David Ramirez
$272,000$299,0002 bd2 ba1,451 sqft$187 /sqft$2,618 /mo all-in ↓

623 OAK HILL CIRCLE UNIT 28, SARASOTA, FL, 34232

Active280 days on marketListed Oct 17, 2025MLS #C7516464

Reduced $27KVillaVILLAGE OAKS SEC D

About this home

623 OAK HILL CIRCLE UNIT 28

MOVE IN READY!!! BRAND NEW ROOF INSTALLED MARCH 2026!! The owner says this is the quietest place they have lived at!!! Village Oaks offers a picturesque and tranquil setting, with lush landscaping, beautifully maintained common areas, and mature trees that create a peaceful ambiance. The community is responsible for roof replacement and maintenance, as well as landscaping and the exterior walls (with the exception of windows), offering low-maintenance living and peace of mind. This beautifully updated 2-bedroom, 2-bathroom villa offers 1,451 sq. ft. of spacious and comfortable living, designed for both relaxation and entertaining. With its thoughtful layout, modern upgrades, and inviting ambiance, this home is truly a hidden gem. As you step inside, you’ll be greeted by an open and airy great room that exudes warmth and comfort. The spacious master suite is a true haven, featuring a spacious walk-in closet and private access to the sunroom, allowing you to wake up to peaceful views and plenty of natural light. The updated en-suite master bathroom boasts dual sinks, modern fixtures, and ample counter space, making your morning routine effortless. The second bedroom is generously sized featuring another spacious walk-in closet. This room is ideal for guests, a home office, or a cozy den, and is conveniently located adjacent to the updated guest bathroom, which features stylish finishes and quality craftsmanship. The kitchen has been tastefully updated with sleek quartz countertops, stainless steel appliances, abundant cabinetry, and a breakfast nook—a perfect setup for preparing meals while staying connected with family and friends. The combination of modern upgrades and functional design makes this space as practical as it is beautiful. Additional features include a Florida room, spacious 2-car garage, providing plenty of storage, and a laundry area for added convenience. A newer AC and furnace, installed less than two years ago. New remote-control fans and lights in the living area and guest bedroom. Beyond the home, residents enjoy access to fantastic amenities, including a sparkling community pool, tennis courts, and pickleball courts, perfect for staying active or simply enjoying the Florida sunshine. Located in a prime Sarasota location, this villa is just a few miles from top-rated restaurants, shopping, golf courses, and cultural attractions like the world-famous Siesta Key Beach, Lido Key, Fruitville Park and Playground, University Town Center, and St. Armands Circle. Plus, the home is situated in Flood Zone X, meaning no flood insurance is required

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,451

Sqft

0 ac

Lot size

2

Garage

1985

Year built

One

Levels

$187

Per sqft

Inside

FlooringCarpet · Tile · Hardwood
AppliancesDishwasher · Dryer · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Solid Surface Counters · Window Treatments
LaundryIn Garage
CoolingCentral Air
HeatingElectric

Outside & construction

RoofShingle
ConstructionBlock · Stucco · Wood Siding
FoundationSlab
FacesWest
ExteriorIrrigation System · Rain Gutters

Community & fees

HOA fee$559/mo
Taxes (2024)$2,130/yr
PetsNumber Limit
CommunityDeed Restrictions · Park · Pool · Tennis Court(s)

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Public · Sewer Connected · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,618 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,601
FHA mortgage insurance (est.)$120
Property tax — 2024 actual bill$178
HOA fee — from the listing$559
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $9,520Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $9,520
Interest rate6.00%
Loan term

Estimated payment

$2,618/mo

Principal & interest$1,601
FHA mortgage insurance (est.)$120
Property taxes (actual bill)$178
HOA / condo fee$559
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $272K
$179KedgeAI estimate $240,313 · range $186K$280K$291K

vs edgeAI estimate

+13.2%

$/sqft vs Sarasota actives

$187 vs $328

Days on market

280 vs 58 typical

Where $187/sqft sits among the 400 Sarasota actives

227 · this home
67
29
26
19
32
$149–384$384–618$618–853$853–1088$1088–1322$1322+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Village Oaks

Map of 623 OAK HILL CIRCLE UNIT 28 inside its neighborhood boundary

Drive times from this address

Downtown Tampa57 min
Tampa Int’l Airport (TPA)67 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Sarasota. See the full Sarasota guide →

Village Oaks — neighborhood snapshot

Population

755

Median age

53

Median income

$71,127

Median home value

$330,700

Avg household

2

Households w/ children

69%

For the school run

Sarasota County School District

ElementaryGocio Elementary School★★★★
MiddleBooker Middle School★★★★
HighBooker High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Sarasota market

Seller’s marketBalanced6.0 months of inventoryBuyer’s market

$470K$470K

Sarasota median sold, yr/yr

95.1%

Sale-to-list ratio (12 mo)

147 of 400

Sarasota actives have cut their price

Median sold price, Sarasota, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 10% above the SARASOTA 34232 median. See the full Sarasota market guide →

Paper trail

This home's history

CurrentPrice reduced to $272,000 $27K
Oct 17, 2025Listed at $299,000 · 280 days on market since
1985Built · VILLAGE OAKS SEC D

Reality check

What actually sold near 623 OAK HILL CIRCLE UNIT 28

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

495 OAK HILL CIRCLE UNIT 44Sold · Jul ’25

$235,000

495 OAK HILL CIRCLE UNIT 44 · same community

2 bd · 2 ba · 1,451 sqft · $162/sqft · 4 DOM

4767 OAK HILL COURT UNIT 48Sold · Apr ’26

$248,000

4767 OAK HILL COURT UNIT 48 · same community

2 bd · 2 ba · 1,451 sqft · $171/sqft · 14 DOM

853 ALBRITTON AVENUESold · Sep ’25

$355,000

853 ALBRITTON AVENUE

3 bd · 2 ba · 1,428 sqft · $249/sqft · 48 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 623 OAK HILL CIRCLE UNIT 28 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 623 OAK HILL CIRCLE UNIT 28 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

623 OAK HILL CIRCLE UNIT 28 FAQs

What would the monthly payment be for 623 OAK HILL CIRCLE UNIT 28?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,618/mo — principal and interest, the actual property-tax bill, the $559/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 623 OAK HILL CIRCLE UNIT 28?+

The association fee works out to $559 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 623 OAK HILL CIRCLE UNIT 28?+

The most recent tax bill on record (2024) was $2,130. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 623 OAK HILL CIRCLE UNIT 28?+

The listing reports pets: Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Sarasota?+

At $272,000, this home is listed about 52% below the Sarasota median of $570,000. The market section on this page shows how the area is trending.

Which schools are assigned to 623 OAK HILL CIRCLE UNIT 28?+

Gocio Elementary School (elementary), Booker Middle School (middle), Booker High School (high) — Sarasota County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$272,000 runs 10% above the SARASOTA 34232 median.

02Know the monthly fee

The association fee is $559/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

03Time on market is leverage

280 days on market against a Sarasota median of 58 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $299,000, now $272,000 — a $27K cut. The full history is in the market section below.

Listing courtesy of REALTY ONE GROUP MVP · Shasta Degraw. MLS #C7516464.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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