1650 W MARION AVENUE UNIT 123, PUNTA GORDA, FL, 33950
Active169 days on marketListed Feb 19, 2026MLS #C7521998
About this home
1650 W MARION AVENUE UNIT 123
STOP THE CAR !!— *It’s Harbor Front in Punta Gorda Isles! Experience Breathtaking, Unobstructed Full Water Front Views of Charlotte Harbor from Your Kitchen, Great Room, Lanai, and Primary Suite in This Beautifully Rejuvenated 2nd-Floor Residence. Located in an Intimate 12- Unit Building with Elevator Access, This Spacious 3 bedroom 2 Bath Condo Offers Refined Coastal Living at It's Best! Inside You'll find Large Diagonal Tile Flooring Throughout, a Designer Kitchen Featuring Granite Countertops, Stainless Steel Appliances and Wood Cabinetry Plus Generous Walk-In Closets. The recently refreshed Interior creates a Clean, Move In Ready feel! The Primary Suite Captures Stunning Harbor Views and Offers a Well Appointed Grand Bath with A Roomy Shower, Dual sinks and Abundant Storage. Additional Features Include Remote Controlled Electric Hurricane Shutters, A Heated Community Pool, Surrounded by Mature Tropical Landscaping, One deeded Under Building Parking Space and a Privates Storage Room. SUPERB LOCATION — Walk across the street to Isles Yacht Club and Just around the corner to Fishermen’s Village for Waterfront Dining, Boutique Shopping, Entertainment, and Marina Access. Enjoy Watching Boats Glide by and Soaking in Gorgeous Southwest Florida Sunsets from Your Own Lanai — THIS is the Punta Gorda Isles Waterfront Lifestyle You’ve been Waiting For!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,043
Sqft
0.95 ac
Lot size
1999
Year built
One
Levels
$257
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,042 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,042/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+25%
$/sqft vs SOUTHWIND
$257 vs $217
Days on market
169 vs 59 typical
Where $257/sqft sits among the 8 homes for sale in SOUTHWIND
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Punta Gorda Isles
Get to know Punta Gorda. See the full Punta Gorda guide →
Punta Gorda Isles — neighborhood snapshot
Population
10,031
Median age
68
Median income
$97,109
Median home value
$574,467
Avg household
2
Households w/ children
287
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $330K
Punta Gorda median sold, yr/yr
95.1%
Sale-to-list ratio (12 mo)
1 of 8
SOUTHWIND have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 95% above the PUNTA GORDA 33950 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 1650 W MARION AVENUE UNIT 123
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$245,000
1325 SE 32ND STREET · same community
3 bd · 2 ba · 1,588 sqft · $154/sqft · 98 DOM
Sold · Aug ’25$250,000
2477 Caroma Lane, West Palm Beach FL 33415 · same community
2 bd · 1.5 ba · 1,264 sqft · $198/sqft · 28 DOM
Sold · Nov ’25$335,000
108 Baldwin Blvd, Lake Worth FL 33463 · same community
2 bd · 2.5 ba · 1,100 sqft · $305/sqft · 100 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1650 W MARION AVENUE UNIT 123 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1650 W MARION AVENUE UNIT 123 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1650 W MARION AVENUE UNIT 123 FAQs
What would the monthly payment be for 1650 W MARION AVENUE UNIT 123?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,042/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1650 W MARION AVENUE UNIT 123?+
The most recent tax bill on record (2025) was $6,711. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1650 W MARION AVENUE UNIT 123?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $525,000, this home is listed about 54% above the Punta Gorda median of $341,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1650 W MARION AVENUE UNIT 123?+
Sallie Jones Elementary School (elementary), Charlotte High School (high), Punta Gorda Middle School (middle) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$525,000 runs 95% above the PUNTA GORDA 33950 median — but at 2,043 sqft it's also 21% larger than the typical Punta Gorda listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
169 days on market against a Punta Gorda median of 59 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Sallie Jones Elementary School, Charlotte High School, Punta Gorda Middle School — Sallie Jones Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of FIVE STAR REALTY OF CHARLOTTE · Monica Vallee. MLS #C7521998.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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