David Ramirez
$290,000$299,9994 bd2 ba1,793 sqft$162 /sqft$2,385 /mo all-in ↓

255 HAINES BOULEVARD, WINTER HAVEN, FL, 33881

Active55 days on marketListed May 30, 2026MLS #B4902269

Reduced $10KSingle Family ResidenceLAKES AT LUCERNE PARK PH 02

About this home

255 HAINES BOULEVARD

Welcome to 255 Haines Boulevard, Winter Haven, Florida! This beautifully maintained home offers the perfect blend of comfort, convenience, and Florida living. Featuring a spacious floor plan with plenty of natural light, this property is ideal for families, first-time homebuyers, or investors alike. The kitchen provides ample cabinet and counter space and flows seamlessly into the living and dining areas, making it perfect for entertaining guests. Step outside and enjoy the generous yard with room for outdoor activities, gardening, or future enhancements. Conveniently located near shopping, dining, schools, medical facilities, and major roadways, this home provides easy access to everything in Winter Haven. Whether you're looking for a primary residence, seasonal home, or investment property, this move-in-ready opportunity is one you won't want to miss. Schedule your private showing today!

Facts & features

The home at a glance

4

Bedrooms

2

Bathrooms

1,793

Sqft

0.12 ac

Lot size

2

Garage

2017

Year built

One

Levels

$162

Per sqft

Pets allowed

Inside

FlooringCeramic Tile
AppliancesDishwasher · Disposal · Microwave · Range · Refrigerator
InteriorEating Space In Kitchen · Living Room/Dining Room Combo · Thermostat
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesSouth
ExteriorLighting

Community & fees

HOA fee$3/mo
Taxes (2025)$4,634/yr
PetsCats OK, Dogs OK, Yes

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Sewer Connected · Water Connected
WaterNone

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,385 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,707
FHA mortgage insurance (est.)$128
Property tax — 2025 actual bill$386
HOA fee — from the listing$3
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $10,150Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $10,150
Interest rate6.00%
Loan term

Estimated payment

$2,385/mo

Principal & interest$1,707
FHA mortgage insurance (est.)$128
Property taxes (actual bill)$386
HOA / condo fee$3
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $290K
$278KedgeAI estimate $298,646 · range $295K$307K$319K

vs edgeAI estimate

−2.9%

$/sqft vs Winter Haven actives

$162 vs $171

Days on market

55 vs 42 typical

Where $162/sqft sits among the 400 Winter Haven actives

47
61
109 · this home
106
28
49
$105–129$129–152$152–176$176–200$200–224$224+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Winter Haven

Map of 255 HAINES BOULEVARD

Drive times from this address

Walt Disney World40 min
Universal Orlando50 min
Downtown Orlando57 min
Orlando Int’l Airport (MCO)61 min
Downtown Tampa66 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Winter Haven. See the full Winter Haven guide →

WINTER HAVEN 33881 — neighborhood snapshot

Population

39,189

Median age

43.6

Median income

$53,867

Median home value

$177,400

Avg household

2.61

Households w/ children

3,730

For the school run

Polk County School District

MiddleLake Alfred Polytech Academy★★★★
ElementaryFred G. Garner Academy★★★★
HighWinter Haven Senior High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Winter Haven market

Seller’s marketBalanced6.5 months of inventoryBuyer’s market

$285K$287K

Winter Haven median sold, yr/yr

97.3%

Sale-to-list ratio (12 mo)

197 of 400

Winter Haven actives have cut their price

Median sold price, Winter Haven, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 20% above the WINTER HAVEN 33881 median. See the full Winter Haven market guide →

Paper trail

This home's history

CurrentPrice reduced to $290,000 $10K
May 30, 2026Listed at $299,999 · 55 days on market since
2017Built · LAKES AT LUCERNE PARK PH 02

Reality check

What actually sold near 255 HAINES BOULEVARD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

249 HAINES BOULEVARDSold · Oct ’25

$242,500

249 HAINES BOULEVARD · same community

3 bd · 2 ba · 1,490 sqft · $163/sqft · 160 DOM

663 LUCERNE BOULEVARDSold · Jul ’25

$260,000

663 LUCERNE BOULEVARD · same community

3 bd · 2 ba · 1,317 sqft · $197/sqft · 121 DOM

627 LUCERNE BOULEVARDSold · Jul ’25

$330,000

627 LUCERNE BOULEVARD · same community

5 bd · 3 ba · 2,595 sqft · $127/sqft · 188 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 255 HAINES BOULEVARD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 255 HAINES BOULEVARD — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

255 HAINES BOULEVARD FAQs

What would the monthly payment be for 255 HAINES BOULEVARD?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,385/mo — principal and interest, the actual property-tax bill, the $3/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 255 HAINES BOULEVARD?+

The association fee works out to $3 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 255 HAINES BOULEVARD?+

The most recent tax bill on record (2025) was $4,634. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 255 HAINES BOULEVARD?+

The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Winter Haven?+

At $290,000, this home is listed about 2% above the Winter Haven median of $285,000. The market section on this page shows how the area is trending.

Which schools are assigned to 255 HAINES BOULEVARD?+

Lake Alfred Polytech Academy (middle), Fred G. Garner Academy (elementary), Winter Haven Senior High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of LAND SOUTH REALTY, LLC · Sean Denney. MLS #B4902269.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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