David Ramirez
$359,950$369,9504 bd3 ba2,139 sqft$168 /sqft$2,702 /mo all-in ↓

3483 BROOKE SMITH ROAD, FORT MEADE, FL, 33841

Active28 days on marketListed Jul 3, 2026MLS #B4902305

Reduced $10KWaterfrontManufactured HomeBROOKE LAKES PH 01

About this home

3483 BROOKE SMITH ROAD

PRICE DROP! BRING YOUR HORSES Behind this charming country exterior is a beautifully transformed home you’ll never expect This home is full of upgrades. Step inside to discover a beautifully transformed interior where modern design meets peaceful country living. Situated on approximately 3.5 acres with approximately 100 feet of frontage on a private lake, this spacious 4-bedroom, 3-bath home offers over 2,100 square feet of thoughtfully renovated living space. The open layout, abundant natural light, and tasteful finishes create a warm, inviting atmosphere that feels like home from the moment you walk in. The redesigned kitchen serves as the heart of the home with updated cabinetry, stainless steel appliances, generous workspace, and an easy flow into the living and dining areas—perfect for entertaining or everyday life. Beautifully remodeled bathrooms, updated flooring, fresh paint, modern lighting, and stylish finishes throughout give the home a clean, timeless feel. The master bathroom is a true retreat, featuring a standalone tub accented by a stunning crystal chandelier. The primary bedroom also boasts an amazingly spacious walk-in closet, offering exceptional storage and organization. Step outside to enjoy the freedom that only acreage can provide, along with the beauty and tranquility of your private lake. Whether you envision horses, cattle, a barn, workshop, garden, or simply room to roam, this property offers endless possibilities while still providing the peace and privacy of country living. For added peace of mind, the home also features a new roof, new HVAC system, updated plumbing and electrical, and numerous additional improvements, allowing you to move in and simply enjoy your new home. This isn’t just another country property—it’s one you truly need to experience in person. AI Disclosure: Please note that the virtually staged and digitally enhanced photographs of this property have been placed at the end of the photo gallery for illustrative purposes. While all structural, historical, and factual details of the home are accurate and independently verified, these specific images utilize artificial intelligence (AI) technology to demonstrate the property's potential layout and design. Buyers are encouraged to view the home in person and conduct their standard due diligence.

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

2,139

Sqft

3.53 ac

Lot size

2002

Year built

One

Levels

$168

Per sqft

WaterfrontTrees/Woods & Water view

Inside

FlooringLaminate
AppliancesDishwasher · Electric Water Heater · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · High Ceilings · Primary Bedroom Main Floor · Split Bedroom · Stone Counters · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionVinyl Siding
FoundationPillar/Post/Pier
ViewTrees/Woods · Water
FacesNorth
ExteriorPrivate Mailbox · Private Yard

Community & fees

Taxes (2025)$3,164/yr
PetsCats OK, Dogs OK

Utilities & systems

UtilitiesElectricity Connected
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,702 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,119
FHA mortgage insurance (est.)$159
Property tax — 2025 actual bill$264
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $12,598Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $12,598
Interest rate6.00%
Loan term

Estimated payment

$2,702/mo

Principal & interest$2,119
FHA mortgage insurance (est.)$159
Property taxes (actual bill)$264
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Fort Meade actives

$168 vs $175

Days on market

28 vs 51 typical

Where $168/sqft sits among the 24 Fort Meade actives

6
7 · this home
5
0
4
2
$95–136$136–176$176–217$217–258$258–299$299+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Brooke Lakes

Map of 3483 BROOKE SMITH ROAD inside its neighborhood boundary

Drive times from this address

Downtown Tampa73 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Fort Meade. See the full Fort Meade guide →

Brooke Lakes — neighborhood snapshot

Population

104

Median age

38

Median income

$98,864

Median home value

$133,700

Avg household

3

Households w/ children

14%

For the school run

Polk County School District

ElementaryLewis Anna Woodbury Elementary School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Fort Meade market

Seller’s marketLeans seller4.2 months of inventoryBuyer’s market

$248K$369K

Fort Meade median sold, yr/yr

95.6%

Sale-to-list ratio (12 mo)

13 of 24

Fort Meade actives have cut their price

Median sold price, Fort Meade, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 64% above the FORT MEADE 33841 median. See the full Fort Meade market guide →

Paper trail

This home's history

CurrentPrice reduced to $359,950 $10K
Jul 3, 2026Listed at $369,950 · 28 days on market since
2002Built · BROOKE LAKES PH 01

Reality check

What actually sold near 3483 BROOKE SMITH ROAD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

954 BROOKE ROADSold · Mar ’26

$245,000

954 BROOKE ROAD · same community

4 bd · 2 ba · 1,620 sqft · $151/sqft · 7 DOM

990 BROOKE ROADSold · Sep ’25

$390,000

990 BROOKE ROAD · same community

3 bd · 2 ba · 1,572 sqft · $248/sqft · 135 DOM

2831 US HIGHWAY 98 ESold · Apr ’26

$304,000

2831 US HIGHWAY 98 E

4 bd · 3 ba · 2,392 sqft · $127/sqft · 6 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 3483 BROOKE SMITH ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3483 BROOKE SMITH ROAD — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

3483 BROOKE SMITH ROAD FAQs

What would the monthly payment be for 3483 BROOKE SMITH ROAD?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,702/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 3483 BROOKE SMITH ROAD?+

The most recent tax bill on record (2025) was $3,164. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3483 BROOKE SMITH ROAD?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Fort Meade?+

At $359,950, this home is listed about 47% above the Fort Meade median of $245,000. The market section on this page shows how the area is trending.

Which schools are assigned to 3483 BROOKE SMITH ROAD?+

Lewis Anna Woodbury Elementary School (elementary) — Polk County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$359,950 runs 64% above the FORT MEADE 33841 median — but at 2,139 sqft it's also 48% larger than the typical Fort Meade listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03The price has already moved

Listed at $369,950, now $359,950 — a $10K cut. The full history is in the market section below.

Listing courtesy of LANDSEARCH LLC · Sherri Hudson. MLS #B4902305.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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