David Ramirez
$589,900$670,0003 bd3 ba2,442 sqft$242 /sqft$4,104 /mo all-in ↓

1855 SILVER PALM ROAD, NORTH PORT, FL, 34288

Active384 days on marketListed Jul 14, 2025MLS #C7512309

Reduced $80KWaterfrontPrivate poolSingle Family ResidenceBOBCAT TRAIL PH 2

About this home

1855 SILVER PALM ROAD

PRICE ADJUUSTMENT! WONDERFUL LOCATION FOR THIS LARGE WATERFRONT HOME IN THE GATED COMMUNITY OF BOBCAT TRAIL! THIS HOME OFFERS SLIDERS IN THE LIVING ROOM, CORNER SLIDERS IN THE FAMILY ROOM AND A LARGE WINDOW IN THE DINETTE AREA FOR BEAUTIFUL PANORAMIC VIEWS OF THE FOUNTAIN POOL AND POND. And you can open them for a nice breeze during the cooler months. This home boasts 3 BR, 3 BA plus a den! Den can also be used as a BR. It is a spacious home with 2,442 sf of living space. The large two-car garage is neat with lots of shelves. There are large, light ceramic tile floors throughout, white cabinets, including a focal cabinet with colorful stain glass which gives a nice Floridan touch. Gorgeous high, coffered ceilings, double entrance doors and separate laundry room. Come see this luxurious home before it is gone. Bobcat trail offers a community center with activities, heated community pool, fitness room, tennis and more. It is close to US41 and a short drive to I75. There is plenty of shopping and restaurants to experience and it is a short drive to the SWFL beaches.

Facts & features

The home at a glance

3

Bedrooms

3

Bathrooms

2,442

Sqft

0.23 ac

Lot size

2

Garage

2002

Year built

One

Levels

$242

Per sqft

Private poolWaterfront55+ communityPets allowed

Inside

FlooringTile
AppliancesCooktop · Dishwasher · Disposal · Dryer · Electric Water Heater · Kitchen Reverse Osmosis System · Refrigerator
InteriorCeiling Fan(s) · High Ceilings
LaundryLaundry Room
CoolingCentral Air
HeatingElectric

Outside & construction

RoofTile
ConstructionBlock
FoundationBlock
FacesNorth
ExteriorSliding Doors

Community & fees

HOA fee$10/mo
Taxes (2024)$6,362/yr
PetsYes

Utilities & systems

UtilitiesBB/HS Internet Available · Public
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,104 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,183
PMI (est., until 20% equity)$221
Property tax — 2024 actual bill$530
HOA fee — from the listing$10
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $58,990Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $58,990
Interest rate6.00%
Loan term

Estimated payment

$4,104/mo

Principal & interest$3,183
PMI (est., until 20% equity)$221
Property taxes (actual bill)$530
HOA / condo fee$10
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $590K
$566KedgeAI estimate $620,175 · range $591K$693K$721K

vs edgeAI estimate

−4.9%

$/sqft vs North Port actives

$242 vs $196

Days on market

384 vs 48 typical

Where $242/sqft sits among the 400 North Port actives

44
65
119
87
53 · this home
32
$115–145$145–174$174–204$204–233$233–262$262+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Bobcat Trail

Map of 1855 SILVER PALM ROAD inside its neighborhood boundary

Get to know North Port. See the full North Port guide →

Bobcat Trail — neighborhood snapshot

Population

983

Median age

61

Median income

$75,513

Median home value

$345,200

Avg household

2

Households w/ children

46%

For the school run

Sarasota County School District

ElementaryToledo Blade Elementary School★★★★
MiddleWoodland Middle School★★★★★
HighNorth Port High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The North Port market

Seller’s marketBalanced5.8 months of inventoryBuyer’s market

$316K$308K

North Port median sold, yr/yr

96.7%

Sale-to-list ratio (12 mo)

173 of 400

North Port actives have cut their price

Median sold price, North Port, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 2260% above the NORTH PORT 34288 median. See the full North Port market guide →

Paper trail

This home's history

CurrentPrice reduced to $589,900 $80K
Jul 14, 2025Listed at $670,000 · 384 days on market since
2002Built · BOBCAT TRAIL PH 2

Reality check

What actually sold near 1855 SILVER PALM ROAD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2163 SILVER PALM ROADSold · Mar ’26

$530,000

2163 SILVER PALM ROAD · same community

3 bd · 2 ba · 2,320 sqft · $228/sqft · 41 DOM

1840 BOBCAT TRAILSold · Feb ’26

$340,000

1840 BOBCAT TRAIL · same community

3 bd · 2 ba · 2,106 sqft · $161/sqft · 121 DOM

1883 CANARY PALM WAYSold · Dec ’25

$440,000

1883 CANARY PALM WAY · same community

4 bd · 3 ba · 2,824 sqft · $156/sqft · 96 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1855 SILVER PALM ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1855 SILVER PALM ROAD — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

1855 SILVER PALM ROAD FAQs

What would the monthly payment be for 1855 SILVER PALM ROAD?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,104/mo — principal and interest, the actual property-tax bill, the $10/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 1855 SILVER PALM ROAD?+

The association fee works out to $10 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 1855 SILVER PALM ROAD?+

The most recent tax bill on record (2024) was $6,362. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1855 SILVER PALM ROAD?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in North Port?+

At $589,900, this home is listed about 76% above the North Port median of $335,000. The market section on this page shows how the area is trending.

Which schools are assigned to 1855 SILVER PALM ROAD?+

Toledo Blade Elementary School (elementary), Woodland Middle School (middle), North Port High School (high) — Sarasota County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$589,900 runs 2260% above the NORTH PORT 34288 median — but at 2,442 sqft it's also 47% larger than the typical North Port listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

384 days on market against a North Port median of 48 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Toledo Blade Elementary School, Woodland Middle School, North Port High School — Toledo Blade Elementary School rates 4 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $670,000, now $589,900 — a $80K cut. The full history is in the market section below.

Listing courtesy of ALLISON JAMES ESTATES & HOMES · Paula Elliott. MLS #C7512309.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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