2328 MAGDALINA DRIVE, PUNTA GORDA, FL, 33950
Active242 days on marketListed Dec 3, 2025MLS #C7518609
About this home
2328 MAGDALINA DRIVE
Don’t miss this exceptional canal-front building lot offering 75 feet of city-maintained concrete seawall. Situated in the desirable deed-restricted community of Punta Gorda Isles, this cleared property is zoned for single-family or multi-family use and provides direct boating access to Charlotte Harbor and the Gulf of Mexico. With city water and sewer available and ample space for a pool, it’s the perfect setting for your Florida dream home. The adjacent lot to the right (C7512535) is also available, adding another 75' x 120' of waterfront with its own concrete seawall—ideal for expanding your footprint or creating a multi-residence investment opportunity. Enjoy a prime location just minutes from historic downtown Punta Gorda, Fishermen’s Village, waterfront parks, dining, shopping, and year-round events. Convenient access to I-75, US-41, and nearby airports—including Punta Gorda Airport and Southwest Florida International—adds to the convenience. If you love golfing, fishing, boating, or simply getting to open water in minutes, this property checks every box!
Facts & features
The home at a glance
0.22 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,080 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,080/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Punta Gorda Isles
Get to know Punta Gorda. See the full Punta Gorda guide →
Punta Gorda Isles — neighborhood snapshot
Population
10,031
Median age
68
Median income
$97,109
Median home value
$574,467
Avg household
2
Households w/ children
287
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $345K
Punta Gorda median sold, yr/yr
95.0%
Sale-to-list ratio (12 mo)
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 11% below the PUNTA GORDA 33950 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 2328 MAGDALINA DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$710,000
808 LUCIA DRIVE · same community
3 bd · 2 ba · 1,831 sqft · $388/sqft · 10 DOM
Sold · Jun ’26$810,000
803 LUCIA DRIVE · same community
3 bd · 2.5 ba · 1,986 sqft · $408/sqft · 37 DOM
Sold · Jun ’26$500,000
1128 RUM CAY COURT · same community
3 bd · 2 ba · 2,071 sqft · $241/sqft · 8 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2328 MAGDALINA DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2328 MAGDALINA DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
2328 MAGDALINA DRIVE FAQs
What would the monthly payment be for 2328 MAGDALINA DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,080/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2328 MAGDALINA DRIVE?+
The most recent tax bill on record (2025) was $5,193. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Punta Gorda?+
At $235,000, this home is listed about 32% below the Punta Gorda median of $344,849. The market section on this page shows how the area is trending.
Which schools are assigned to 2328 MAGDALINA DRIVE?+
Sallie Jones Elementary School (elementary), Charlotte High School (high), Punta Gorda Middle School (middle) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Under the PUNTA GORDA 33950 market on paper
$235,000 is 11% below the PUNTA GORDA 33950 median of $265,250.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
242 days on market against a Punta Gorda median of 59 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Sallie Jones Elementary School, Charlotte High School, Punta Gorda Middle School — Sallie Jones Elementary School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $260,000, now $235,000 — a $25K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of MARINA PARK REALTY LLC · Don Atwell. MLS #C7518609.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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