David Ramirez
$1,295,000$1,345,0004 bd4 ba3,585 sqft$361 /sqft$9,001 /mo all-in ↓

17449 OHARA DRIVE, PORT CHARLOTTE, FL, 33948

Active160 days on marketListed Feb 27, 2026MLS #C7522283

Reduced $50KWaterfrontPrivate poolSingle Family ResidenceSOUTH BAYVIEW ESTATES

About this home

17449 OHARA DRIVE

**PLEASE ENJOY THE 3D INTERACTIVE VIRTUAL TOUR ASSOCIATED WITH THIS FABULOUS PROPERTY – Welcome to South Bayview Estates — where luxury waterfront living meets unforgettable sunsets! Perfectly positioned on a rare double lot, this exceptional sailboat-water residence offers approximately 3,585 square feet of air-conditioned living space. Thoughtfully designed for both everyday comfort and effortless entertaining, this home features four spacious bedrooms, a private office/den, four full baths, a tasteful blend of ceramic tile and luxury vinyl plank flooring throughout and a highly sought-after three-car attached garage. Inside, the home has been thoughtfully updated with quality finishes and modern conveniences, including Granite countertops throughout, soft-close cabinetry, LED lighting, stainless steel appliances, double ovens, built-in wine rack and large center island with sink. A 2023 tile roof, along with recently updated A/C and hot water heater adds valuable peace of mind. The expansive Primary Suite serves as a true sanctuary overlooking the pool and features tray ceilings, a comfortable sitting area and dual walk-in closets. Elegant leaded-glass double doors open to the luxurious Primary Bath, complete with separate vanities, a walk-through shower, private water closet, linen closet and additional seating space. This home also offers a spacious den/office... ideal for a gym, studio or flex space and seamlessly connects the Primary Suite to the main living areas. The split-bedroom floor plan ensures privacy for family and guests alike offering a front guest suite with en-suite bath and walk-in shower, two additional bedrooms sharing a Jack-and-Jill bath with shower/tub combination and a third full guest bath with walk-in shower and direct lanai/pool access. All four bathrooms are beautifully appointed with granite countertops, wood vanities and comfort-height toilets. Next, step outside into your private tropical waterfront retreat! The heated saltwater pool and spa (powered by both electric and gas) showcases a cascading waterfall and enjoys prized southwestern exposure, delivering breathtaking sunset views year-round. The expansive covered lanai is built for entertaining, complete with a fully equipped outdoor kitchen. Boating enthusiasts will appreciate the private dock with water and electric service, along with a 9,000-pound boat lift providing quick, unobstructed sailboat access to open water. The extended circular driveway enhances curb appeal and leads to the oversized three-car garage, featuring an epoxy-coated floor, built-in cabinetry and shelving, workbench and bicycle racks — perfectly suited for an active Florida lifestyle. For added convenience and efficiency, the property is also equipped with a 100-pound buried propane tank, currently leased by the owner. This underground system offers a clean, streamlined appearance with no visible above-ground equipment to disrupt the landscaping or curb appeal. Move-in ready and designed for spectacular sunsets, boating adventures and waterfront entertaining, this exceptional property is just minutes from the charm, dining and scenic waterfront parks of Downtown Punta Gorda and Gulf Beaches. Be sure to explore the 3D virtual tour and schedule your private showing today — your waterfront lifestyle awaits!

Facts & features

The home at a glance

4

Bedrooms

4

Bathrooms

3,585

Sqft

0.69 ac

Lot size

3

Garage

2000

Year built

One

Levels

$361

Per sqft

Private poolWaterfrontNegotiablePets allowed

Inside

FlooringCeramic Tile · Luxury Vinyl
AppliancesConvection Oven · Dishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Range Hood · Refrigerator · Washer
InteriorCathedral Ceiling(s) · Ceiling Fan(s) · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Primary Bedroom Main Floor · Stone Counters · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryElectric Dryer Hookup · Inside · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingCentral · Electric
FurnishedNegotiable

Outside & construction

RoofTile
ConstructionBlock · Stucco
FoundationSlab
FacesNorth
ParkingCircular Driveway · Driveway · Garage Door Opener · Garage Faces Side · Parking Pad
ExteriorOutdoor Kitchen

Community & fees

HOA fee$10/mo
Taxes (2025)$16,295/yr
PetsYes

Utilities & systems

UtilitiesBB/HS Internet Available · Electricity Connected · Propane · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$9,001 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$6,988
PMI (est., until 20% equity)$486
Property tax — 2025 actual bill$1,358
HOA fee — from the listing$10
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $129,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $129,500
Interest rate6.00%
Loan term

Estimated payment

$9,001/mo

Principal & interest$6,988
PMI (est., until 20% equity)$486
Property taxes (actual bill)$1,358
HOA / condo fee$10
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Port Charlotte actives

$361 vs $208

Days on market

160 vs 59 typical

Where $361/sqft sits among the 400 Port Charlotte actives

115
117
66
36
26
40 · this home
$130–176$176–221$221–266$266–312$312–357$357+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside O'hara

Map of 17449 OHARA DRIVE inside its neighborhood boundary

Get to know Port Charlotte. See the full Port Charlotte guide →

O'hara — neighborhood snapshot

Population

5,202

Median age

58

Median income

$75,856

Median home value

$383,125

Avg household

2

Households w/ children

392

For the school run

Charlotte County School District

MiddleMurdock Middle School★★★★★
ElementaryMeadow Park Elementary School★★★★★
HighPort Charlotte High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Port Charlotte market

Seller’s marketLeans seller4.9 months of inventoryBuyer’s market

$289K$305K

Port Charlotte median sold, yr/yr

96.0%

Sale-to-list ratio (12 mo)

175 of 400

Port Charlotte actives have cut their price

Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 4217% above the PORT CHARLOTTE 33948 median. See the full Port Charlotte market guide →

Paper trail

This home's history

CurrentPrice reduced to $1,295,000 $50K
Feb 27, 2026Listed at $1,345,000 · 160 days on market since
2000Built · SOUTH BAYVIEW ESTATES

Reality check

What actually sold near 17449 OHARA DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

5061 COLLINGSWOOD BOULEVARDSold · Sep ’25

$1,400,000

5061 COLLINGSWOOD BOULEVARD · same community

4 bd · 4.5 ba · 2,800 sqft · $500/sqft · 54 DOM

17389 OHARA DRIVESold · Apr ’26

$1,250,000

17389 OHARA DRIVE · same community

3 bd · 3 ba · 2,643 sqft · $473/sqft · 137 DOM

5179 COLLINGSWOOD BLVDSold · Mar ’26

$1,150,000

5179 COLLINGSWOOD BLVD · same community

3 bd · 2.5 ba · 2,474 sqft · $465/sqft · 87 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 17449 OHARA DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 17449 OHARA DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Goes straight to David’s phone and CRM.

Straight answers

17449 OHARA DRIVE FAQs

What would the monthly payment be for 17449 OHARA DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $9,001/mo — principal and interest, the actual property-tax bill, the $10/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 17449 OHARA DRIVE?+

The association fee works out to $10 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 17449 OHARA DRIVE?+

The most recent tax bill on record (2025) was $16,295. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 17449 OHARA DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Port Charlotte?+

At $1,295,000, this home is listed about 290% above the Port Charlotte median of $332,425. The market section on this page shows how the area is trending.

Which schools are assigned to 17449 OHARA DRIVE?+

Murdock Middle School (middle), Meadow Park Elementary School (elementary), Port Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$1,295,000 runs 4217% above the PORT CHARLOTTE 33948 median — but at 3,585 sqft it's also nearly twice the size of the typical Port Charlotte listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

160 days on market against a Port Charlotte median of 59 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $1,345,000, now $1,295,000 — a $50K cut. The full history is in the market section below.

Listing courtesy of RE/MAX ALLIANCE GROUP · Scott Standriff. MLS #C7522283.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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