
0 SE HIGHWAY 31, ARCADIA, FL, 34266
Active389 days on marketListed Jun 29, 2025MLS #C7511702
About this home
0 SE HIGHWAY 31
Secluded Creekside Stilt Cabin in the Woods- 17 Acres with a lake. Discover the peaceful, scenic retreat you’ve been dreaming of. This elevated cabin sits tucked away on 17 acres in a beautiful rural setting, surrounded by woods, open pasture, and a private lake. Prairie Creek, a natural tributary of the Peace River, flows just steps from your door—perfect for fishing, canoeing, kayaking, or swimming. Towering oaks, swaying palms, and native foliage provide cool shade and a haven for songbirds, waterfowl, and other wildlife. Ideal for nature lovers or anyone seeking tranquility with room for livestock.Inside, the home features a cozy living and dining room combination, a well-equipped kitchen, and two comfortable bedrooms with a shared full bath. Step outside to a spacious patio—ideal for gathering around a BBQ grill or firepit under the stars. Below the stilt cabin, there’s room to park a small car or store your yard tools and gear.
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
660
Sqft
17.31 ac
Lot size
1980
Year built
One
Levels
$803
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,679 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,679/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+123.9%
Days on market
389 vs 35 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Arcadia
Get to know Arcadia. See the full Arcadia guide →
ARCADIA 34266 — neighborhood snapshot
Population
29,065
Median age
39.7
Median income
$47,414
Median home value
$144,600
Avg household
2.55
Households w/ children
3,349
For the school run
DeSoto County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Arcadia market
$280K → $260K
Arcadia median sold, yr/yr
94.4%
Sale-to-list ratio (12 mo)
Median sold price, Arcadia, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 93% above the ARCADIA 34266 median. See the full Arcadia market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 0 SE HIGHWAY 31 — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 0 SE HIGHWAY 31 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
0 SE HIGHWAY 31 FAQs
What would the monthly payment be for 0 SE HIGHWAY 31?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,679/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 0 SE HIGHWAY 31?+
The most recent tax bill on record (2024) was $1,970. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Arcadia?+
At $530,000, this home is listed about 45% above the Arcadia median of $365,000. The market section on this page shows how the area is trending.
Which schools are assigned to 0 SE HIGHWAY 31?+
West Elementary School (elementary) — DeSoto County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$530,000 runs 93% above the ARCADIA 34266 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
389 days on market against a Arcadia median of 35 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $585,000, now $530,000 — a $55K cut. The full history is in the market section below.
Listing courtesy of UNITED COUNTRY GULFLAND R.E. · Mac Martin. MLS #C7511702.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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