David Ramirez
$364,900$409,0003 bd2 ba1,813 sqft$201 /sqft$3,611 /mo all-in ↓

1340 ROCK DOVE COURT UNIT 143, PUNTA GORDA, FL, 33950

Active287 days on marketListed Nov 1, 2025MLS #C7516826

Reduced $44KWaterfrontCondominiumOUTLOOK COVE

About this home

1340 ROCK DOVE COURT UNIT 143

**PLEASE ENJOY THE 3D INTERACTIVE VIRTUAL TOUR ASSOCIATED WITH THIS LISTING – SAILBOAT WATER!! Welcome to Punta Gorda, Florida, Discover the best of coastal living in this beautiful top-floor condominium located in the sought-after SAILBOAT waterfront community of Outlook Cove. Perfectly positioned in the heart of Punta Gorda Isles—just 8 minutes from historic downtown Punta Gorda—this spacious Penthouse, 3-bedroom, 2-bath residence offers over 1,810 square feet of well-designed living space and is priced to sell! Step inside to an inviting open-concept layout highlighted by neutral tones, a mix of tile and luxury vinyl flooring and 9.67' ceilings with elegant crown molding in select rooms. The large kitchen is a chef’s delight, featuring 42” cabinetry, a stylish tile backsplash and stainless-steel appliances. Enjoy the relaxing waterfront view from your 13’ x 10’ screened and tiled lanai, which overlooks the community’s boat slips and basin. Additional features include hurricane-impact windows and doors, two under-building parking spaces and a convenient 7’ x 7’ first-floor storage locker. This residence also comes with a DEEDED concrete dock (#2) — able to accommodate a 35’ sailboat with a 13’ beam — and includes water, electric and ample space for a boat lift. From here, you’re just 20 unobstructed minutes to open water via Charlotte Harbor, with direct access to the Gulf of Mexico and beyond. Outlook Cove is a boutique sailboat-access community of just 15 condominium homes. The association has recently completed major upgrades, including 170' of lit Trex decking, new brick pavers for dock access and a completed Structural Integrity Reserve Study for peace of mind. Residents can also enjoy a heated community pool and an unbeatable location close to waterfront dining, boutique shopping and miles of scenic walking and biking trails. If you’re searching for the perfect blend of comfort, style, and location—you’ve found it at Outlook Cove. Take a 3D Virtual Tour today, then schedule your private showing to experience this exceptional waterfront lifestyle in person!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,813

Sqft

0.04 ac

Lot size

2007

Year built

Three Or More

Levels

$201

Per sqft

WaterfrontWater viewNegotiable

Inside

FlooringLuxury Vinyl · Tile
AppliancesDishwasher · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · High Ceilings · Living Room/Dining Room Combo · Open Floorplan
LaundryInside · Laundry Room · Same Floor As Condo Unit
CoolingCentral Air
HeatingCentral
FurnishedNegotiable

Outside & construction

RoofMetal
ConstructionConcrete
FoundationOther
ViewWater
FacesSouth
ParkingAssigned · Ground Level · Guest · Under Building
ExteriorAwning(s) · Balcony · Outdoor Grill · Storage

Community & fees

HOA fee$794/mo
Taxes (2024)$4,171/yr
PetsSize Limit
CommunityPool

Utilities & systems

UtilitiesCable Available · Electricity Connected · Public · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,611 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,148
FHA mortgage insurance (est.)$161
Property tax — 2024 actual bill$348
Condo fee — from the listing$794
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $12,772Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $12,772
Interest rate6.00%
Loan term

Estimated payment

$3,611/mo

Principal & interest$2,148
FHA mortgage insurance (est.)$161
Property taxes (actual bill)$348
HOA / condo fee$794
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $365K
$295KedgeAI estimate $322,122 · range $307K$359K$379K

vs edgeAI estimate

+13.3%

$/sqft vs Punta Gorda actives

$201 vs $207

Days on market

287 vs 63 typical

Where $201/sqft sits among the 400 Punta Gorda actives

100
130 · this home
68
52
20
30
$116–169$169–221$221–274$274–327$327–379$379+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Punta Gorda Isles

Map of 1340 ROCK DOVE COURT UNIT 143

Get to know Punta Gorda. See the full Punta Gorda guide →

Punta Gorda Isles — neighborhood snapshot

Population

10,031

Median age

68

Median income

$97,109

Median home value

$574,467

Avg household

2

Households w/ children

287

For the school run

Charlotte County School District

ElementarySallie Jones Elementary School★★★★
HighCharlotte High School★★★★★
MiddlePunta Gorda Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Punta Gorda market

Seller’s marketLeans seller4.6 months of inventoryBuyer’s market

$345K$330K

Punta Gorda median sold, yr/yr

95.1%

Sale-to-list ratio (12 mo)

201 of 400

Punta Gorda actives have cut their price

Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 33% above the PUNTA GORDA 33950 median. See the full Punta Gorda market guide →

Paper trail

This home's history

CurrentPrice reduced to $364,900 $44K
Nov 1, 2025Listed at $409,000 · 287 days on market since
2007Built · OUTLOOK COVE

Reality check

What actually sold near 1340 ROCK DOVE COURT UNIT 143

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1428 PINE ISLAND COURTSold · Mar ’26

$415,000

1428 PINE ISLAND COURT

3 bd · 2 ba · 1,811 sqft · $229/sqft · 42 DOM

3730 TURTLE DOVE BOULEVARDSold · Nov ’25

$601,000

3730 TURTLE DOVE BOULEVARD

3 bd · 2 ba · 1,939 sqft · $310/sqft · 3 DOM

4000 BAL HARBOR BOULEVARD UNIT 127Sold · May ’26

$267,500

4000 BAL HARBOR BOULEVARD UNIT 127

3 bd · 2 ba · 1,682 sqft · $159/sqft · 261 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1340 ROCK DOVE COURT UNIT 143 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1340 ROCK DOVE COURT UNIT 143 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

By checking this box, I agree that CENTURY 21 Edge and my agent may call and text me — including by automated means and prerecorded or artificial voice — at any phone number I provide, about my inquiry and the services provided to me, and that calls with CENTURY 21 Edge are recorded. Consent is not a condition of buying or selling a home. Message and data rates may apply. Message frequency may vary. Reply STOP to opt out or HELP for help. See our Privacy Policy, Terms of Use and SMS Terms.

By checking this box, I agree that CENTURY 21 Edge and my agent may send me marketing and promotional text messages — including new listings, market updates, open houses and home value reports — at the phone number I provide, including by automated means. Consent is not a condition of buying or selling a home. Message and data rates may apply. Message frequency may vary. Reply STOP to opt out or HELP for help. See our Privacy Policy, Terms of Use and SMS Terms.

Goes straight to David’s phone and CRM.

Straight answers

1340 ROCK DOVE COURT UNIT 143 FAQs

What would the monthly payment be for 1340 ROCK DOVE COURT UNIT 143?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,611/mo — principal and interest, the actual property-tax bill, the $794/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 1340 ROCK DOVE COURT UNIT 143?+

The association fee works out to $794 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 1340 ROCK DOVE COURT UNIT 143?+

The most recent tax bill on record (2024) was $4,171. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1340 ROCK DOVE COURT UNIT 143?+

The listing reports pets: Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Punta Gorda?+

At $364,900, this home is listed about 6% above the Punta Gorda median of $343,000. The market section on this page shows how the area is trending.

Which schools are assigned to 1340 ROCK DOVE COURT UNIT 143?+

Sallie Jones Elementary School (elementary), Charlotte High School (high), Punta Gorda Middle School (middle) — Charlotte County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$364,900 runs 33% above the PUNTA GORDA 33950 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Know the monthly fee

The association fee is $794/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

04Time on market is leverage

287 days on market against a Punta Gorda median of 63 — sellers in this position are usually ready to negotiate.

05Strong assigned schools

Sallie Jones Elementary School, Charlotte High School, Punta Gorda Middle School — Sallie Jones Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of RE/MAX ALLIANCE GROUP · Scott Standriff. MLS #C7516826.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New Punta Gorda homes, in your inbox

Like 1340 ROCK DOVE COURT UNIT 143 but not quite? A daily digest of every new listing in Punta Gorda — straight from the MLS, hours after it goes live. Unsubscribe anytime.

Just watching this one home? Ask David to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated August 15, 2026 at 10:01 PM UTC. The listing information on this page last changed on August 15, 2026 at 10:01 PM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on August 15, 2026 at 10:01 PM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: August 15, 2026 at 10:01 PM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.