7574 RATAN CIRCLE, PORT CHARLOTTE, FL, 33981
Active1099 days on marketListed Jul 30, 2023MLS #C7478758
About this home
7574 RATAN CIRCLE
BEAUTIFUL LAKEVIEWS AWAIT YOU! Welcome to the friendly Village of Holiday Lake and this RARE FIND! This lot is waiting for you to have your new home put in place. Here you will enjoy your morning coffee or afternoon cocktails while relaxing on your BACKYARD PATIO FEATURING PEACEFULL VIEWS OF THE LAKE. The Village of Holiday Lake boasts 25+ boat slips, beautiful pool area with 2 pools and BBQ area. There is always something going on at the large recreation hall with full kitchen, craft room, fitness center, laundry facility along with areas for woodworking, tennis, pickleball, shuffleboard and more. Golf Carts welcome. The outdoor enthusiast in you will love the closeness of boating and fishing from the community docks and boat ramp. You will also find several Gulf Shore Beaches close by. The foodie in you will love the local delights like Gerry’s Tiki Hut, TT’s Tiki on the Water and the Sandbar Tiki & Grill all of which can be accessed by boat or by car. The Village is perfect for year round living or a winter get away spot.
Facts & features
The home at a glance
0.14 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,057 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,057/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Village Of Holiday Lake
Get to know Port Charlotte. See the full Port Charlotte guide →
Village Of Holiday Lake — neighborhood snapshot
Population
816
Median age
62
Median income
$100,299
Median home value
$303,500
Avg household
2
Households w/ children
112
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$289K → $301K
Port Charlotte median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 113% above the PORT CHARLOTTE 33981 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 7574 RATAN CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$69,000
7522 SILAGE CIRCLE · same community
2 bd · 2 ba · 784 sqft · $88/sqft · 265 DOM
Sold · May ’26$122,000
7388 BECKLEY STREET · same community
2 bd · 2 ba · 784 sqft · $156/sqft · 396 DOM
Sold · Dec ’25$130,000
7393 LONGMONT LANE · same community
2 bd · 2 ba · 784 sqft · $166/sqft · 246 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 7574 RATAN CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 7574 RATAN CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
7574 RATAN CIRCLE FAQs
What would the monthly payment be for 7574 RATAN CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,057/mo — principal and interest, the actual property-tax bill, the $150/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 7574 RATAN CIRCLE?+
The association fee works out to $150 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 7574 RATAN CIRCLE?+
The most recent tax bill on record (2022) was $2,511. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 7574 RATAN CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Port Charlotte?+
At $85,000, this home is listed about 75% below the Port Charlotte median of $335,000. The market section on this page shows how the area is trending.
Which schools are assigned to 7574 RATAN CIRCLE?+
Myakka River Elementary School (elementary), L. A. Ainger Middle School (middle), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$85,000 runs 113% above the PORT CHARLOTTE 33981 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
1099 days on market against a Port Charlotte median of 56 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $120,000, now $85,000 — a $35K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX ALLIANCE GROUP · Christine Connolly. MLS #C7478758.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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