18197 GARTH AVENUE, PORT CHARLOTTE, FL, 33948
Active258 days on marketListed Nov 25, 2025MLS #C7518222
About this home
18197 GARTH AVENUE
Discover the perfect opportunity to build your dream home on this spacious residential lot tucked away in a quiet and undeveloped pocket of Port Charlotte. With no other houses within a block, this property offers a rare sense of privacy and open space while still being close to the conveniences that make the area so desirable. It’s an ideal setting for anyone looking to create a peaceful retreat surrounded by nature and possibility. Despite its secluded feel, this lot keeps you just minutes from shopping, dining, schools, medical facilities, and some of the best recreational amenities in Southwest Florida. Boaters and beach lovers will enjoy quick access to public boat ramps, the Peace River and Charlotte Harbor, and the beautiful Gulf Coast beaches. Whether you're envisioning a seasonal escape or a full-time residence, this blank canvas allows you to design a home that perfectly fits your lifestyle. With no HOA and plenty of room for your preferred home style, outdoor features, or future expansion, this property offers freedom and flexibility rarely found in such a convenient location. Don’t miss the chance to secure a private, well-situated lot in the heart of growing Port Charlotte—your future home site awaits.
Facts & features
The home at a glance
0.23 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$289 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$289/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Port Charlotte
Get to know Port Charlotte. See the full Port Charlotte guide →
PORT CHARLOTTE 33948 — neighborhood snapshot
Population
18,732
Median age
59.4
Median income
$60,788
Median home value
$279,500
Avg household
2.32
Households w/ children
1,261
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$289K → $305K
Port Charlotte median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 50% below the PORT CHARLOTTE 33948 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 18197 GARTH AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$175,000
4314 JOSEPH STREET
2 bd · 2 ba · 924 sqft · $189/sqft · 0 DOM
Sold · May ’26$372,000
4398 WYNKOOP CIRCLE
2 bd · 2 ba · 942 sqft · $395/sqft · 12 DOM
Sold · Oct ’25$215,000
18671 MACGILL AVENUE
2 bd · 2 ba · 1,009 sqft · $213/sqft · 34 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 18197 GARTH AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 18197 GARTH AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
18197 GARTH AVENUE FAQs
What would the monthly payment be for 18197 GARTH AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $289/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 18197 GARTH AVENUE?+
The most recent tax bill on record (2024) was $409. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Port Charlotte?+
At $15,000, this home is listed about 95% below the Port Charlotte median of $330,740. The market section on this page shows how the area is trending.
Which schools are assigned to 18197 GARTH AVENUE?+
Liberty Elementary School (elementary), Port Charlotte High School (high), Murdock Middle School (middle) — Charlotte County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of GRANT TEAM REAL ESTATE, LLC · Christopher Grant. MLS #C7518222.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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