4088 GINGOLD STREET, PORT CHARLOTTE, FL, 33948
Active644 days on marketListed Oct 29, 2024MLS #C7499568
About this home
4088 GINGOLD STREET
This home is the perfect vacation rental to relish your winter season in Florida. Enjoy your morning coffee, relaxing with afternoon drinks or dinner from the beautiful deck with views of Countryman Lake. Great fishing from the additional dock. Spacious 3-bedroom 2 bath home with over 2800 sq ft of living space. Open the beautiful double doors to the formal living room and dining room, with sliding doors to massive Florida room overlooking the pool and lake. An amazing open kitchen with an eating area in the kitchen. Vast family room with electric fireplace for the few chilly days we have. Split floor plan with 2nd and 3rd bedrooms along with guest bathroom on one side. Master suite is impressive with additional office space and en suite bathroom. Open the sliders of the oversized Florida room to extend your enjoyment of the large, heated saltwater pool to use all winter long. Exercise room and equipment provided for your use. There are spectacular views from almost every room of the home. Meticulously maintained home inside and out. Large interior laundry room. Electric bill up to $250 per month is included in rent, amounts over $250 will be the responsibility of the tenants. Located near everything. US 41, I-75, shopping, and dining. Home to the Tampa Bay Rays Spring Training Center and North Port’s Atlanta Braves Spring Training Center. Convenient access to a magnitude of golf courses, world-class fishing, boating and our stunning Gulf Beaches. Home is rented for January 2027 through April of 2027
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,810
Sqft
0.23 ac
Lot size
2
Garage
1987
Year built
One
Levels
$2
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$195 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$195/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs PORT CHARLOTTE SEC 037
$2 vs $228
Days on market
644 vs 59 typical
Where $2/sqft sits among the 27 homes for sale in PORT CHARLOTTE SEC 037
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside O'hara
Get to know Port Charlotte. See the full Port Charlotte guide →
O'hara — neighborhood snapshot
Population
5,202
Median age
58
Median income
$75,856
Median home value
$383,125
Avg household
2
Households w/ children
392
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$289K → $305K
Port Charlotte median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
15 of 27
PORT CHARLOTTE SEC 037 have cut their price
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 84% below the PORT CHARLOTTE 33948 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 4088 GINGOLD STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$365,000
4041 MICHEL TREE STREET · same community
4 bd · 3 ba · 2,316 sqft · $158/sqft · 524 DOM
Sold · Feb ’26$532,000
4492 GILLEN STREET · same community
3 bd · 2.5 ba · 2,293 sqft · $232/sqft · 33 DOM
Sold · Oct ’25$522,000
18649 KLINGLER CIRCLE · same community
3 bd · 2.5 ba · 2,290 sqft · $228/sqft · 43 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4088 GINGOLD STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4088 GINGOLD STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4088 GINGOLD STREET FAQs
What would the monthly payment be for 4088 GINGOLD STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $195/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 4088 GINGOLD STREET?+
The listing reports pets: Breed Restrictions, Number Limit, Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Port Charlotte?+
At $4,800, this home is listed about 99% below the Port Charlotte median of $330,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4088 GINGOLD STREET?+
Murdock Middle School (middle), Meadow Park Elementary School (elementary), Port Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the PORT CHARLOTTE 33948 market on paper
$4,800 is 84% below the PORT CHARLOTTE 33948 median of $30,000, and at $2/sqft it sits under the Port Charlotte average of $226.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
644 days on market against a Port Charlotte median of 59 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $5,200, now $4,800 — a $400 cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of ZOBEL REAL ESTATE, INC. · Laurie Zobel. MLS #C7499568.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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