David Ramirez
$1,200,000$1,850,0004 bd5 ba3,778 sqft$318 /sqft$8,688 /mo all-in ↓

108 ROSELLE COURT, PORT CHARLOTTE, FL, 33952

Active608 days on marketListed Dec 9, 2024MLS #C7501360

Reduced $650KWaterfrontPrivate poolSingle Family ResidencePORT CHARLOTTE SEC 036

About this home

108 ROSELLE COURT

DRAMATIC PRICE DROP! MOTIVATED SELLER! NEW EXTERIOR PAINT, NEW EXTERIOR LIGHTING & POOL RESURFACED. ONE-OF-A-KIND Casas de Rosa: Resort style living in an Elegant, Mediterranean/Spanish style, 2-story courtyard home, 3778 feet under a/c with 4 bedrooms, including 3 Primary Suites, 6 baths & an Office with a separate outside entrance at the front of the home. Access to Charlotte Harbor within 5 minutes from this sailboat location & then on to the Gulf of Mexico. 28,000 lb boat lift, 80' composite dock & newer 130' seawall. Entrance to the courtyard is thru a large, heavy wooden door that looks like it belongs on a Spanish galleon. In the pavered courtyard you are surrounded by lush landscaping, a big fountain & one of three custom, wrought iron, romantic balconies with "olde world" charm. One of the balconies overlooks the courtyard from the upstairs living area & the other two balconies face the front of the home & the canal with long distance views to the east & west. The home was built in 2007, is light & bright, with a Great Room floor plan, 20' soaring ceilings in the living room, a hand carved oak mantle at the travertine fireplace, tall sliders leading out to the pool area, crown molding & tall baseboards throughout, columns & arched doorways, large kitchen with granite counters & breakfast bar, dining area with a view of the pool & courtyard area, breakfast nook with mitered windows, travertine & engineered hardwood flooring throughout & a wrought iron staircase that leads you up to the 2nd floor. The Main Bedroom Suite & one Guest bedroom are on the first floor. The Main Bedroom Suite encompasses all of the south wing of the home where a double door into a private sitting area with a tray ceiling & large sliding glass door out to the pool area. As you come into the main bedroom there is a half wall with arches, columns & niches that separates the sitting room from the bedroom. Across from the bed are two tall, long sliding glass doors that stretch across the room to reveal a private entrance to the courtyard, which brings in plenty of light & a gentle breeze. Above the bed is a lighted, coffered ceiling. A pocket door allows you entrance into the Main Bath, which has a large roman shower with 2 entrances & multiple shower heads plus there is a garden tub & a private commode room. The walk in closet has high transom windows for plenty of light & 2 entrances. There is outside access to the office from the front of the home & also thru a locked door in the primary bedroom. Second floor was designed with the possibility of using it as a guest area/in-law suite & includes a living room with a half bath & 2 primary bedrooms with their own full bathrooms. There is also a study/den with a built in desk that overlooks the downstairs Great Room, which has its own balcony & also overlooks the pool area. The heated pool & spa has a 2-story pool cage, lion head water spouts, large planters on either side of the pool & paver decking. There is also a wet bar with granite countertop, outdoor dining area with a half bath for convenience. The home sits on an oversized lot for all of your toys & the 3 car garage has a workshop. There is also an air conditioned shed. This is a very private, luxurious home that gives you a lifestyle where you can spend the day on the water, swim in the heated pool, go by boat over to the new Sunseeker Resort for dinner & then relax in the courtyard to enjoy the stars.

Facts & features

The home at a glance

4

Bedrooms

5

Bathrooms

3,778

Sqft

0.35 ac

Lot size

3

Garage

2007

Year built

Two

Levels

$318

Per sqft

Private poolWaterfrontFireplaceWater viewPets allowed

Inside

FlooringEngineered Hardwood · Travertine
AppliancesBar Fridge · Dishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Tankless Water Heater · Washer
InteriorBuilt-in Features · Ceiling Fan(s) · Coffered Ceiling(s) · Crown Molding · High Ceilings · Open Floorplan · Primary Bedroom Main Floor · Solid Wood Cabinets · Split Bedroom · Stone Counters · Tray Ceiling(s) · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofTile
ConstructionBlock · Stucco
FoundationBlock · Stem Wall
ViewWater
FacesEast
ParkingBoat · Circular Driveway · Garage Door Opener · Golf Cart Parking · Ground Level · Guest · Off Street · Oversized · RV Parking · Workshop in Garage
ExteriorBalcony · Courtyard · French Doors · Hurricane Shutters · Irrigation System · Lighting · Outdoor Kitchen · Rain Gutters · Sidewalk · Sliding Doors

Community & fees

Taxes (2023)$19,239/yr
PetsCats OK, Dogs OK, Yes
CommunityCommunity Boat Ramp · Water Access · Dog Park · Sidewalks

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected · Sewer Connected · Street Lights · Underground Utilities
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$8,688 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$6,475
PMI (est., until 20% equity)$450
Property tax — 2023 actual bill$1,603
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $120,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $120,000
Interest rate6.00%
Loan term

Estimated payment

$8,688/mo

Principal & interest$6,475
PMI (est., until 20% equity)$450
Property taxes (actual bill)$1,603
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Port Charlotte actives

$318 vs $209

Days on market

608 vs 60 typical

Where $318/sqft sits among the 400 Port Charlotte actives

114
115
67
35
27 · this home
42
$130–175$175–220$220–265$265–310$310–355$355+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Port Charlotte

Map of 108 ROSELLE COURT

Get to know Port Charlotte. See the full Port Charlotte guide →

PORT CHARLOTTE 33952 — neighborhood snapshot

Population

33,991

Median age

53.7

Median income

$56,117

Median home value

$224,900

Avg household

2.3

Households w/ children

2,952

For the school run

Charlotte County School District

ElementaryNeil Armstrong Elementary School★★★★★
MiddlePort Charlotte Middle School★★★★★
HighPort Charlotte High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Port Charlotte market

Seller’s marketLeans seller4.9 months of inventoryBuyer’s market

$289K$305K

Port Charlotte median sold, yr/yr

96.0%

Sale-to-list ratio (12 mo)

186 of 400

Port Charlotte actives have cut their price

Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 728% above the PORT CHARLOTTE 33952 median. See the full Port Charlotte market guide →

Paper trail

This home's history

CurrentPrice reduced to $1,200,000 $650K
Dec 9, 2024Listed at $1,850,000 · 608 days on market since
2007Built · PORT CHARLOTTE SEC 036

Reality check

What actually sold near 108 ROSELLE COURT

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

4431 GARDNER DRIVESold · Sep ’25

$1,000,000

4431 GARDNER DRIVE · same community

3 bd · 3 ba · 2,699 sqft · $371/sqft · 205 DOM

310 SEVERIN ROAD SESold · Nov ’25

$1,685,000

310 SEVERIN ROAD SE · same community

5 bd · 4.5 ba · 5,324 sqft · $316/sqft · 187 DOM

141 BALDWIN COURT SESold · Sep ’25

$500,000

141 BALDWIN COURT SE · same community

3 bd · 2 ba · 1,608 sqft · $311/sqft · 58 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 108 ROSELLE COURT — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 108 ROSELLE COURT — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Straight answers

108 ROSELLE COURT FAQs

What would the monthly payment be for 108 ROSELLE COURT?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $8,688/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 108 ROSELLE COURT?+

The most recent tax bill on record (2023) was $19,239. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 108 ROSELLE COURT?+

The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Port Charlotte?+

At $1,200,000, this home is listed about 263% above the Port Charlotte median of $330,350. The market section on this page shows how the area is trending.

Which schools are assigned to 108 ROSELLE COURT?+

Neil Armstrong Elementary School (elementary), Port Charlotte Middle School (middle), Port Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$1,200,000 runs 728% above the PORT CHARLOTTE 33952 median — but at 3,778 sqft it's also nearly twice the size of the typical Port Charlotte listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

608 days on market against a Port Charlotte median of 60 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $1,850,000, now $1,200,000 — a $650K cut. The full history is in the market section below.

Listing courtesy of COLDWELL BANKER REALTY · Marilyn Purcell. MLS #C7501360.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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