12760 SW LAKE SIDE DRIVE, ARCADIA, FL, 34269
Active164 days on marketListed Feb 16, 2026MLS #C7522056
About this home
12760 SW LAKE SIDE DRIVE
Experience Luxury, water front property. (Lake front water). 2/2/2 Water front with community pool and club house and your yard is maintained by the HOA. A Block home with quick access to and from. All tile sold with appliances. No flood zone (X). 1,874 Total sq ft. Golfers will love having Sun Seekers Golf Course across the street. Relax on your back porch with breathtaking lake views, creating the perfect for your morning coffee or evening beverages. Conveniently located close to local amenities, beaches, and Tiki Bars and Live entertainment. The best game fishing in the world with off speed boat racing to spring training baseball teams as The Atlanta Braves and Tampa Rays. Just want to go to the beach or go fishing for the day. Great to do it all with whatever you can dream or do as a hobby. Local International Airports: Fort Myers, Sarasota and local Punta Gorda with Allegiant airlines direct. Many outdoor concert venues weekly. Local parks, state parks, tennis or pickle ball, to amazing golf courses. You deserve to view this property and make it your home or investment.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,290
Sqft
0.15 ac
Lot size
2
Garage
2013
Year built
One
Levels
$232
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,490 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,490/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−1.3%
$/sqft vs Arcadia actives
$232 vs $240
Days on market
164 vs 35 typical
Where $232/sqft sits among the 123 Arcadia actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Arcadia
Get to know Arcadia. See the full Arcadia guide →
ARCADIA 34269 — neighborhood snapshot
Population
5,111
Median age
62.7
Median income
$54,792
Median home value
$188,800
Avg household
2.16
Households w/ children
347
For the school run
DeSoto County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Arcadia market
$280K → $260K
Arcadia median sold, yr/yr
94.4%
Sale-to-list ratio (12 mo)
53 of 123
Arcadia actives have cut their price
Median sold price, Arcadia, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 9% below the ARCADIA 34269 median. See the full Arcadia market guide →
Paper trail
This home's history
Reality check
What actually sold near 12760 SW LAKE SIDE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$250,000
25160 RECIFE DRIVE
3 bd · 2 ba · 1,406 sqft · $178/sqft · 25 DOM
Sold · Jul ’25$340,000
25509 AREQUIPA DRIVE
3 bd · 2 ba · 1,469 sqft · $231/sqft · 64 DOM
Sold · Apr ’26$280,000
330 MARACA STREET
3 bd · 2 ba · 1,594 sqft · $176/sqft · 155 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 12760 SW LAKE SIDE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12760 SW LAKE SIDE DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
12760 SW LAKE SIDE DRIVE FAQs
What would the monthly payment be for 12760 SW LAKE SIDE DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,490/mo — principal and interest, the actual property-tax bill, the $231/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 12760 SW LAKE SIDE DRIVE?+
The association fee works out to $231 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 12760 SW LAKE SIDE DRIVE?+
The most recent tax bill on record (2025) was $2,410. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 12760 SW LAKE SIDE DRIVE?+
The listing reports pets: Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Arcadia?+
At $299,900, this home is listed about 18% below the Arcadia median of $365,000. The market section on this page shows how the area is trending.
Which schools are assigned to 12760 SW LAKE SIDE DRIVE?+
Nocatee Elementary School (elementary) — DeSoto County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the ARCADIA 34269 market on paper
$299,900 is 9% below the ARCADIA 34269 median of $329,000, and at $232/sqft it sits under the Arcadia average of $310.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
164 days on market against a Arcadia median of 35 — sellers in this position are usually ready to negotiate.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX PALM REALTY · Adam Keller. MLS #C7522056.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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