JOANN TERRACE, NORTH PORT, FL, 34286
Active211 days on marketListed Jan 6, 2026MLS #C7519714
About this home
JOANN TERRACE
Priced to sell. Build your dream home or invest in the future with this conveniently located vacant lot in the growing city of North Port. Situated in lender-preferred Flood Zone X with no HOA or CDD fees, this property offers convenient access to both I-75 and US-41, making travel throughout Southwest Florida a breeze. Enjoy nearby shopping, dining, schools, parks, Warm Mineral Springs, CoolToday Park, and Gulf Coast beaches. A great opportunity to build now or hold for future appreciation. Buyer to verify utilities, zoning, and building requirements.
Facts & features
The home at a glance
0.23 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$331 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$331/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Chamberlain
Get to know North Port. See the full North Port guide →
Chamberlain — neighborhood snapshot
Population
6,575
Median age
43
Median income
$62,583
Median home value
$300,075
Avg household
3
Households w/ children
972
For the school run
Sarasota County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The North Port market
$316K → $304K
North Port median sold, yr/yr
96.7%
Sale-to-list ratio (12 mo)
Median sold price, North Port, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 43% below the NORTH PORT 34286 median. See the full North Port market guide →
Paper trail
This home's history
Reality check
What actually sold near JOANN TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$299,999
4453 LAGOON TERRACE · same community
3 bd · 2 ba · 1,252 sqft · $240/sqft · 139 DOM
Sold · Jul ’26$319,000
4660 TALISMAN TERRACE · same community
3 bd · 2 ba · 1,340 sqft · $238/sqft · 5 DOM
Sold · Apr ’26$260,000
4009 FEATHER TERRACE · same community
3 bd · 2 ba · 1,372 sqft · $190/sqft · 4 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about JOANN TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for JOANN TERRACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
JOANN TERRACE FAQs
What would the monthly payment be for JOANN TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $331/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on JOANN TERRACE?+
The most recent tax bill on record (2025) was $755. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at JOANN TERRACE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in North Port?+
At $17,000, this home is listed about 95% below the North Port median of $335,422. The market section on this page shows how the area is trending.
Which schools are assigned to JOANN TERRACE?+
North Port High School (high), Atwater Elementary (elementary), Woodland Middle School (middle) — Sarasota County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the NORTH PORT 34286 market on paper
$17,000 is 43% below the NORTH PORT 34286 median of $30,000.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
211 days on market against a North Port median of 53 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $23,000, now $17,000 — a $6K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER SUNSTAR REALTY · Darya Kopylova. MLS #C7519714.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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