3615 TOWHEE COURT, PUNTA GORDA, FL, 33950
Active298 days on marketListed Oct 9, 2025MLS #C7516012
About this home
3615 TOWHEE COURT
SIMPLY ELEGANT, SAILBOAT ACCESS HOME IN PGI W/NEW ROOF & BIG WATER VIEW, 100+ FT SEAWALL, RARE 30,000 LB LIFT. CUSTOM UPDATES THROUGHOUT - Located in the sought-after Bird Section of Punta Gorda Isles, this exceptional, 3 bed/2 bath waterfront home delivers deep sailboat access to Charlotte Harbor in a few minutes no bridges, no obstructions, just open water and world-class fishing minutes from your backyard. Reach open water via Buckley's Pass or Ponce Outlet. Boasting over 100 ft of city-maintained seawall along a wide canal, the property provides a 54-ft concrete dock w/30,000 lb boat lift ideal for larger vessels and effortless docking. Water & electric hook-ups are available dockside. Inside, you'll find a light-filled, open layout with canal views from almost every room. The home features a formal living and dining room plus a spacious family room. Architectural details include soaring ceilings w/tray detail, quartz feature wall in family room, decorative arches and columns, custom window treatments & plantation shutters. Porcelain tile runs through all main living areas and bathrooms, while bedrooms feature warm laminate flooring. The updated chef’s kitchen has high-end, stainless steel appliances, granite counters, a dual-zone wine refrigerator, custom lighting, and a separate walk-in pantry. The large laundry room includes built-in cabinetry, Samsung front-load washer/dryer, quartz countertop with deep stainless-steel sink, storage closet and an extra refrigerator. The split-bedroom floor plan offers privacy & features a luxurious owners' suite with a spa-like en-suite bath featuring two walk-in closets, split vanities with quartz countertops, a soaking tub, tiled walk-in shower & private WC. Outside, a heated saltwater pool was added in 2017. It is surrounded by an extended brick paver lanai and panoramic screen cage that maximizes the long canal views. Peace of mind comes easy thanks to an elevation of 10'7 ft & whole-house hurricane protection that includes NEW 2023 roof, impact-rated doors, windows and sliders, plus see panels for aquarium & glass block windows. Brick paver driveway leads to extra deep and wide oversized 2+ car garage. The home has a Wi-Fi Smart Panel, is wired for a bypass generator and includes a new 125-gallon propane tank supporting the 6-burner gas cooktop. Additional upgrades include: newer HVAC w/ UV air purifier, energy-efficient water heater w/ heat exchange, DC ceiling fans throughout, 2 floating electric fireplaces, Wi-Fi irrigation system, Wyze security doorbell & cameras, and freshly painted exterior. Lush tropical landscaping with decorative curbing, rock mulch, and low-maintenance palms surround the home. A fenced backyard, paver walkways, and oversized driveway enhance curb appeal. Optional HOA offers social gatherings and a chance to connect with neighbors. Ideally situated near Fishermen’s Village, Gilchrist Park, Ponce de Leon Park, Laishley Marina, downtown Punta Gorda, and St Andrews South Golf Club this turn-key home combines the best of waterfront living with convenient access to dining, shopping, and entertainment. Make your move today and claim your spot in paradise -- year-round boating, fishing, and sunset views await.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,579
Sqft
0.26 ac
Lot size
2
Garage
2006
Year built
One
Levels
$504
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$8,564 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$8,564/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+24.8%
$/sqft vs PUNTA GORDA ISLES SEC 14
$504 vs $392
Days on market
298 vs 59 typical
Where $504/sqft sits among the 21 homes for sale in PUNTA GORDA ISLES SEC 14
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Punta Gorda Isles
Get to know Punta Gorda. See the full Punta Gorda guide →
Punta Gorda Isles — neighborhood snapshot
Population
10,031
Median age
68
Median income
$97,109
Median home value
$574,467
Avg household
2
Households w/ children
287
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $345K
Punta Gorda median sold, yr/yr
95.0%
Sale-to-list ratio (12 mo)
9 of 21
PUNTA GORDA ISLES SEC 14 have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 386% above the PUNTA GORDA 33950 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 3615 TOWHEE COURT
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$1,515,000
1205 ROYAL TERN DRIVE · same community
3 bd · 3 ba · 2,731 sqft · $555/sqft · 5 DOM
Sold · Oct ’25$1,340,000
1230 ROYAL TERN DRIVE · same community
3 bd · 3 ba · 2,422 sqft · $553/sqft · 181 DOM
Sold · Jan ’26$1,230,000
1355 JACANA COURT · same community
3 bd · 2 ba · 2,765 sqft · $445/sqft · 15 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3615 TOWHEE COURT — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3615 TOWHEE COURT — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3615 TOWHEE COURT FAQs
What would the monthly payment be for 3615 TOWHEE COURT?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $8,564/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3615 TOWHEE COURT?+
The most recent tax bill on record (2024) was $10,892. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3615 TOWHEE COURT?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $1,299,000, this home is listed about 277% above the Punta Gorda median of $344,849. The market section on this page shows how the area is trending.
Which schools are assigned to 3615 TOWHEE COURT?+
Sallie Jones Elementary School (elementary), Charlotte High School (high), Punta Gorda Middle School (middle) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$1,299,000 runs 386% above the PUNTA GORDA 33950 median — but at 2,579 sqft it's also 50% larger than the typical Punta Gorda listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
298 days on market against a Punta Gorda median of 59 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Sallie Jones Elementary School, Charlotte High School, Punta Gorda Middle School — Sallie Jones Elementary School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $1,490,000, now $1,299,000 — a $191K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX HARBOR REALTY · Luke Andreae. MLS #C7516012.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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