David Ramirez
$214,899$250,000$1,749 /mo all-in ↓

RUFF STREET, NORTH PORT, FL, 34291

Active309 days on marketListed Sep 18, 2025MLS #C7515011

Reduced $35KNORTH PORT CHARLOTTE ESTATES

About this home

RUFF STREET

Beautiful 3-acre lot in The North Port Estates, and NOT IN A FLOOD ZONE! Residents of this area get to enjoy many miles of horse trails, mountain bike trails, and natural hiking paths that North Port has to offer. The Myakkahatchee Creek Park, located a few miles away, is a natural area where visitors and residents can enjoy an old Florida nature experience. It connects to the Carlton Reserve and Myakka State Park, which is one of the state's largest parks, consisting of 37,000 acres. And cyclists will love the new Legacy Trail Extension that will extend all the way from Myakkahatchee Creek Park to Venice, Osprey and Sarasota, where the trail originated. There is plenty to explore in this location, which is only a few miles away from I-75 for easy commutes to the nearby cities and beaches. A perfect place to live for someone who enjoys peace and privacy, with the benefits of No HOA fee, No CDD fee, and No Flood Zone. What are you waiting for? Call me anytime to submit an offer.

Facts & features

The home at a glance

3.03 ac

Lot size

Inside

Outside & construction

FacesEast

Community & fees

Taxes (2024)$2,745/yr

Utilities & systems

UtilitiesCable Available · Electricity Available
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,749 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,265
FHA mortgage insurance (est.)$95
Property tax — 2024 actual bill$229
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $7,521Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $7,521
Interest rate6.00%
Loan term

Estimated payment

$1,749/mo

Principal & interest$1,265
FHA mortgage insurance (est.)$95
Property taxes (actual bill)$229
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside North Port Charlotte Estates

Map of RUFF STREET inside its neighborhood boundary

Get to know North Port. See the full North Port guide →

North Port Charlotte Estates — neighborhood snapshot

Population

1,714

Median age

51

Median income

$112,234

Median home value

$436,872

Avg household

3

Households w/ children

175

For the school run

Sarasota County School District

ElementaryLamarque Elementary School★★★★★
HighNorth Port High School★★★★★
MiddleWoodland Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The North Port market

Seller’s marketBalanced5.8 months of inventoryBuyer’s market

$316K$308K

North Port median sold, yr/yr

96.7%

Sale-to-list ratio (12 mo)

Median sold price, North Port, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 834% above the NORTH PORT 34291 median. See the full North Port market guide →

Paper trail

This home's history

CurrentPrice reduced to $214,899 $35K
Sep 18, 2025Listed at $250,000 · 309 days on market since

Reality check

What actually sold near RUFF STREET

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3185 ULMAN AVENUESold · May ’26

$553,000

3185 ULMAN AVENUE · same community

3 bd · 2 ba · 2,082 sqft · $266/sqft · 47 DOM

8570 TROPICAIRE BOULEVARDSold · Dec ’25

$660,000

8570 TROPICAIRE BOULEVARD · same community

4 bd · 2 ba · 2,135 sqft · $309/sqft · 62 DOM

6762 TIDWELL STREETSold · May ’26

$475,000

6762 TIDWELL STREET · same community

4 bd · 2.5 ba · 2,310 sqft · $206/sqft · 106 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about RUFF STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for RUFF STREET — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

RUFF STREET FAQs

What would the monthly payment be for RUFF STREET?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,749/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on RUFF STREET?+

The most recent tax bill on record (2024) was $2,745. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in North Port?+

At $214,899, this home is listed about 36% below the North Port median of $335,000. The market section on this page shows how the area is trending.

Which schools are assigned to RUFF STREET?+

Lamarque Elementary School (elementary), North Port High School (high), Woodland Middle School (middle) — Sarasota County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$214,899 runs 834% above the NORTH PORT 34291 median.

02Time on market is leverage

309 days on market against a North Port median of 48 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $250,000, now $214,899 — a $35K cut. The full history is in the market section below.

Listing courtesy of ZWIERCAN REALTY INC · Yoel Rosell. MLS #C7515011.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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