4019 MALTESE COURT, PUNTA GORDA, FL, 33950
Active249 days on marketListed Dec 1, 2025MLS #C7518415
About this home
4019 MALTESE COURT
GREAT PRICE FOR THIS PRIME WATERFRONT LOT IN BURNT STORE ISLES – 110 FT OF CITY-MAINTAINED CONCRETE SEAWALL WITH A GORGEOUS WESTERN EXPOSURE! Last vacant waterfront lot on this beautiful cul-de-sac street. Experience unforgettable sunsets from this exceptional, oversized waterfront lot (0.29 acres with 120 feet along both side lot lines) —cleared, ready to build, and offering a rare opportunity to create the custom home you’ve always envisioned. We’re happy to connect you with trusted local builders to help bring your dream to life. Enjoy direct sailboat access (no bridges) with approximately 20 minutes to Alligator Creek and then out to Charlotte Harbor and the Gulf. The property features a 110-foot concrete seawall maintained by the City of Punta Gorda, along with convenient city water and sewer services. Situated in a beautiful, walkable community with miles of sidewalks leading throughout Burnt Store Isles and into downtown Punta Gorda, this location places you close to everything. Explore the boutiques and restaurants of charming downtown Punta Gorda, stroll the waterfront at Fishermen’s Village, or relax at Ponce de Leon Park. Nearby amenities also include golfing, tennis and social club memberships at the Twin Isles Country Club, the very active PGI Civic Association, and the prestigious Isles Yacht Club. Dining, shopping, recreation, and entertainment are all just minutes away—and with Punta Gorda Airport (Allegiant Airlines) nearby, travel is effortless. Embrace the luxurious, active Southwest Florida lifestyle in a community known for its beauty and welcoming spirit. Your piece of paradise is waiting—make this your new address!
Facts & features
The home at a glance
0.29 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,158 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,158/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Punta Gorda
Get to know Punta Gorda. See the full Punta Gorda guide →
PUNTA GORDA 33950 — neighborhood snapshot
Population
24,492
Median age
64.6
Median income
$74,484
Median home value
$393,500
Avg household
1.98
Households w/ children
1,614
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $330K
Punta Gorda median sold, yr/yr
95.1%
Sale-to-list ratio (12 mo)
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 48% above the PUNTA GORDA 33950 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 4019 MALTESE COURT
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$525,000
730 ELISA DRIVE · same community
3 bd · 2 ba · 1,697 sqft · $309/sqft · 1 DOM
Sold · Mar ’26$407,500
3767 TRIPOLI BOULEVARD · same community
3 bd · 2 ba · 1,719 sqft · $237/sqft · 96 DOM
Sold · Oct ’25$373,000
716 MONACO DRIVE · same community
3 bd · 2 ba · 1,740 sqft · $214/sqft · 215 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4019 MALTESE COURT — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4019 MALTESE COURT — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4019 MALTESE COURT FAQs
What would the monthly payment be for 4019 MALTESE COURT?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,158/mo — principal and interest, the actual property-tax bill, the $4/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4019 MALTESE COURT?+
The association fee works out to $4 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4019 MALTESE COURT?+
The most recent tax bill on record (2025) was $5,628. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4019 MALTESE COURT?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $399,000, this home is listed about 17% above the Punta Gorda median of $341,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4019 MALTESE COURT?+
Punta Gorda Middle School (middle), Charlotte High School (high), East Elementary School (elementary) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$399,000 runs 48% above the PUNTA GORDA 33950 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
249 days on market against a Punta Gorda median of 59 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $450,000, now $399,000 — a $51K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX HARBOR REALTY · Lorrie Tanksley. MLS #C7518415.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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