5114 MELBOURNE STREET UNIT A302, PUNTA GORDA, FL, 33980
Active433 days on marketListed May 27, 2025MLS #C7510329
About this home
5114 MELBOURNE STREET UNIT A302
Boating paradise with direct access to the Gulf. Tranquility welcomes you as you'll be lured in by the views of the Charlotte Harbor. This Top Floor FURNISHED UPDATED WATERFRONT CONDO OFFERS 3 SPACIOUS BEDROOMS AND 2 1/2 baths, and BOAT SLIP #21 is optional for an additional cost. Being on the top floor of the condo unit has elevated ceilings making your home feel open and bigger than the lower level units.The sunrises over the Charlotte Harbor will awaken all your desires to get up early and enjoy your morning coffee or breakfast on the screened in balcony. One of the Guest rooms has its own ensuite with a Tub/Shower combo, great privacy for family or guest. . One of the nice features is having your own laundry room that is in the unit with a Full size Washer and Dyer. As you step outside onto the screened balcony to enjoy your coffee and or cocktails, you can relax watching the boats or playful dolphins and wildlife. If you enjoy just hanging poolside or want to be more adventurous then the Kayak launch pad is right next door and the community pool is seen to the right of the condo off the balcony. The sunrise is priceless but the location is prime. This community is close to the new SunSeekers Resort and has its own walking path connecting the two plus you can walk the bridge way or drive only minutes to the charming downtown Punta Gorda. As you venture out, Punta Gorda can fill your weekends with thieir Farmers Market, Art Festivals, Craft fairs, Charlotte Harbor events, and lots of great restaurants. The evening entertainment will keep you entertained and feeling safe as you walk downtown. There is so much to do and so many other attractions nearby, including Dotzler beach(less than a mile), Englewood Beach( 19 miles) Boca Grande Beach(19 Miles), Port Charlotte Beach Park and Venice beach just to name a few and if you don't mind a 35 mile drive Siesta Beach is a great place to visit too. If you enjoy boating, fishing, exploring natures parks, cocktails and food at one of the Tiki Bars or simply wanting to relax near the water, Punta Gorda has something for everyone.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,759
Sqft
0.04 ac
Lot size
1
Garage
2006
Year built
One
Levels
$208
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,870 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,870/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Punta Gorda actives
$208 vs $206
Days on market
433 vs 59 typical
Where $208/sqft sits among the 400 Punta Gorda actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Riverwalk District
Get to know Punta Gorda. See the full Punta Gorda guide →
Riverwalk District — neighborhood snapshot
Population
257
Median age
66
Median income
$35,129
Median home value
$197,306
Avg household
2
Households w/ children
8%
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $345K
Punta Gorda median sold, yr/yr
95.0%
Sale-to-list ratio (12 mo)
178 of 400
Punta Gorda actives have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 164% above the PUNTA GORDA 33980 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 5114 MELBOURNE STREET UNIT A302
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$362,000
5722 NE TRAM LINE ROAD · same community
1 bd · 2 ba · 762 sqft · $475/sqft · 7 DOM
Sold · Nov ’25$205,000
1144 NW PEACE POINTE DRIVE UNIT 0 · same community
2 bd · 1.5 ba · 687 sqft · $298/sqft · 51 DOM
Sold · Nov ’25$205,000
1144 NW Peace Pointe Dr, Other City - In The State Of Florida FL 34266 · same community
2 bd · 1.5 ba · 51 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 5114 MELBOURNE STREET UNIT A302 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5114 MELBOURNE STREET UNIT A302 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
5114 MELBOURNE STREET UNIT A302 FAQs
What would the monthly payment be for 5114 MELBOURNE STREET UNIT A302?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,870/mo — principal and interest, the actual property-tax bill, the $851/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 5114 MELBOURNE STREET UNIT A302?+
The association fee works out to $851 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 5114 MELBOURNE STREET UNIT A302?+
The most recent tax bill on record (2024) was $6,581. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5114 MELBOURNE STREET UNIT A302?+
The listing reports pets: Breed Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $365,000, this home is listed about 6% above the Punta Gorda median of $344,849. The market section on this page shows how the area is trending.
Which schools are assigned to 5114 MELBOURNE STREET UNIT A302?+
Peace River Elementary School (elementary), Charlotte High School (high), Port Charlotte Middle School (middle) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$365,000 runs 164% above the PUNTA GORDA 33980 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Know the monthly fee
The association fee is $851/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Time on market is leverage
433 days on market against a Punta Gorda median of 59 — sellers in this position are usually ready to negotiate.
05The price has already moved
Listed at $450,000, now $365,000 — a $85K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of REEL TIME REALTY, LLC · Lanie Carner. MLS #C7510329.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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