3460 OWL COURT, PUNTA GORDA, FL, 33950
Active186 days on marketListed Jan 29, 2026MLS #C7520882
About this home
3460 OWL COURT
One of the last oversized waterfront corner homesites available in the prestigious Bird Section of Punta Gorda Isles! Located on a quiet cul-de-sac, this exceptional property presents a rare opportunity to build the custom waterfront home you've always imagined in one of Southwest Florida's most sought-after boating communities. This oversized homesite offers 40 feet of prime sailboat-access waterfront with direct, bridge-free access to Charlotte Harbor and the Gulf of America, allowing you to be on open water in minutes. A significant added value is the concrete seawall, maintained by the City of Punta Gorda, providing long-term peace of mind and reducing future maintenance costs. The generous corner lot offers ample space to design an impressive custom residence with four bedrooms, four bathrooms, a three- or four-car garage, an expansive covered lanai, and a resort-style pool—perfect for entertaining family and friends while enjoying spectacular Florida sunsets and waterfront living. Punta Gorda Isles is renowned for its boating lifestyle, beautiful waterfront neighborhoods, and outstanding amenities. Enjoy easy access to Charlotte Harbor, world-class fishing, waterfront restaurants, marinas, and endless days exploring the Gulf of America by boat. Just minutes away are Historic Downtown Punta Gorda, Fishermen's Village, Gilchrist Park, Ponce de Leon Park, Hounds on Henry Dog Park, scenic walking and biking paths, boutique shopping, waterfront dining, farmers markets, festivals, and live entertainment. Nearby Gulf beaches—including Englewood Beach, Manasota Key, and Stump Pass Beach State Park—offer some of Southwest Florida's finest white sand and crystal-clear waters. Travel is convenient with Punta Gorda Airport (PGD) just 10 minutes away and Southwest Florida International Airport (RSW) approximately 45 minutes away.
Facts & features
The home at a glance
0.37 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,351 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,351/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Punta Gorda Isles
Get to know Punta Gorda. See the full Punta Gorda guide →
Punta Gorda Isles — neighborhood snapshot
Population
10,031
Median age
68
Median income
$97,109
Median home value
$574,467
Avg household
2
Households w/ children
287
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $330K
Punta Gorda median sold, yr/yr
95.1%
Sale-to-list ratio (12 mo)
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 3% above the PUNTA GORDA 33950 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 3460 OWL COURT
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$355,000
2935 MAGDALINA DRIVE · same community
3 bd · 2 ba · 1,441 sqft · $246/sqft · 25 DOM
Sold · Mar ’26$400,000
3019 GUADALUPE DRIVE · same community
2 bd · 2 ba · 1,510 sqft · $265/sqft · 132 DOM
Sold · Nov ’25$430,000
931 JUNO DRIVE · same community
3 bd · 2 ba · 1,520 sqft · $283/sqft · 186 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3460 OWL COURT — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3460 OWL COURT — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3460 OWL COURT FAQs
What would the monthly payment be for 3460 OWL COURT?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,351/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3460 OWL COURT?+
The most recent tax bill on record (2025) was $5,406. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3460 OWL COURT?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $275,000, this home is listed about 19% below the Punta Gorda median of $340,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3460 OWL COURT?+
Sallie Jones Elementary School (elementary), Charlotte High School (high), Punta Gorda Middle School (middle) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
02Time on market is leverage
186 days on market against a Punta Gorda median of 59 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Sallie Jones Elementary School, Charlotte High School, Punta Gorda Middle School — Sallie Jones Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $285,000, now $275,000 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of KW PEACE RIVER PARTNERS · Brenda Yates. MLS #C7520882.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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