda. Built in 1972 and offering approximately 1,598 square feet of total living space across two units (3 bedrooms and 2 bathrooms combined), this property is a turnkey addition to any rental portfolio with both sides currently rented and generating great rental numbers from day one. Each unit features a highly functional layout and comfortable living areas, ensuring consistent tenant appeal and a steady stream of immediate cash flow. The property sits on a generous 80 x 125 lot, providing ample parking space for tenants, as well as room for boats, RVs, or additional storage. Located in the highly desirable, boating-friendly Peace River Shores community, residents enjoy access to optional HOA amenities including a community boat ramp, dock, park, and clubhouse—offering quick and convenient access to the Peace River, Charlotte Harbor, and the Gulf of Mexico. Positioned just a short drive from historic downtown Punta Gorda, tenants or future owner-occupants will love the proximity to waterfront dining, shopping, farmers markets, and entertainment at Fishermen’s Village, along with seamless access to US-17, I-75, and the Punta Gorda Airport. Whether you are looking to expand your real estate portfolio with strong rental yields or capitalize on a growing Southwest Florida multi-family market, this duplex delivers incredible value and a prime location. Schedule your showing today!
Facts & features
The home at a glance
3
Bedrooms
1,598
Sqft
0.23 ac
Lot size
1972
Year built
$181
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,340 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,340/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Punta Gorda actives
$181 vs $203
Days on market
152 vs 59 typical
Where $181/sqft sits among the 400 Punta Gorda actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Punta Gorda
Get to know Punta Gorda. See the full Punta Gorda guide →
PUNTA GORDA 33982 — neighborhood snapshot
Population
12,543
Median age
53.1
Median income
$68,514
Median home value
$285,400
Avg household
2.24
Households w/ children
1,033
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $345K
Punta Gorda median sold, yr/yr
95.1%
Sale-to-list ratio (12 mo)
180 of 400
Punta Gorda actives have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 131% above the PUNTA GORDA 33982 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 322 ORGAN STREET UNIT A & B
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$250,000
168 RICHLAWN AVENUE · same community
3 bd · 2 ba · 1,592 sqft · $157/sqft · 6 DOM
Sold · Mar ’26$455,000
29350 GOODHUE STREET · same community
3 bd · 2 ba · 1,587 sqft · $287/sqft · 13 DOM
Sold · Jun ’26$227,000
390 HAZEL CIRCLE · same community
5 bd · 2 ba · 1,400 sqft · $162/sqft · 120 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 322 ORGAN STREET UNIT A & B — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 322 ORGAN STREET UNIT A & B — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
322 ORGAN STREET UNIT A & B FAQs
What would the monthly payment be for 322 ORGAN STREET UNIT A & B?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,340/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 322 ORGAN STREET UNIT A & B?+
The most recent tax bill on record (2025) was $4,213. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Punta Gorda?+
At $289,000, this home is listed about 15% below the Punta Gorda median of $340,000. The market section on this page shows how the area is trending.
Which schools are assigned to 322 ORGAN STREET UNIT A & B?+
East Elementary School (elementary), Punta Gorda Middle School (middle), Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$289,000 runs 131% above the PUNTA GORDA 33982 median.
02Time on market is leverage
152 days on market against a Punta Gorda median of 59 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $299,900, now $289,000 — a $11K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of REMAX LANDMARK · Akos Jankura. MLS #C7522891.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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