39321 WASHINGTON LOOP ROAD, PUNTA GORDA, FL, 33982
Active173 days on marketListed Jan 30, 2026MLS #C7520772
About this home
39321 WASHINGTON LOOP ROAD
Welcome to a truly rare country estate where privacy, luxury, and nature converge. Tucked behind a private gated entrance, a winding driveway framed by majestic heritage oaks and lush, manicured landscaping sets the tone for this custom-built, one-owner estate spanning over 10 pristine acres. This is more than a home—it’s a private retreat designed for those who value space, craftsmanship, and tranquility. Built to last with a durable metal roof, full hurricane protection including newer impact sliding doors, the residence offers 5 full bedrooms and expansive living spaces ideal for both everyday comfort and unforgettable gatherings. The living room features a stone wall gas fireplace and is open to the kitchen and dining area. The chef's kitchen is at the heart of the home featuring stainless steel appliances, a built-in oven, an ice maker, wine storage, and an oversized granite island that anchors the space—perfect for entertaining, casual dining, and hosting holidays with ease. The 3-car attached garage is complemented by an additional detached garage, providing ample room for vehicles, equipment, or hobbies. All garages have dedicated electric with room to expand the electric service if you desire. There is also a generator plug in the main garage and a Yamaha Generator is included! Wellness and relaxation take center stage with a dedicated exercise room featuring a sauna and tanning bed, while outdoors, the heated and cooled pool invites year-round enjoyment in a serene, resort-like setting. Nature lovers and boating enthusiasts will appreciate permitted access to Shell Creek, with the ability to add a dock, opening the door to peaceful waterfront moments, kayaking, fishing, and scenic exploration. From the gated arrival to the creekside possibilities, this exceptional estate offers the perfect balance of country charm, privacy, and modern luxury—a once-in-a-lifetime opportunity to own a legacy property. Private. Custom. Unforgettable. *BE SURE TO ASK FOR THE FULL FEATURE SHEET*
Facts & features
The home at a glance
5
Bedrooms
3.5
Bathrooms
5,463
Sqft
10.96 ac
Lot size
4
Garage
1998
Year built
Two
Levels
$357
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$12,001 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$12,001/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Punta Gorda
Get to know Punta Gorda. See the full Punta Gorda guide →
PUNTA GORDA 33982 — neighborhood snapshot
Population
12,543
Median age
53.1
Median income
$68,514
Median home value
$285,400
Avg household
2.24
Households w/ children
1,033
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $345K
Punta Gorda median sold, yr/yr
95.0%
Sale-to-list ratio (12 mo)
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1344% above the PUNTA GORDA 33982 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 39321 WASHINGTON LOOP ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 39321 WASHINGTON LOOP ROAD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
39321 WASHINGTON LOOP ROAD FAQs
What would the monthly payment be for 39321 WASHINGTON LOOP ROAD?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $12,001/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 39321 WASHINGTON LOOP ROAD?+
The most recent tax bill on record (2025) was $7,057. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 39321 WASHINGTON LOOP ROAD?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $1,950,000, this home is listed about 465% above the Punta Gorda median of $344,849. The market section on this page shows how the area is trending.
Which schools are assigned to 39321 WASHINGTON LOOP ROAD?+
East Elementary School (elementary), Punta Gorda Middle School (middle), Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$1,950,000 runs 1344% above the PUNTA GORDA 33982 median — but at 5,463 sqft it's also nearly 3 times the size of the typical Punta Gorda listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
173 days on market against a Punta Gorda median of 59 — sellers in this position are usually ready to negotiate.
Listing courtesy of COLDWELL BANKER SUNSTAR REALTY · Laura Frantz. MLS #C7520772.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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