David Ramirez
$2,150,0003 bd3.5 ba5,092 sqft$422 /sqft$13,498 /mo all-in ↓

632 SUNSET POINTE DRIVE, LAKE PLACID, FL, 33852

Active347 days on marketListed Aug 11, 2025MLS #C7513251

WaterfrontSingle Family ResidenceLAKE JUNE POINTE PH 1

About this home

632 SUNSET POINTE DRIVE

Welcome to this stunning lakefront estate in the prestigious, gated community of Lake June Pointe, where Southern charm meets refined elegance. Perfectly situated on the shores of Lake June in the Winter, the most sought-after lake in Highlands County, this home offers breathtaking panoramic views and unforgettable sunsets that can be enjoyed from nearly every room. From the moment you step into the beautiful foyer, it is clear that this is not your typical lake house, but a luxurious residence designed for both comfort and sophistication. Meticulously built and maintained, the home features wainscoting, crown molding, and ceramic wood-look tile throughout. The open concept living spaces are filled with natural light and framed by the picturesque backdrop of the lake, creating a serene and inviting atmosphere. The gourmet kitchen is a chef’s dream, boasting quartz countertops, a large island, induction cooktop, double ovens, wine fridge, and a spacious walk-in pantry. Flowing seamlessly from the kitchen, the large dining room is perfectly positioned to take in sweeping views of the lake, making it an ideal space for both intimate family meals and elegant entertaining. The home office features custom wood built-ins, providing the perfect space for working from home. The master suite offers a private retreat with electric blinds, a tray ceiling enhanced with ambient lighting, and a walk-in California closet with automatic lighting. Its spa-like bathroom includes a clawfoot tub, separate walk-in shower, dual vanities, and a private water closet. Downstairs, the walk-out lower level is surrounded by earth on three sides, offering both energy efficiency and privacy while still showcasing spectacular views of Lake June. This level includes an expansive family room, a gym, a secure safe room, an ensuite bedroom, a guest bedroom and bath, and access to a large, screened patio. Additional highlights include an oversized garage with an extra storage room, offering ample space for vehicles and lake toys, as well as a well-appointed laundry room featuring custom wood cabinets and a built-in work desk. The exterior of the home is equally impressive, with a paver circle driveway, walkways, and a lakeside patio and walkway that leads to a composite dock and private boathouse, perfect for enjoying the lakefront lifestyle. Two oversized screened patios provide ample space to relax and soak in the beauty of the surroundings. For added peace of mind, the property is equipped with a whole-house 100 KW generator. Centrally located in Florida, this exceptional home offers the perfect blend of luxury, comfort, and convenience, making it an ideal retreat while remaining accessible to both coasts. With its unparalleled craftsmanship, thoughtful upgrades, and captivating views, this home truly defines premier lakefront living in one of Highlands County’s most exclusive communities.

Facts & features

The home at a glance

3

Bedrooms

3.5

Bathrooms

5,092

Sqft

0.65 ac

Lot size

2

Garage

2015

Year built

Two

Levels

$422

Per sqft

WaterfrontPets allowed

Inside

FlooringTile
AppliancesBuilt-In Oven · Dishwasher · Disposal · Microwave · Refrigerator · Wine Refrigerator
InteriorOther
LaundryInside
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionStucco
FoundationBlock
FacesEast
ExteriorIrrigation System

Community & fees

HOA fee$50/mo
Taxes (2024)$10,570/yr
PetsYes

Utilities & systems

UtilitiesPublic
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$13,498 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$11,601
PMI (est., until 20% equity)$806
Property tax — 2024 actual bill$881
HOA fee — from the listing$50
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $215,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $215,000
Interest rate6.00%
Loan term

Estimated payment

$13,498/mo

Principal & interest$11,601
PMI (est., until 20% equity)$806
Property taxes (actual bill)$881
HOA / condo fee$50
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Lake Placid actives

$422 vs $199

Days on market

347 vs 73 typical

Where $422/sqft sits among the 62 Lake Placid actives

19
23
13
5
1
1 · this home
$121–171$171–221$221–271$271–322$322–372$372+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Lake Placid

Map of 632 SUNSET POINTE DRIVE

Get to know Lake Placid. See the full Lake Placid guide →

LAKE PLACID 33852 — neighborhood snapshot

Population

21,630

Median age

54.8

Median income

$54,841

Median home value

$205,800

Avg household

2.16

Households w/ children

1,979

For the school run

Highlands County School District

MiddleLake Placid Middle School★★★★★
HighLake Placid High School★★★★★
ElementaryLake Placid Elementary School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Lake Placid market

Seller’s marketLeans buyer10.3 months of inventoryBuyer’s market

$315K$335K

Lake Placid median sold, yr/yr

94.8%

Sale-to-list ratio (12 mo)

24 of 62

Lake Placid actives have cut their price

Median sold price, Lake Placid, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 13338% above the LAKE PLACID 33852 median. See the full Lake Placid market guide →

Paper trail

This home's history

Aug 11, 2025Listed at $2,150,000 · 347 days on market since
2015Built · LAKE JUNE POINTE PH 1

Reality check

What actually sold near 632 SUNSET POINTE DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

426 Foxdale Rd, Lake Placid FL 33852Sold · Nov ’25

$299,000

426 Foxdale Rd, Lake Placid FL 33852

3 bd · 2 ba · 1,742 sqft · $172/sqft · 27 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 632 SUNSET POINTE DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 632 SUNSET POINTE DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

632 SUNSET POINTE DRIVE FAQs

What would the monthly payment be for 632 SUNSET POINTE DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $13,498/mo — principal and interest, the actual property-tax bill, the $50/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 632 SUNSET POINTE DRIVE?+

The association fee works out to $50 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 632 SUNSET POINTE DRIVE?+

The most recent tax bill on record (2024) was $10,570. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 632 SUNSET POINTE DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Lake Placid?+

At $2,150,000, this home is listed about 671% above the Lake Placid median of $279,000. The market section on this page shows how the area is trending.

Which schools are assigned to 632 SUNSET POINTE DRIVE?+

Lake Placid Middle School (middle), Lake Placid High School (high), Lake Placid Elementary School (elementary) — Highlands County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$2,150,000 runs 13338% above the LAKE PLACID 33852 median — but at 5,092 sqft it's also nearly 3 times the size of the typical Lake Placid listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

347 days on market against a Lake Placid median of 73 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Lake Placid Middle School, Lake Placid High School, Lake Placid Elementary School — Lake Placid Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of PRESTIGE REALTY OF FLORIDA, LL · Dawn Miller. MLS #C7513251.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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