1318 PENGUIN COURT, PUNTA GORDA, FL, 33950
Active153 days on marketListed Mar 6, 2026MLS #C7522691
About this home
1318 PENGUIN COURT
OVER $100,000 in home improvements that include a NEWER METAL ROOF AND NEWER MPACT WINDOWS. This home has a TRANSFEABLE FLOOD POLICY to the new owners plus the newer roof and impact windows will significantly help on reducing your annual homeowners insurance. Experience the very best of Southwest Florida waterfront living in this beautifully maintained move-in ready pool home, ideally situated on a wide, deep-water canal in the highly sought-after Bird Section of Punta Gorda Isles. Tucked away on a quiet cul-de-sac, this exceptional property offers 56 feet of city-maintained concrete seawall, direct sailboat access with no fixed bridges, and quick boating access to Charlotte Harbor through Buckley's Pass and Alligator Creek before reaching the Gulf. Whether you're an avid boater, fisherman, or simply enjoy spectacular waterfront views, this home offers the perfect combination of comfort, convenience, and the Florida lifestyle. Even better, most furnishings are included, allowing you to start enjoying your new waterfront home immediately. Inside, you'll find a bright, open split-bedroom floor plan featuring three bedrooms, two bathrooms, soaring ceilings, beautiful upgraded flooring throughout, and an abundance of natural light. The spacious great room opens seamlessly to the screened lanai through expansive sliding glass doors, creating effortless indoor-outdoor living. The primary suite overlooks the pool and canal with direct lanai access, while the guest bath conveniently serves as a pool bath with direct access from the lanai. The kitchen is designed for both everyday living and entertaining, featuring stainless steel appliances, a large breakfast bar, a cozy breakfast nook, and an open layout that keeps everyone connected. Step outside to your private backyard oasis where a heated pool, expansive covered lanai, and wide canal views create the perfect setting for relaxing or entertaining year-round. Watch boats cruise by, enjoy breathtaking sunsets, or head out for a day on the water from your own backyard. Boaters will appreciate the 10,000-pound boat lift, dock with electric and water service, 56 feet of concrete seawall maintained by the City of Punta Gorda, and unrestricted sailboat access with no bridges to Charlotte Harbor and the Gulf of America. Conveniently located just minutes from Historic Downtown Punta Gorda, you'll enjoy waterfront dining, Fishermen's Village, boutique shopping, golf, pickleball, parks, walking and biking trails, farmers markets, festivals, and live entertainment. Beautiful Gulf beaches, including Englewood Beach and Boca Grande, are an easy drive away. Punta Gorda Airport (PGD) is approximately 15 minutes away, while Southwest Florida International Airport (RSW) is about 40 minutes away.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,683
Sqft
0.23 ac
Lot size
2
Garage
1997
Year built
One
Levels
$392
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,434 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,434/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+15.1%
$/sqft vs PUNTA GORDA ISLES SEC 14
$392 vs $389
Days on market
153 vs 59 typical
Where $392/sqft sits among the 21 homes for sale in PUNTA GORDA ISLES SEC 14
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Punta Gorda Isles
Get to know Punta Gorda. See the full Punta Gorda guide →
Punta Gorda Isles — neighborhood snapshot
Population
10,031
Median age
68
Median income
$97,109
Median home value
$574,467
Avg household
2
Households w/ children
287
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $330K
Punta Gorda median sold, yr/yr
95.1%
Sale-to-list ratio (12 mo)
9 of 21
PUNTA GORDA ISLES SEC 14 have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 145% above the PUNTA GORDA 33950 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 1318 PENGUIN COURT
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$595,000
1200 WINWARD COURT · same community
3 bd · 2 ba · 1,738 sqft · $342/sqft · 64 DOM
Sold · Mar ’26$629,000
925 DON JUAN COURT · same community
3 bd · 2 ba · 1,822 sqft · $345/sqft · 62 DOM
Sold · Nov ’25$430,000
931 JUNO DRIVE · same community
3 bd · 2 ba · 1,520 sqft · $283/sqft · 186 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1318 PENGUIN COURT — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1318 PENGUIN COURT — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1318 PENGUIN COURT FAQs
What would the monthly payment be for 1318 PENGUIN COURT?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,434/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1318 PENGUIN COURT?+
The most recent tax bill on record (2025) was $5,652. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1318 PENGUIN COURT?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $659,000, this home is listed about 91% above the Punta Gorda median of $344,700. The market section on this page shows how the area is trending.
Which schools are assigned to 1318 PENGUIN COURT?+
Sallie Jones Elementary School (elementary), Charlotte High School (high), Punta Gorda Middle School (middle) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$659,000 runs 145% above the PUNTA GORDA 33950 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
153 days on market against a Punta Gorda median of 59 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Sallie Jones Elementary School, Charlotte High School, Punta Gorda Middle School — Sallie Jones Elementary School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $669,000, now $659,000 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of KW PEACE RIVER PARTNERS · Brenda Yates. MLS #C7522691.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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