8362 OSPREY ROAD, ENGLEWOOD, FL, 34224
Active180 days on marketListed Feb 3, 2026MLS #C7521422
About this home
8362 OSPREY ROAD
Welcome to this charming 3-bedroom, 2-bathroom home located in the heart of Englewood, Florida. Offering 1,152 square feet of living space, this home features a bright and open layout with tile flooring throughout the main living areas and spacious bedrooms. The kitchen opens to the living and dining areas, making it perfect for entertaining or everyday living. Both bathrooms are well-sized, and the split-bedroom floor plan provides added privacy. An indoor laundry area adds convenience and functionality. Enjoy the Florida lifestyle with a generously sized yard and plenty of room for outdoor activities, gardening, or future enhancements. Conveniently located near shopping, dining, schools, and just a short drive to Englewood’s beautiful beaches, fishing, and parks. This home is move-in ready and offers a great opportunity for full-time living, seasonal use, or investment. No HOA. Inspection report available.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,152
Sqft
0.16 ac
Lot size
1961
Year built
One
Levels
$134
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,389 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,389/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−54.1%
$/sqft vs PINE LAKE
$134 vs $207
Days on market
180 vs 59 typical
Where $134/sqft sits among the 13 homes for sale in PINE LAKE
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Englewood
Get to know Englewood. See the full Englewood guide →
ENGLEWOOD 34224 — neighborhood snapshot
Population
15,971
Median age
63.6
Median income
$56,862
Median home value
$262,200
Avg household
2.02
Households w/ children
795
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Englewood market
$320K → $333K
Englewood median sold, yr/yr
94.5%
Sale-to-list ratio (12 mo)
5 of 13
PINE LAKE have cut their price
Median sold price, Englewood, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 74% above the ENGLEWOOD 34224 median. See the full Englewood market guide →
Paper trail
This home's history
Reality check
What actually sold near 8362 OSPREY ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$78,500
8188 ROBERT STREET · same community
2 bd · 2 ba · 1,152 sqft · $68/sqft · 39 DOM
Sold · Apr ’26$147,500
8362 PELICAN ROAD · same community
2 bd · 1 ba · 1,116 sqft · $132/sqft · 7 DOM
Sold · Sep ’25$50,000
7930 E SOUTHLAKE DRIVE · same community
2 bd · 1 ba · 956 sqft · $52/sqft · 50 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 8362 OSPREY ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 8362 OSPREY ROAD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
8362 OSPREY ROAD FAQs
What would the monthly payment be for 8362 OSPREY ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,389/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 8362 OSPREY ROAD?+
The most recent tax bill on record (2025) was $2,981. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 8362 OSPREY ROAD?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Englewood?+
At $154,900, this home is listed about 58% below the Englewood median of $369,302. The market section on this page shows how the area is trending.
Which schools are assigned to 8362 OSPREY ROAD?+
Lemon Bay High School (high), L. A. Ainger Middle School (middle), Vineland Elementary School (elementary) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$154,900 runs 74% above the ENGLEWOOD 34224 median.
02Time on market is leverage
180 days on market against a Englewood median of 59 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Lemon Bay High School, L. A. Ainger Middle School, Vineland Elementary School — Vineland Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $169,900, now $154,900 — a $15K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of OCEAN PARTNERS REAL ESTATE · Jaclyn Cannelongo. MLS #C7521422.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Englewood homes, in your inbox
Like 8362 OSPREY ROAD but not quite? A daily digest of every new listing in Englewood — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →