7454 PALM ISLAND DRIVE UNIT 3311, PLACIDA, FL, 33946
Active165 days on marketListed Feb 19, 2026MLS #C7522136
About this home
7454 PALM ISLAND DRIVE UNIT 3311
Own a slice of Gulf-front paradise at Palm Island Resort with this fully furnished, completely renovated beachfront and pool-front one-bedroom, one-bathroom condo offering direct access to sugar-sand shores and resort-style amenities. This turnkey residence features a private balcony with direct stair access, placing you just steps from the beach and heated community pool. Inside, every detail has been thoughtfully upgraded for modern coastal living: Luxury new flooring throughout, updated lighting and designer finishes, renovated bathroom with elegant tilework and quartz countertops, newer appliances and A/C& Hot Water Heater, all impact-rated windows and sliding doors with Hurricane-rated front door protection. The open layout maximizes space and natural light, while the sleeper sofa expands accommodations—ideal for hosting guests or enhancing short-term rental income potential. Whether you’re seeking a low-maintenance beachfront getaway, an investment property, or both, this property delivers flexibility and strong appeal in today’s coastal market. Located within the desirable Beach Villas community, a part of Palm Island Resort, owners and guests enjoy: Heated pool and spa, private tennis & pickleball courts, two grilling areas, dual beach boardwalks, on-site dining at Rum Bay Restaurant, coffee, breakfast, and essentials at Coconuts Sundry Shop, a fitness center and activities clubhouse (accessible by golf cart, bike, or short walk), with golf cart, kayak, and bike rentals on site & available dockage for boating enthusiasts along with nature trails and organized activities to learn more, a bell service/concierge service and gated resort security. Beachfront inventory in Southwest Florida is limited—and renovated, furnished, income-ready units with this level of access are even more rare. If Gulf views, private beach access, and resort-style amenities are on your wish list, this is an opportunity worth securing. Schedule your private showing and experience island living at its finest.
Facts & features
The home at a glance
1
Bedrooms
1
Bathrooms
668
Sqft
1985
Year built
One
Levels
$298
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,693 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,693/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−18%
$/sqft vs Placida actives
$298 vs $355
Days on market
165 vs 90 typical
Where $298/sqft sits among the 151 Placida actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Placida
Get to know Placida. See the full Placida guide →
PLACIDA 33946 — neighborhood snapshot
Population
2,745
Median age
63.2
Median income
$93,466
Median home value
$626,500
Avg household
2.02
Households w/ children
86%
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Placida market
$475K → $595K
Placida median sold, yr/yr
92.4%
Sale-to-list ratio (12 mo)
64 of 151
Placida actives have cut their price
Median sold price, Placida, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 469% above the PLACIDA 33946 median. See the full Placida market guide →
Paper trail
This home's history
Reality check
What actually sold near 7454 PALM ISLAND DRIVE UNIT 3311
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$250,000
7454 PALM ISLAND DRIVE UNIT 3313 · same community
2 bd · 2 ba · 1,048 sqft · $239/sqft · 781 DOM
Sold · Feb ’26$82,500
7446 PALM ISLAND DRIVE UNIT 3514
1 bd · 1 ba · 668 sqft · $124/sqft · 831 DOM
Sold · Jul ’26$65,000
8321 BAYSIDE AVENUE
2 bd · 1 ba · 672 sqft · $97/sqft · 12 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 7454 PALM ISLAND DRIVE UNIT 3311 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 7454 PALM ISLAND DRIVE UNIT 3311 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
7454 PALM ISLAND DRIVE UNIT 3311 FAQs
What would the monthly payment be for 7454 PALM ISLAND DRIVE UNIT 3311?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,693/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 7454 PALM ISLAND DRIVE UNIT 3311?+
The most recent tax bill on record (2025) was $3,283. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 7454 PALM ISLAND DRIVE UNIT 3311?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Placida?+
At $199,000, this home is listed about 69% below the Placida median of $649,000. The market section on this page shows how the area is trending.
Which schools are assigned to 7454 PALM ISLAND DRIVE UNIT 3311?+
L. A. Ainger Middle School (middle), Vineland Elementary School (elementary), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$199,000 runs 469% above the PLACIDA 33946 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
L. A. Ainger Middle School, Vineland Elementary School, Lemon Bay High School — Vineland Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER SUNSTAR REALTY · Carla Nix. MLS #C7522136.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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