David Ramirez
$115,000$250,000≈$935 /mo all-in ↓

152 TALL OAK TRAIL, ZOLFO SPRINGS, FL, 33890

Active695 days on marketListed Sep 10, 2024MLS #C7497764

✦ Priced 50% below the ZOLFO SPRINGS 33890 median✦ Reduced $135KTHE OAKS

About this home

152 TALL OAK TRAIL

BEAUTIFUL WOODED FIVE ACRE PARCEL. A SEASONAL CREEK CALLED ALLIGATOR BRANCH RUNS THROUGH THIS PARCEL AND WHEN IT IS DRY A FUN CREEK BED TO WALK THROUGH. A VERY PEACEFUL PLACE TO CALL HOME OR A WEEKEND GET-A-WAY.

Facts & features

The home at a glance

5.01 ac

Lot size

Trees/Woods view

Inside

Outside & construction

ViewTrees/Woods
FacesNorth

Community & fees

Taxes (2023)$570/yr

Utilities & systems

UtilitiesElectrical Nearby
WaterWell Required

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$935 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$677
FHA mortgage insurance (est.)$51
Property tax — 2023 actual bill$48
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $4,025Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Get my real numbersCall

Run your own numbers

Loan type
Down payment3.5% · $4,025
Interest rate6.00%
Loan term

Estimated payment

$935/mo

Principal & interest$677
FHA mortgage insurance (est.)$51
Property taxes (actual bill)$48
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Zolfo Springs

Map of 152 TALL OAK TRAIL

Get to know Zolfo Springs. See the full Zolfo Springs guide →

ZOLFO SPRINGS 33890 — neighborhood snapshot

Population

4,991

Median age

34.9

Median income

$70,179

Median home value

$140,700

Avg household

3.25

Households w/ children

683

The numbers that matter

The Zolfo Springs market

Seller’s marketLeans seller — 3.0 months of inventoryBuyer’s market

$221K → $318K

Zolfo Springs median sold, yr/yr

95.0%

Sale-to-list ratio (12 mo)

Median sold price, Zolfo Springs, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 50% below the ZOLFO SPRINGS 33890 median. See the full Zolfo Springs market guide →

Paper trail

This home's history

CurrentPrice reduced to $115,000 ▼ $135K
Sep 10, 2024Listed at $250,000 · 695 days on market since

Reality check

What actually sold near 152 TALL OAK TRAIL

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

6519 W NEWBERRY ROAD UNIT 404Sold · Apr ’26

$146,500

6519 W NEWBERRY ROAD UNIT 404 · same community

2 bd · 1 ba · 982 sqft · $149/sqft · 21 DOM

6519 W NEWBERRY ROAD UNIT 107Sold · May ’26

$90,000

6519 W NEWBERRY ROAD UNIT 107 · same community

2 bd · 2 ba · 1,003 sqft · $90/sqft · 11 DOM

6519 W NEWBERRY ROAD UNIT 202Sold · Nov ’25

$105,000

6519 W NEWBERRY ROAD UNIT 202 · same community

2 bd · 1 ba · 1,164 sqft · $90/sqft · 82 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 152 TALL OAK TRAIL — start here.

CallText
david.ramirez@c21edge.com
Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 152 TALL OAK TRAIL — before you fall in love.

Get pre-approvedCall
aacosta@prmg.net

See it in person

Schedule a tour

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Straight answers

152 TALL OAK TRAIL FAQs

What would the monthly payment be for 152 TALL OAK TRAIL?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $935/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 152 TALL OAK TRAIL?+

The most recent tax bill on record (2023) was $570. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Zolfo Springs?+

At $115,000, this home is listed about 54% below the Zolfo Springs median of $250,000. The market section on this page shows how the area is trending.

The brief

Four things that matter here

01Under the ZOLFO SPRINGS 33890 market on paper

$115,000 is 50% below the ZOLFO SPRINGS 33890 median of $229,900.

02Trees/Woods views

The trees/woods view is part of what you're buying — views hold value independently of the structure.

03Time on market is leverage

695 days on market against a Zolfo Springs median of 1 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $250,000, now $115,000 — a $135K cut. The full history is in the market section below.

Keep looking

Similar homes nearby

6519 W NEWBERRY ROAD UNIT 108

$114,900

6519 W NEWBERRY ROAD UNIT 108, GAINESVILLE

2 bd · 2 ba · 1,003 sqft

6519 W NEWBERRY ROAD UNIT 204

$99,000

6519 W NEWBERRY ROAD UNIT 204, GAINESVILLE

2 bd · 1 ba · 1,164 sqft

SEBASTIAN DRIVE

$85,000

SEBASTIAN DRIVE, SPRING HILL

Listing courtesy of WILD HORSE REALTY LLC · Marsha Field. MLS #C7497764.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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