4077 LA COSTA ISLAND COURT, PUNTA GORDA, FL, 33950
Active220 days on marketListed Jan 5, 2026MLS #C7519643
About this home
4077 LA COSTA ISLAND COURT
MOVE-IN READY, FURNISHED PGI HOME W/STUNNING GOLF COURSE VIEWS & **NEW ROOF** - This custom 3 bed/2 bath home built on an oversized lot in Punta Gorda Isles offers exceptional fairway and lake views along St. Andrews South Golf Course. Property has a spectacular view of a lake & the 3rd/4th fairways. From the lanai, you can also view the #2 green/#3 tee (to the left) & #3 green (to the right). Inside, the spacious, open floor plan is filled with natural light and enhanced by soaring cathedral ceilings. Architectural details include freshly painted trim, doors, and ceilings, lighted plant shelves, and wood-look porcelain plank tile throughout the main living areas. The kitchen is centrally located with a mix of solid surface and tile countertops, stainless steel appliances, tile backsplash, and ample cabinetry — including a built-in wine rack and closet pantry. A charming breakfast area offers pool and golf course views, while the adjacent formal dining space is ideal for entertaining. The master suite opens directly to the lanai and features a cozy reading nook, oversized walk-in closet, and spa-like bath with dual sinks, garden tub, and separate tiled shower. The split-bedroom layout ensures privacy with generously sized guest rooms, each offering walk-in closets. The guest bath also serves as a convenient pool bath with direct lanai access. Designed for indoor-outdoor living, nearly every room in the home offers views of the pool and/or lake. The screened lanai includes an in-ground, heated pool, outdoor shower, and a dedicated storage closet for pool equipment. Whether lounging in the sun or dining alfresco, this outdoor space is ideal for enjoying Punta Gorda’s year-round sunshine. Well-maintained and extensively updated, this home offers peace of mind with a NEW roof (2023), NEW microwave (2024), fresh exterior paint (2022), rescreened lanai (2023), NEW pool pump and heater (2023), NEW water heater (2023), NEW HVAC system (2021), NEW washer (2022), NEW refrigerator and dishwasher (2018), upgraded irrigation control panel, and enhanced security system. Additional features include a two-car garage, hurricane protection, and a security system. Miles of sidewalks connect you to the rest of Punta Gorda Isles and beyond — including nearby St. Andrews South Golf Club, the Isles Yacht Club, Fishermen’s Village, and historic downtown. Optional membership in the Punta Gorda Isles Civic Association offers countless social activities and ways to meet your neighbors. Claim your place in paradise today and enjoy a lifestyle filled with golf, sunshine, and outdoor enjoyment.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,976
Sqft
0.3 ac
Lot size
2
Garage
1999
Year built
One
Levels
$288
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,796 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$3,796/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−15.6%
$/sqft vs PUNTA GORDA ISLES SEC 12
$288 vs $347
Days on market
220 vs 63 typical
Where $288/sqft sits among the 14 homes for sale in PUNTA GORDA ISLES SEC 12
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Punta Gorda Isles
Get to know Punta Gorda. See the full Punta Gorda guide →
Punta Gorda Isles — neighborhood snapshot
Population
10,031
Median age
68
Median income
$97,109
Median home value
$574,467
Avg household
2
Households w/ children
287
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $330K
Punta Gorda median sold, yr/yr
95.1%
Sale-to-list ratio (12 mo)
8 of 14
PUNTA GORDA ISLES SEC 12 have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 110% above the PUNTA GORDA 33950 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 4077 LA COSTA ISLAND COURT
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$725,000
3616 DARIN DRIVE · same community
3 bd · 2 ba · 2,091 sqft · $347/sqft · 52 DOM
Sold · May ’26$875,000
3514 CAYA LARGO COURT · same community
3 bd · 2 ba · 2,132 sqft · $410/sqft · 4 DOM
Sold · Mar ’26$585,000
4015 LA COSTA ISLAND COURT · same community
3 bd · 2 ba · 1,814 sqft · $322/sqft · 15 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4077 LA COSTA ISLAND COURT — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4077 LA COSTA ISLAND COURT — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4077 LA COSTA ISLAND COURT FAQs
What would the monthly payment be for 4077 LA COSTA ISLAND COURT?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $3,796/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4077 LA COSTA ISLAND COURT?+
The most recent tax bill on record (2025) was $4,268. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4077 LA COSTA ISLAND COURT?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $568,500, this home is listed about 67% above the Punta Gorda median of $339,900. The market section on this page shows how the area is trending.
Which schools are assigned to 4077 LA COSTA ISLAND COURT?+
Sallie Jones Elementary School (elementary), Charlotte High School (high), Punta Gorda Middle School (middle) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$568,500 runs 110% above the PUNTA GORDA 33950 median — but at 1,976 sqft it's also 17% larger than the typical Punta Gorda listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
220 days on market against a Punta Gorda median of 63 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Sallie Jones Elementary School, Charlotte High School, Punta Gorda Middle School — Sallie Jones Elementary School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $595,000, now $568,500 — a $27K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX HARBOR REALTY · Luke Andreae. MLS #C7519643.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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