5 PIRATES LANE UNIT 54B, PUNTA GORDA, FL, 33955
Active2178 days on marketMLS #C7429911
About this home
5 PIRATES LANE UNIT 54B
SEASONAL RENTAL 2027....(2026 OFF-SEASON Rates AVAILABLE) ...Popular COMMODORE CLUB in Desirable BURNT STORE MARINA. Spacious unit with....TWO LARGE bedrooms and TWO baths....Glass Enclosures on the SPACIOUS screened lanai with distant views of Marina and Lower Basin...TWO LANAIS both front and back....Open Floor Plan.....Formal Dining.....Gorgeous GRANITE Countertops with Breakfast bar....High Impact Windows & Sliders giving lots of light and quietness....Relax in the two newer Recliners...FLAT screen TV....Primary Suite boasts new King Mattress, Bedspread Ensemble, Curtains, and Linens. NEW TV in Guest Bedroom...End Unit with your COVERED Parking Spot Right Below....Elevator....COMMODORE CLUB is a friendly and Activity oriented gathering of 8 buildings with lots of separation....Lovely HEATED POOL Area with Activity Room/Kitchen for friend-making SOCIAL EVENTS.....Short walk to FITNESS, RACQUET (Pickleball & Tennis), POOL CLUB (Seasonal Memberships available).....2 WATERFRONT RESTAURANTS - Live Entertainment....27 hole GOLF Course, Driving Range, Pro-shop and Linkside Café...Golf Cart Rentals....Boat Rentals....Freedom Boat Club or Bring your Boat and Rent one of the 525 Wet Slips....TWO Basins with Gorgeous Boats Bobbing in the glistening waters ...RENTING DOESN'T GET ANY MORE ENJOYABLE than at BURNT STORE MARINA!!!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,516
Sqft
0.16 ac
Lot size
1979
Year built
One
Levels
$3
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$193 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$193/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Punta Gorda actives
$3 vs $208
Days on market
2178 vs 59 typical
Where $3/sqft sits among the 400 Punta Gorda actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Burnt Store Marina & Country Club
Get to know Punta Gorda. See the full Punta Gorda guide →
Burnt Store Marina & Country Club — neighborhood snapshot
Population
2,152
Median age
73
Median income
$104,062
Median home value
$383,986
Avg household
2
For the school run
Lee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $345K
Punta Gorda median sold, yr/yr
95.0%
Sale-to-list ratio (12 mo)
181 of 400
Punta Gorda actives have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 89% below the PUNTA GORDA 33955 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 5 PIRATES LANE UNIT 54B
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$265,000
2 PIRATES LANE UNIT 21B · same community
2 bd · 2 ba · 1,516 sqft · $175/sqft · 228 DOM
Sold · Feb ’26$225,000
4 PIRATES LANE UNIT 41A · same community
2 bd · 2 ba · 1,516 sqft · $148/sqft · 71 DOM
Sold · Aug ’25$257,000
1 PIRATES LANE UNIT 14B · same community
2 bd · 2 ba · 1,516 sqft · $170/sqft · 177 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 5 PIRATES LANE UNIT 54B — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5 PIRATES LANE UNIT 54B — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
5 PIRATES LANE UNIT 54B FAQs
What would the monthly payment be for 5 PIRATES LANE UNIT 54B?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $193/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 5 PIRATES LANE UNIT 54B?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $4,600, this home is listed about 99% below the Punta Gorda median of $344,849. The market section on this page shows how the area is trending.
Which schools are assigned to 5 PIRATES LANE UNIT 54B?+
Mariner High School (high), Mariner Middle School (middle), Island Coast High School (high), Hector A. Cafferata Junior Elementary School (elementary), Trafalgar Elementary School (elementary), Challenger Middle School (middle), Patriot Elementary School (elementary), Skyline Elementary School (elementary), North Fort Myers High School (high), Cape Coral High School (high), Ida S. Baker High School (high) — Lee County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the PUNTA GORDA 33955 market on paper
$4,600 is 89% below the PUNTA GORDA 33955 median of $41,000, and at $3/sqft it sits under the Punta Gorda average of $233.
02Time on market is leverage
2178 days on market against a Punta Gorda median of 59 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Mariner High School, Mariner Middle School, Island Coast High School, Hector A. Cafferata Junior Elementary School, Trafalgar Elementary School, Challenger Middle School, Patriot Elementary School, Skyline Elementary School, North Fort Myers High School, Cape Coral High School, Ida S. Baker High School — Challenger Middle School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of REALTY GROUP OF SW FLORIDA INC · William Fuchs. MLS #C7429911.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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