
2730 RIO CT, PUNTA GORDA, FL, 33950
Active273 days on marketListed Oct 24, 2025MLS #C7516727
About this home
2730 RIO CT
Don’t miss your opportunity to own this custom built ARTHUR RUTENBERG home located in the highly desirable community of Punta Gorda Isles. This home checks all the boxes! Located on a sailboat canal (no bridges) less than 10 min to Charlotte Harbor and the Gulf makes this home a boater’s dream. Upon arrival you will be immediately impressed with the curb appeal of this recently painted (inside and out) 4 bedroom, 2.5 bath home. The home features an open floor plan with high tray ceilings and an abundance of natural daylight giving the home an even more open and airy feeling. As you would expect in a Rutenberg home, the high quality fit and finish is evident throughout the home from the porcelain tile floors to crown molding to plantation shutters every detail is done to perfection. The kitchen boasts of stone countertops, SS appliances, solid wood cabinets, a large island/breakfast bar, and tons of storage. Here too, you will find a generous walk-in pantry. Adjacent to the kitchen is a dinette with a large bay window for casual dining. The expansive primary suite with its large walk-in closet is a sight to behold ….bright and airy with direct access to the pool/lanai area. The adjacent primary bath has a tub, separate glass enclosed walk-in shower, and dual/split vanities. The three guest bedrooms and second bath are equally well appointed. On the lanai you will find a large heated, saltwater pool, a paver deck, and an outdoor kitchen…perfect for entertaining family and friends. Beyond the lanai is the fenced in back yard, an 80’ city maintained seawall, a 60’ dock, and a 9,000# boat lift. Additional features include: full hurricane protection with both impact resistant doors & window and accordion shutters, an oversized 3 car garage, circular driveway, recently added Halo Ultimate water purification system, and a 22kw propane generator with two 120 gallon tanks. All specifications and dimensions are deemed to be accurate and should be confirmed to the buyer's satisfaction.TVs, TV Brackets, Sonos sound system, fixed or hanging/secured wall decor, and underwater lights do not convey. Furniture and Bennington Pontoon boat available under separate contracts. All dimensions and specifications are deemed to be accurate and should be confirmed to the buyer or buyer's agent satisfaction.
Facts & features
The home at a glance
4
Bedrooms
2.5
Bathrooms
2,567
Sqft
0.22 ac
Lot size
3
Garage
2016
Year built
One
Levels
$497
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$9,146 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$9,146/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+27.2%
$/sqft vs Punta Gorda actives
$497 vs $208
Days on market
273 vs 59 typical
Where $497/sqft sits among the 400 Punta Gorda actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Punta Gorda
Get to know Punta Gorda. See the full Punta Gorda guide →
PUNTA GORDA 33950 — neighborhood snapshot
Population
24,492
Median age
64.6
Median income
$74,484
Median home value
$393,500
Avg household
1.98
Households w/ children
1,614
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $345K
Punta Gorda median sold, yr/yr
95.0%
Sale-to-list ratio (12 mo)
181 of 400
Punta Gorda actives have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 364% above the PUNTA GORDA 33950 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 2730 RIO CT
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$550,000
68 COLONY POINT DRIVE · same community
3 bd · 2 ba · 2,033 sqft · $271/sqft · 9 DOM
Sold · Jan ’26$525,000
48 HIBISCUS DRIVE · same community
3 bd · 2 ba · 1,387 sqft · $379/sqft · 266 DOM
Sold · May ’26$300,000
1890 DEBORAH DRIVE UNIT 6
3 bd · 2.5 ba · 2,582 sqft · $116/sqft · 27 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2730 RIO CT — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2730 RIO CT — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
2730 RIO CT FAQs
What would the monthly payment be for 2730 RIO CT?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $9,146/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2730 RIO CT?+
The most recent tax bill on record (2024) was $19,548. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Punta Gorda?+
At $1,274,900, this home is listed about 270% above the Punta Gorda median of $344,849. The market section on this page shows how the area is trending.
Which schools are assigned to 2730 RIO CT?+
Punta Gorda Middle School (middle), Charlotte High School (high), East Elementary School (elementary) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$1,274,900 runs 364% above the PUNTA GORDA 33950 median — but at 2,567 sqft it's also 49% larger than the typical Punta Gorda listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
273 days on market against a Punta Gorda median of 59 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $1,399,000, now $1,274,900 — a $124K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of FIVE STAR REALTY OF CHARLOTTE · Bill Richey. MLS #C7516727.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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