David Ramirez
$825,000$875,0003 bd2 ba1,967 sqft$419 /sqft$5,545 /mo all-in ↓

3001 BANYAN WAY, PUNTA GORDA, FL, 33950

Active174 days on marketListed Feb 1, 2026MLS #C7521300

Reduced $50KWaterfrontPrivate poolSingle Family ResidenceCHARLOTTE PARK

About this home

3001 BANYAN WAY

A One-of-a-Kind TREND SETTING Masterpiece on the Water! Welcome to 3001 Banyan Way, Punta Gorda, completed in 2024, where architectural artistry meets uncompromising luxury. Set on a prime waterfront lot with intersecting canal views, 211 feet of seawall, and remarkable sunsets, this residence was crafted with every imaginable upgrade to create a true designer dream home. Simply stunning! From the moment you arrive, the curb appeal is undeniable— ultra modern and powerful exterior colors inspire the senses. A visual delight are the many exterior accents including Hardi Trim Board and Batten cement siding, an expansive lighted retaining wall, offset garage and connecting breezeway with smart wood beam pillars. Professional landscaping with designer lighting, an interlocking three-piece paver driveway and an iron fence with three locking gates frame the back of the property all the way to the seawall. Step onto the Chicago replica brick front porch, beneath a tongue-and-groove ceiling with recessed lighting, and through an impressive iron entry door. Inside, every room tells a story of craftsmanship and indulgence. The living room stuns with Venetian plaster tray ceilings, dramatic beams, a 100-inch linear fireplace, and a full quartzite feature wall. The gourmet kitchen is a showpiece: Dolomite Blue quartzite countertops throughout, GE Café matte white appliances including a six-burner propane range, two under-counter refrigerators, and full-height subway tile with a quartzite shelf. A walk-in pantry and adjoining laundry doubles as a bar and prep space, featuring cobalt blue GE smart appliances, built-in storage, a liquor drawer, and a chandelier-lit window seat. The master suite is a sanctuary with Venetian plaster finishes, custom ceiling design, and a spa-like bath offering a freestanding tub under chandelier light, a walk-through shower with body jets, double marble sinks, and artistic feature walls. Additional rooms showcase true individuality, including a music room adorned with gold-leaf stucco, a bespoke feature wall, and a dramatic chandelier. Outdoor living reaches resort level. A saltwater, heated PebbleTec pool with LED lighting is surrounded by an expansive paved entertainment deck. The covered rear porch features tongue-and-groove ceilings, an outdoor kitchen with grill and sink, recessed lighting, ceiling fans, and dual French iron doors that invite seamless indoor/outdoor living. At the water’s edge, the composite dock is built for the serious boater, with shore power, a 12,000-lb lift, and oversized pilings ready for a roof structure. Enjoy a 15 minute boat ride along the Venice Waterway to Alligator Creek, then to Charlotte Harbor and the Gulf beyond. Every detail is deliberate: spray foam insulation throughout, tankless water heater, hurricane-impact doors and windows, remote custom blinds, lighting integrated into the eaves and landscaping, the highest grade luxury vinyl plank and soap stone tile flooring, and a full-home generator with hook-up. The oversized 24’x24’ insulated garage is a marvel in itself, with epoxy floors, mini-split A/C, EV plug, storage system, and large windows framing canal views. This residence is more than a home—it’s a statement of taste, design, and lifestyle. Perfectly blending Old World materials with cutting-edge systems, 3001 Banyan Way is truly one of a kind Gem. Minutes from all that Punta Gorda has to offer, Fisherman’s Village, Harbor Walk, the Punta Gorda Yacht Club, and much more!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,967

Sqft

0.3 ac

Lot size

2

Garage

2024

Year built

One

Levels

$419

Per sqft

Private poolWaterfrontFireplacePool & Water viewNegotiable

Inside

FlooringCeramic Tile
AppliancesBar Fridge · Dishwasher · Disposal · Dryer · Electric Water Heater · Exhaust Fan · Microwave · Range · Range Hood · Refrigerator · Touchless Faucet · Washer · Wine Refrigerator
InteriorBuilt-in Features · Ceiling Fan(s) · Coffered Ceiling(s) · Dry Bar · In Wall Pest System · Pest Guard System · Solid Wood Cabinets · Stone Counters · Tray Ceiling(s) · Vaulted Ceiling(s) · Walk-In Closet(s) · Wet Bar · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air · Mini-Split Unit(s)
HeatingCentral
FurnishedNegotiable

Outside & construction

RoofMetal
ConstructionBlock · HardiPlank Type
FoundationStem Wall
ViewPool · Water
FacesSoutheast
ExteriorFrench Doors · Irrigation System · Lighting · Outdoor Kitchen · Rain Gutters

Community & fees

Taxes (2025)$7,484/yr
PetsCats OK, Dogs OK

Utilities & systems

UtilitiesBB/HS Internet Available · Electricity Available · Public · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$5,545 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,452
PMI (est., until 20% equity)$309
Property tax — 2025 actual bill$624
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $82,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $82,500
Interest rate6.00%
Loan term

Estimated payment

$5,545/mo

Principal & interest$4,452
PMI (est., until 20% equity)$309
Property taxes (actual bill)$624
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $825K
$586KedgeAI estimate $672,714 · range $611K$748K$858K

vs edgeAI estimate

+22.6%

$/sqft vs CHARLOTTE PARK

$419 vs $226

Days on market

174 vs 59 typical

Where $419/sqft sits among the 10 homes for sale in CHARLOTTE PARK

3
4
2
1
0
0 · this home
$144–190$190–236$236–282$282–328$328–374$374+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Punta Gorda

Map of 3001 BANYAN WAY

Get to know Punta Gorda. See the full Punta Gorda guide →

PUNTA GORDA 33950 — neighborhood snapshot

Population

24,492

Median age

64.6

Median income

$74,484

Median home value

$393,500

Avg household

1.98

Households w/ children

1,614

For the school run

Charlotte County School District

MiddlePunta Gorda Middle School★★★★★
HighCharlotte High School★★★★★
ElementaryEast Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Punta Gorda market

Seller’s marketBalanced6.0 months of inventoryBuyer’s market

$345K$345K

Punta Gorda median sold, yr/yr

95.0%

Sale-to-list ratio (12 mo)

5 of 10

CHARLOTTE PARK have cut their price

Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 203% above the PUNTA GORDA 33950 median. See the full Punta Gorda market guide →

Paper trail

This home's history

CurrentPrice reduced to $825,000 $50K
Feb 1, 2026Listed at $875,000 · 174 days on market since
2024Built · CHARLOTTE PARK

Reality check

What actually sold near 3001 BANYAN WAY

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

514 TARPON WAYSold · Mar ’26

$210,000

514 TARPON WAY · same community

3 bd · 2 ba · 1,954 sqft · $107/sqft · 75 DOM

750 STURGEON PLACESold · May ’26

$400,000

750 STURGEON PLACE · same community

3 bd · 2 ba · 1,938 sqft · $206/sqft · 43 DOM

3115 CHAPMAN BOULEVARDSold · Jun ’26

$470,000

3115 CHAPMAN BOULEVARD · same community

3 bd · 2 ba · 1,890 sqft · $249/sqft · 10 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 3001 BANYAN WAY — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3001 BANYAN WAY — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

3001 BANYAN WAY FAQs

What would the monthly payment be for 3001 BANYAN WAY?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,545/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 3001 BANYAN WAY?+

The most recent tax bill on record (2025) was $7,484. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3001 BANYAN WAY?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Punta Gorda?+

At $825,000, this home is listed about 139% above the Punta Gorda median of $344,849. The market section on this page shows how the area is trending.

Which schools are assigned to 3001 BANYAN WAY?+

Punta Gorda Middle School (middle), Charlotte High School (high), East Elementary School (elementary) — Charlotte County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$825,000 runs 203% above the PUNTA GORDA 33950 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

174 days on market against a Punta Gorda median of 59 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $875,000, now $825,000 — a $50K cut. The full history is in the market section below.

Listing courtesy of KW PEACE RIVER PARTNERS · Christopher Harmon. MLS #C7521300.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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3001 BANYAN WAY, PUNTA GORDA, FL — 3 Bed, 2 Bath — $825,000 | CENTURY 21 Edge