11296 OLIVE CIRCLE, PUNTA GORDA, FL, 33955
Active219 days on marketListed Dec 14, 2025MLS #C7518975
About this home
11296 OLIVE CIRCLE
Own the land, skip the lot rent, and enjoy turnkey canal-front Florida living from day one. This turnkey canal-front home offers an easy Florida lifestyle with privacy, flexibility, and major updates already completed. Fully renovated from top to bottom in 2022, this 1 bedroom + FLEX ROOM, 1.5 bathroom home features vinyl flooring throughout. The updated kitchen includes new appliances, and major upgrades provide peace of mind for years to come, including a new roof in 2022, AC in 2023, water heater in 2021, and a newer well. Sold turnkey furnished, this home is truly move-in ready. Step outside and enjoy the tranquil canal-front setting, perfect for relaxing and taking in the natural surroundings. Located on a quiet street, the property offers a sense of privacy while still being conveniently positioned just 10 minutes from Punta Gorda Airport and 5 minutes from I-75. Two exterior sheds provide excellent storage, with one housing the washer and dryer. Additional features include a 30 amp RV outlet, no deed restrictions, insurability, and a non-flood zone location. Whether you are searching for a full-time residence, seasonal getaway, or investment opportunity, this property offers endless possibilities and a serene slice of Florida living.
Facts & features
The home at a glance
1
Bedrooms
1.5
Bathrooms
720
Sqft
0.18 ac
Lot size
1974
Year built
One
Levels
$208
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,260 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,260/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Punta Gorda actives
$208 vs $209
Days on market
219 vs 59 typical
Where $208/sqft sits among the 400 Punta Gorda actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Punta Gorda
Get to know Punta Gorda. See the full Punta Gorda guide →
PUNTA GORDA 33955 — neighborhood snapshot
Population
10,503
Median age
64.4
Median income
$76,733
Median home value
$321,500
Avg household
1.98
Households w/ children
623
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $345K
Punta Gorda median sold, yr/yr
95.0%
Sale-to-list ratio (12 mo)
182 of 400
Punta Gorda actives have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 266% above the PUNTA GORDA 33955 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 11296 OLIVE CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$82,500
11466 ROYAL ROAD · same community
2 bd · 1 ba · 686 sqft · $120/sqft · 6 DOM
Sold · Feb ’26$86,000
11350 PEPPER ROAD · same community
2 bd · 2 ba · 768 sqft · $112/sqft · 57 DOM
Sold · Mar ’26$55,000
15483 OLIVE CIRCLE · same community
2 bd · 2 ba · 768 sqft · $72/sqft · 8 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 11296 OLIVE CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 11296 OLIVE CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
11296 OLIVE CIRCLE FAQs
What would the monthly payment be for 11296 OLIVE CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,260/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 11296 OLIVE CIRCLE?+
The most recent tax bill on record (2025) was $1,811. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Punta Gorda?+
At $149,900, this home is listed about 57% below the Punta Gorda median of $344,849. The market section on this page shows how the area is trending.
Which schools are assigned to 11296 OLIVE CIRCLE?+
East Elementary School (elementary), Punta Gorda Middle School (middle), Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$149,900 runs 266% above the PUNTA GORDA 33955 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
219 days on market against a Punta Gorda median of 59 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $159,000, now $149,900 — a $9K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX HARBOR REALTY · Joe Mason. MLS #C7518975.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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