David Ramirez
$1,399,000$1,575,0004 bd2 ba2,546 sqft$549 /sqft$9,063 /mo all-in ↓

14200 DUKE HIGHWAY, ALVA, FL, 33920

Active564 days on marketListed Jan 6, 2025MLS #C7502824

Reduced $176KWaterfrontPrivate poolFully furnishedSingle Family ResidenceRIVER RIDGE SUB

About this home

14200 DUKE HIGHWAY

Looking for a Beautiful Riverfront Pool Home that offers Peace & Privacy?...then welcome to life in the country along Millionaires' Row in Alva. Beautiful private community with luxury riverfront estates and upscale hobby farms along prestigious Duke Highway. This gorgeous Home offers Direct Deep Water Gulf Access to the west on the Caloosahatchee or through Lock System to the East to the Lake Okeechobee and the Atlantic. Located in the Quaint Community of Alva minutes away from I-75, Babcock Ranch, Shopping and Fort Myers Downtown River District. Meticulously Maintained Inside & Out. With it's Southern Exposure you can enjoy spectacular sunrise and sunset views along the river from almost every room in the house! Light and Bright with tons of upgrades including Travertine Tile, 2 Stone Fireplaces, Tray Ceilings, Gourmet Kitchen w/stainless appliances, wood cabinetry with new sliding shelving & level 5 granite. Master suite w/huge Master Bath to die for! Outdoor Spa on the spacious paver lanai with plenty of room to add a large pool. Custom Plantation Shutters and blinds throughout. Impact Windows & Roll Down Shutters for your peace of mind. Expansive Covered Paver Lanai featuring glass pocketing sliders and winding paver walkway to the new Trex Dock with new boat cover and remote control lift. Got lots of cars, toys, home business or like to tinker??? Then check out the fully Enclosed 2585 SF custom built, Air conditioned RV Garage w/5 Overhead Doors, 2 Side Doors, Enclosed Office/Workshop and parking for Class A Motorcoach, multiple vehicles, large boats, ATV's, & more! Solid Concrete Block construction with high Metal Roof to handle a 45'+ RV with drive through capability. Beautiful, secluded property with mature Oaks and Palms. Zoned AG-2. No HOA! Gas Generator and Whole House Reverse Osmosis Water Purification System. High Elevation. Brand New Inground Concrete Pool being added expected completion June 2025.

Facts & features

The home at a glance

4

Bedrooms

2

Bathrooms

2,546

Sqft

0.92 ac

Lot size

10

Garage

1995

Year built

One

Levels

$549

Per sqft

Private poolWaterfrontFireplaceTrees/Woods & Water viewFurnishedPets allowed

Inside

FlooringCarpet · Tile · Travertine · Hardwood
AppliancesBuilt-In Oven · Cooktop · Dishwasher · Disposal · Dryer · Electric Water Heater · Kitchen Reverse Osmosis System · Microwave · Range Hood · Washer · Water Softener · Whole House R.O. System
InteriorCeiling Fan(s) · Eating Space In Kitchen · High Ceilings · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Wood Cabinets · Split Bedroom · Stone Counters · Window Treatments
LaundryElectric Dryer Hookup · Inside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric
FurnishedFurnished

Outside & construction

RoofMetal
ConstructionStucco
FoundationSlab
ViewTrees/Woods · Water
FacesNorth
ParkingBoat · Garage Door Opener · Garage Faces Side · Golf Cart Parking · Ground Level · Oversized · RV Garage · RV Parking · Split Garage · Workshop in Garage
ExteriorHurricane Shutters · Irrigation System · Lighting · Private Mailbox · Shade Shutter(s) · Sliding Doors

Community & fees

Taxes (2024)$9,953/yr
PetsYes

Utilities & systems

UtilitiesElectricity Connected
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$9,063 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$7,549
PMI (est., until 20% equity)$525
Property tax — 2024 actual bill$829
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $139,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $139,900
Interest rate6.00%
Loan term

Estimated payment

$9,063/mo

Principal & interest$7,549
PMI (est., until 20% equity)$525
Property taxes (actual bill)$829
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Alva actives

$549 vs $243

Days on market

564 vs 2 typical

Where $549/sqft sits among the 18 Alva actives

7
9
1
0
0 · this home
1
$124–224$224–325$325–426$426–527$527–627$627+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Rivers Ridge

Map of 14200 DUKE HIGHWAY inside its neighborhood boundary

Get to know Alva. See the full Alva guide →

Rivers Ridge — neighborhood snapshot

Population

106

Median age

52

Median income

$73,917

Median home value

$736,700

Avg household

3

Households w/ children

17%

For the school run

Lee County School District

HighRiverdale High School★★★★★
ElementaryRiver Hall Elementary School★★★★
ElementaryManatee Elementary School★★★★
ElementaryOrange River Elementary School★★★★
ElementaryTice Elementary School★★★★
HighLehigh Senior High School★★★★
ElementaryJames Stephens Elementary School★★★★★
HighGateway High School★★★★★
HighEast Lee County High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Alva market

Seller’s marketLeans buyer15.4 months of inventoryBuyer’s market

$525K$385K

Alva median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

3 of 18

Alva actives have cut their price

Median sold price, Alva, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 339% above the ALVA 33920 median. See the full Alva market guide →

Paper trail

This home's history

CurrentPrice reduced to $1,399,000 $176K
Jan 6, 2025Listed at $1,575,000 · 564 days on market since
1995Built · RIVER RIDGE SUB

Reality check

What actually sold near 14200 DUKE HIGHWAY

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

310 WILLOW OAK COURTSold · May ’26

$408,000

310 WILLOW OAK COURT · same community

3 bd · 2 ba · 2,405 sqft · $170/sqft · 610 DOM

512 WATER OAK COURTSold · Apr ’26

$549,000

512 WATER OAK COURT · same community

3 bd · 2.5 ba · 3,541 sqft · $155/sqft · 197 DOM

2170 BARBADOS AVENUESold · Feb ’26

$515,000

2170 BARBADOS AVENUE

3 bd · 3.5 ba · 2,450 sqft · $210/sqft · 78 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 14200 DUKE HIGHWAY — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 14200 DUKE HIGHWAY — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

14200 DUKE HIGHWAY FAQs

What would the monthly payment be for 14200 DUKE HIGHWAY?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $9,063/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 14200 DUKE HIGHWAY?+

The most recent tax bill on record (2024) was $9,953. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 14200 DUKE HIGHWAY?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Alva?+

At $1,399,000, this home is listed about 196% above the Alva median of $472,729. The market section on this page shows how the area is trending.

Which schools are assigned to 14200 DUKE HIGHWAY?+

Riverdale High School (high), River Hall Elementary School (elementary), Manatee Elementary School (elementary), Orange River Elementary School (elementary), Tice Elementary School (elementary), Lehigh Senior High School (high), James Stephens Elementary School (elementary), Gateway High School (high), East Lee County High School (high) — Lee County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$1,399,000 runs 339% above the ALVA 33920 median — but at 2,546 sqft it's also 29% larger than the typical Alva listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

564 days on market against a Alva median of 2 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $1,575,000, now $1,399,000 — a $176K cut. The full history is in the market section below.

Listing courtesy of REALTY ONE GROUP MVP · Cheryl Fischer. MLS #C7502824.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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