2090 MATECUMBE KEY ROAD UNIT 1207, PUNTA GORDA, FL, 33955
Active288 days on marketListed Oct 22, 2025MLS #C7516631
About this home
2090 MATECUMBE KEY ROAD UNIT 1207
Price Improvement! Coastal Living at Its Best – 2 Bed, 2 Bath Condo in Harbor Towers at Burnt Store Marina. Now offered at a newly reduced price, this spacious and well-maintained 2-bedroom, 2-bath condo in Harbor Towers presents an exceptional opportunity to enjoy the Florida lifestyle. An assigned covered parking space is available as an optional add-on purchase, providing added convenience and protection from the elements. Located in the heart of the highly desirable Burnt Store Marina community, this move-in-ready residence is ideal as a seasonal retreat, full-time residence, or investment property. The thoughtfully designed split-bedroom floor plan provides privacy for owners and guests, while the open-concept living and dining areas are filled with natural light and flow seamlessly to a private screened lanai—perfect for morning coffee or evening relaxation. Residents of Harbor Towers enjoy access to a beautiful community pool overlooking the marina, creating the perfect setting to unwind and take in the waterfront views. Burnt Store Marina offers a vibrant gated-community lifestyle with amenities including golf, waterfront dining, walking and biking paths, boating, and more. Whether you're searching for a vacation getaway, a winter escape, or an income-producing property, this condo offers outstanding value and endless possibilities. Schedule your private showing today and discover everything Burnt Store Marina has to offer!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
809
Sqft
0.3 ac
Lot size
1998
Year built
One
Levels
$309
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,059 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,059/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs HARBOR TOWERS AT BURNT STORE
$309 vs $352
Days on market
288 vs 59 typical
Where $309/sqft sits among the 6 homes for sale in HARBOR TOWERS AT BURNT STORE
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Burnt Store Marina & Country Club
Get to know Punta Gorda. See the full Punta Gorda guide →
Burnt Store Marina & Country Club — neighborhood snapshot
Population
2,152
Median age
73
Median income
$104,062
Median home value
$383,986
Avg household
2
For the school run
Lee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $330K
Punta Gorda median sold, yr/yr
95.1%
Sale-to-list ratio (12 mo)
2 of 6
HARBOR TOWERS AT BURNT STORE have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 510% above the PUNTA GORDA 33955 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 2090 MATECUMBE KEY ROAD UNIT 1207
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$370,000
2090 MATECUMBE KEY ROAD UNIT 1404 · same community
2 bd · 2 ba · 1,030 sqft · $359/sqft · 268 DOM
Sold · Aug ’25$375,000
2090 MATECUMBE KEY ROAD UNIT 1505 · same community
2 bd · 2 ba · 1,155 sqft · $325/sqft · 306 DOM
Sold · Apr ’26$510,000
2090 MATECUMBE KEY ROAD UNIT 1306 · same community
3 bd · 2 ba · 1,402 sqft · $364/sqft · 49 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2090 MATECUMBE KEY ROAD UNIT 1207 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2090 MATECUMBE KEY ROAD UNIT 1207 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
2090 MATECUMBE KEY ROAD UNIT 1207 FAQs
What would the monthly payment be for 2090 MATECUMBE KEY ROAD UNIT 1207?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,059/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2090 MATECUMBE KEY ROAD UNIT 1207?+
The most recent tax bill on record (2024) was $3,807. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2090 MATECUMBE KEY ROAD UNIT 1207?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $249,900, this home is listed about 28% below the Punta Gorda median of $344,700. The market section on this page shows how the area is trending.
Which schools are assigned to 2090 MATECUMBE KEY ROAD UNIT 1207?+
Mariner High School (high), Mariner Middle School (middle), Island Coast High School (high), Hector A. Cafferata Junior Elementary School (elementary), Trafalgar Elementary School (elementary), Challenger Middle School (middle), Patriot Elementary School (elementary), Skyline Elementary School (elementary), North Fort Myers High School (high), Cape Coral High School (high), Ida S. Baker High School (high) — Lee County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$249,900 runs 510% above the PUNTA GORDA 33955 median.
02Time on market is leverage
288 days on market against a Punta Gorda median of 59 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Mariner High School, Mariner Middle School, Island Coast High School, Hector A. Cafferata Junior Elementary School, Trafalgar Elementary School, Challenger Middle School, Patriot Elementary School, Skyline Elementary School, North Fort Myers High School, Cape Coral High School, Ida S. Baker High School — Challenger Middle School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $280,000, now $249,900 — a $30K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER REALTY · Cathy Matyola. MLS #C7516631.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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