David Ramirez
$168,0002 bd2 ba899 sqft$187 /sqft$1,789 /mo all-in ↓

19505 QUESADA AVENUE UNIT AA105, PORT CHARLOTTE, FL, 33948

Active172 days on marketListed Feb 20, 2026MLS #C7522126

Fully furnishedCondominiumOAKS 04

About this home

19505 QUESADA AVENUE UNIT AA105

Discover the perfect blend of comfort and convenience in this desirable first-floor unit at The Oaks IV Condominium in Port Charlotte. This turnkey, fully furnished 2-bedroom, 2-bathroom condo offers a bright and inviting open-concept layout that feels light and spacious throughout. The main living areas, kitchen, and bathrooms feature durable, easy-care tile flooring, while the bedrooms are comfortably carpeted. The primary bedroom includes a generously sized closet, and both bathrooms have been nicely updated. The well-designed kitchen and dining area provide excellent storage and workspace, making daily living effortless. Extend your living space through the sliding glass doors onto the relaxing screened lanai — the perfect spot to enjoy Florida’s beautiful weather year-round. Recent updates include a new HVAC system and dishwasher installed in 2022, ensuring modern comfort and convenience in this move-in-ready home. The Oaks IV is a well-maintained community offering a wonderful array of amenities: a welcoming clubhouse, picnic areas, shuffleboard courts, a heated swimming pool, scenic walking trails, and an active social calendar filled with clubs and events. Centrally located in the heart of Port Charlotte, you’re just minutes from excellent dining, medical facilities, waterfront parks, shopping, and all the best that Southwest Florida has to offer. This is an exceptional opportunity to own a turnkey condo in a fantastic location. Don’t miss out — schedule your private showing today!

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

899

Sqft

1985

Year built

One

Levels

$187

Per sqft

Furnished

Inside

FlooringCarpet · Tile
AppliancesDishwasher · Dryer · Microwave · Range · Refrigerator · Washer
InteriorBuilt-in Features · Living Room/Dining Room Combo · Open Floorplan · Window Treatments
LaundryLaundry Closet
CoolingCentral Air
HeatingCentral
FurnishedFurnished

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationBlock
FacesSoutheast
ExteriorNone

Community & fees

HOA fee$346/mo
Taxes (2025)$2,638/yr
PetsCats OK, Dogs OK, Number Limit
CommunityBuyer Approval Required · Clubhouse · Community Mailbox · Pool

Utilities & systems

UtilitiesCable Available · Electricity Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$1,789 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$989
FHA mortgage insurance (est.)$74
Property tax — 2025 actual bill$220
Condo fee — from the listing$346
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $5,880Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $5,880
Interest rate6.00%
Loan term

Estimated payment

$1,789/mo

Principal & interest$989
FHA mortgage insurance (est.)$74
Property taxes (actual bill)$220
HOA / condo fee$346
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $168K
$127KedgeAI estimate $133,061 · range $132K$134K$175K

vs edgeAI estimate

+26.3%

$/sqft vs OAKS 04

$187 vs $173

Days on market

172 vs 60 typical

Where $187/sqft sits among the 10 homes for sale in OAKS 04

4
0
1
3
1 · this home
1
$143–152$152–161$161–170$170–179$179–188$188+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Port Charlotte

Map of 19505 QUESADA AVENUE UNIT AA105

Get to know Port Charlotte. See the full Port Charlotte guide →

PORT CHARLOTTE 33948 — neighborhood snapshot

Population

18,732

Median age

59.4

Median income

$60,788

Median home value

$279,500

Avg household

2.32

Households w/ children

1,261

For the school run

Charlotte County School District

ElementaryLiberty Elementary School★★★★★
HighPort Charlotte High School★★★★★
MiddleMurdock Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Port Charlotte market

Seller’s marketLeans seller4.8 months of inventoryBuyer’s market

$289K$305K

Port Charlotte median sold, yr/yr

96.0%

Sale-to-list ratio (12 mo)

6 of 10

OAKS 04 have cut their price

Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 460% above the PORT CHARLOTTE 33948 median. See the full Port Charlotte market guide →

Paper trail

This home's history

Feb 20, 2026Listed at $168,000 · 172 days on market since
1985Built · OAKS 04

Reality check

What actually sold near 19505 QUESADA AVENUE UNIT AA105

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

19505 QUESADA AVENUE UNIT AA104Sold · Feb ’26

$145,000

19505 QUESADA AVENUE UNIT AA104 · same community

2 bd · 2 ba · 899 sqft · $161/sqft · 23 DOM

19505 QUESADA AVENUE UNIT OO206Sold · Dec ’25

$140,000

19505 QUESADA AVENUE UNIT OO206 · same community

2 bd · 2 ba · 899 sqft · $156/sqft · 85 DOM

19505 QUESADA AVENUE UNIT EE103Sold · Dec ’25

$155,000

19505 QUESADA AVENUE UNIT EE103 · same community

2 bd · 2 ba · 838 sqft · $185/sqft · 14 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 19505 QUESADA AVENUE UNIT AA105 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 19505 QUESADA AVENUE UNIT AA105 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Goes straight to David’s phone and CRM.

Straight answers

19505 QUESADA AVENUE UNIT AA105 FAQs

What would the monthly payment be for 19505 QUESADA AVENUE UNIT AA105?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,789/mo — principal and interest, the actual property-tax bill, the $346/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 19505 QUESADA AVENUE UNIT AA105?+

The association fee works out to $346 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 19505 QUESADA AVENUE UNIT AA105?+

The most recent tax bill on record (2025) was $2,638. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 19505 QUESADA AVENUE UNIT AA105?+

The listing reports pets: Cats OK, Dogs OK, Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Port Charlotte?+

At $168,000, this home is listed about 49% below the Port Charlotte median of $330,740. The market section on this page shows how the area is trending.

Which schools are assigned to 19505 QUESADA AVENUE UNIT AA105?+

Liberty Elementary School (elementary), Port Charlotte High School (high), Murdock Middle School (middle) — Charlotte County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$168,000 runs 460% above the PORT CHARLOTTE 33948 median.

02Move-in furnished

The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.

03Time on market is leverage

172 days on market against a Port Charlotte median of 60 — sellers in this position are usually ready to negotiate.

Listing courtesy of SELLSTATE VISION REALTY · Wendy Decker. MLS #C7522126.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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