David Ramirez

665 MACEDONIA DR, PUNTA GORDA, FL, 33950

Active192 days on marketListed Jan 14, 2026MLS #C7520195

PUNTA GORDA ISLES SEC 15

About this home

665 MACEDONIA DR

Build your dream waterfront home in the highly desirable Burnt Store Isles community! This vacant waterfront lot at 665 Macedonia Dr in Punta Gorda offers direct access to Charlotte Harbor and the Gulf via wide, city-maintained canals—ideal for boating and fishing enthusiasts. Imagine waking to serene water views and spending your days enjoying the quintessential Florida lifestyle, with your boat just steps away.Located on a quiet, deed-restricted street surrounded by custom-built homes, this property provides the perfect setting for a custom residence. Enjoy proximity to Burnt Store Marina, golf, dining, shopping, and historic downtown Punta Gorda, all while benefiting from public utilities and city water/sewer availability. No HOA. Don’t miss this opportunity to secure a premium waterfront building lot in one of Punta Gorda’s most sought-after boating communities.

Facts & features

The home at a glance

0.22 ac

Lot size

Water view

Inside

Outside & construction

ViewWater
FacesEast

Community & fees

Taxes (2025)$5,628/yr
CommunityGolf · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available · Electricity Available · Fiber Optics · Phone Available · Sewer Available · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,686 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,913
FHA mortgage insurance (est.)$144
Property tax — 2025 actual bill$469
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $11,375Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $11,375
Interest rate6.00%
Loan term

Estimated payment

$2,686/mo

Principal & interest$1,913
FHA mortgage insurance (est.)$144
Property taxes (actual bill)$469
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Punta Gorda

Map of 665 MACEDONIA DR

Get to know Punta Gorda. See the full Punta Gorda guide →

PUNTA GORDA 33950 — neighborhood snapshot

Population

24,492

Median age

64.6

Median income

$74,484

Median home value

$393,500

Avg household

1.98

Households w/ children

1,614

For the school run

Charlotte County School District

MiddlePunta Gorda Middle School★★★★★
HighCharlotte High School★★★★★
ElementaryEast Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Punta Gorda market

Seller’s marketBalanced6.0 months of inventoryBuyer’s market

$345K$345K

Punta Gorda median sold, yr/yr

95.0%

Sale-to-list ratio (12 mo)

Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 19% above the PUNTA GORDA 33950 median. See the full Punta Gorda market guide →

Paper trail

This home's history

Jan 14, 2026Listed at $325,000 · 192 days on market since

Reality check

What actually sold near 665 MACEDONIA DR

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

730 ELISA DRIVESold · Jan ’26

$525,000

730 ELISA DRIVE · same community

3 bd · 2 ba · 1,697 sqft · $309/sqft · 1 DOM

376 PORTOFINO DRIVESold · Aug ’25

$440,000

376 PORTOFINO DRIVE · same community

3 bd · 2 ba · 1,710 sqft · $257/sqft · 75 DOM

3767 TRIPOLI BOULEVARDSold · Mar ’26

$407,500

3767 TRIPOLI BOULEVARD · same community

3 bd · 2 ba · 1,719 sqft · $237/sqft · 96 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 665 MACEDONIA DR — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 665 MACEDONIA DR — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

665 MACEDONIA DR FAQs

What would the monthly payment be for 665 MACEDONIA DR?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,686/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 665 MACEDONIA DR?+

The most recent tax bill on record (2025) was $5,628. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Punta Gorda?+

At $325,000, this home is listed about 6% below the Punta Gorda median of $344,849. The market section on this page shows how the area is trending.

Which schools are assigned to 665 MACEDONIA DR?+

Punta Gorda Middle School (middle), Charlotte High School (high), East Elementary School (elementary) — Charlotte County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$325,000 runs 19% above the PUNTA GORDA 33950 median.

02Water views

The water view is part of what you're buying — views hold value independently of the structure.

03Time on market is leverage

192 days on market against a Punta Gorda median of 59 — sellers in this position are usually ready to negotiate.

Listing courtesy of FIVE STAR REALTY OF CHARLOTTE · Ken Williams. MLS #C7520195.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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