890 W WHITE BIRCH LANE, BARTOW, FL, 33830
Active130 days on marketListed Mar 16, 2026MLS #B4902211
About this home
890 W WHITE BIRCH LANE
Welcome to 890 White Birch Ln. This recently renovated home is located in the heart of Bartow. Near schools, baseball fields, civic center, library, and Mary Holland Park! Nice corner lot. This home offers 3 bedrooms and 2 full bathrooms and a large fenced in yard. Some of the updates include, new fencing, new roof, new hot water heater, new flooring throughout the entire home, new fixtures throughout, new shower in 2nd bath, and granite countertops in the kitchen. The entire home has been freshly painted inside and out. fully fenced in back yard with a double gate so you can park a boat or other toys in the back yard. Reach out today to set up a showing!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,353
Sqft
0.2 ac
Lot size
1
Garage
1979
Year built
One
Levels
$218
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,319 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,319/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+16.4%
$/sqft vs Bartow actives
$218 vs $175
Days on market
130 vs 42 typical
Where $218/sqft sits among the 126 Bartow actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Bartow
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Bartow. See the full Bartow guide →
BARTOW 33830 — neighborhood snapshot
Population
32,738
Median age
36.2
Median income
$62,636
Median home value
$207,900
Avg household
2.91
Households w/ children
3,768
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Bartow market
$325K → $310K
Bartow median sold, yr/yr
98.0%
Sale-to-list ratio (12 mo)
71 of 126
Bartow actives have cut their price
Median sold price, Bartow, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 3% below the BARTOW 33830 median. See the full Bartow market guide →
Paper trail
This home's history
Reality check
What actually sold near 890 W WHITE BIRCH LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$280,000
2508 18TH STREET E · same community
3 bd · 2 ba · 1,363 sqft · $205/sqft · 4 DOM
Sold · Mar ’26$295,000
2415 18TH STREET COURT E · same community
3 bd · 1 ba · 1,336 sqft · $221/sqft · 2 DOM
Sold · Nov ’25$215,000
865 COPPERLEAF LANE · same community
3 bd · 2 ba · 1,297 sqft · $166/sqft · 73 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 890 W WHITE BIRCH LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 890 W WHITE BIRCH LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
890 W WHITE BIRCH LANE FAQs
What would the monthly payment be for 890 W WHITE BIRCH LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,319/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 890 W WHITE BIRCH LANE?+
The most recent tax bill on record (2025) was $3,505. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Bartow?+
At $295,000, this home is listed about 9% below the Bartow median of $325,000. The market section on this page shows how the area is trending.
Which schools are assigned to 890 W WHITE BIRCH LANE?+
Bartow Senior High School (high), Bartow Middle School (middle), James E. Stephens Academy (elementary) — Polk County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of FAITH AND FAMILY REALTY LLC · Tiffany Williams. MLS #B4902211.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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