1644 PALACE COURT, PUNTA GORDA, FL, 33980
Active251 days on marketListed Nov 26, 2025MLS #C7518293
About this home
1644 PALACE COURT
WOW - you're going to love the ZEN patio in this AWESOME ASHTON (with $5,000 painting allowance) floor plan in the gated golf course/active resort of highly desirable Kings Gate, a 55+ community that is NOT in a flood zone and DOES NOT need flood insurance. This FULLY FURNISHED home (with a few exceptions) features a 2021 roof, 2017 AC and a sensational paver patio that will become your sanctuary for your morning coffee - favorite after dinner drink and/or entertaining friends/family. As you approach the house you will notice a screened in entry way - step inside and your eyes will go skyward to the 12 foot high ceilings before noticing the large living room and then looking beyond at the very spacious lanai and that private preserve view. This house has been extremely well cared for and the living room interacts seamlessly with the dining room, kitchen and lanai. Lots of options for entertaining and/or relaxation. The study/den has French doors allowing the room to be used as a 3rd bedroom, TV room, hobby room - whatever fits your lifestyle. The guest bedroom is in the front right of the house with the master bedroom in the back right providing plenty of privacy for both you and your guests. And if you haven't been to Kings Gate before - you're going to love the options for activity (Olympic size heated swimming pool and spa, tennis courts, pickle ball, lawn bowling, shuffle board, bocce, horseshoes, gym, billiards, library, euchre, bingo, bridge, Texas hold em, poker, mahjong and more). The onsite AND NEWLY REMODELED Lions Den restaurant and bar is super convenient and also offers Tuesday night Karaoke and monthly trivia contests. Many residents love the fact that they are just a golf cart ride away from the shopping plaza that provides you access to grocery store (ALDI), drug store, bank, restaurants and shopping. Want to explore outside of Kings Gate – you are minutes away from the restaurants and shops of downtown Punta Gorda and Fisherman's village. And if you want to explore more of Florida's fun spots you’re near I75 to quickly head north or south. An AWESOME home with a ZEN like patio in a PREMIER gated community needs to be experienced. Call today for a private showing and a golf cart tour of the community/amenities.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,772
Sqft
0.12 ac
Lot size
2
Garage
2001
Year built
One
Levels
$214
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,204 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,204/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+20%
$/sqft vs KINGS GATE PH 02
$214 vs $202
Days on market
251 vs 59 typical
Where $214/sqft sits among the 8 homes for sale in KINGS GATE PH 02
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Kings Gate
Get to know Punta Gorda. See the full Punta Gorda guide →
Kings Gate — neighborhood snapshot
Population
811
Median age
75
Median income
$72,679
Median home value
$298,200
Avg household
2
Households w/ children
8%
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $345K
Punta Gorda median sold, yr/yr
95.1%
Sale-to-list ratio (12 mo)
2 of 8
KINGS GATE PH 02 have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 171% above the PUNTA GORDA 33980 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 1644 PALACE COURT
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$383,000
1636 PALACE COURT · same community
2 bd · 2 ba · 1,772 sqft · $216/sqft · 0 DOM
Sold · Sep ’25$310,000
1673 PALACE COURT · same community
3 bd · 2 ba · 1,744 sqft · $178/sqft · 83 DOM
Sold · Aug ’25$400,000
24260 WESTGATE BOULEVARD · same community
3 bd · 2 ba · 1,922 sqft · $208/sqft · 120 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1644 PALACE COURT — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1644 PALACE COURT — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1644 PALACE COURT FAQs
What would the monthly payment be for 1644 PALACE COURT?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,204/mo — principal and interest, the actual property-tax bill, the $454/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1644 PALACE COURT?+
The association fee works out to $454 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1644 PALACE COURT?+
The most recent tax bill on record (2024) was $2,290. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1644 PALACE COURT?+
The listing reports pets: Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $379,000, this home is listed about 11% above the Punta Gorda median of $340,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1644 PALACE COURT?+
Kingsway Elementary School (elementary), Port Charlotte Middle School (middle), Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$379,000 runs 171% above the PUNTA GORDA 33980 median.
02Move-in furnished
The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.
03Time on market is leverage
251 days on market against a Punta Gorda median of 59 — sellers in this position are usually ready to negotiate.
Keep looking
Similar homes nearby
Listing courtesy of KW PEACE RIVER PARTNERS · John Batliner. MLS #C7518293.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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