3100 N Ocean Drive, Riviera Beach FL 33404, RIVIERA BEACH, FL, 33404
Active30 days on marketListed Jul 14, 2026MLS #B26052648
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
3,390
Sqft
0 ac
Lot size
2
Garage
2023
Year built
2
Levels
$2,301
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$51,828 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$51,828/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+181.5%
$/sqft vs Riviera Beach actives
$2,301 vs $295
Days on market
30 vs 65 typical
Where $2,301/sqft sits among the 182 Riviera Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Singer Island
Get to know Riviera Beach. See the full Riviera Beach guide →
Singer Island — neighborhood snapshot
Population
3,043
Median age
68
Median income
$90,429
Median home value
$745,462
Avg household
2
Households w/ children
81%
For the school run
Palm Beach County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Riviera Beach market
$635K → $380K
Riviera Beach median sold, yr/yr
96.2%
Sale-to-list ratio (12 mo)
11 of 182
Riviera Beach actives have cut their price
Median sold price, Riviera Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 3045% above the RIVIERA BEACH 33404 median. See the full Riviera Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 3100 N Ocean Drive
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$2,737,500
3100 N Ocean # H1603, Singer Island FL 33404 · same community
2 bd · 2.5 ba · 1,917 sqft · $1,428/sqft · 218 DOM
Sold · Jun ’26$4,000,000
2700 N Ocean Drive # 401a, Riviera Beach FL 33404
3 bd · 3.5 ba · 3,605 sqft · $1,110/sqft · 68 DOM
Sold · Jul ’26$2,800,000
3730 N Ocean Drive # C, Singer Island FL 33404
3 bd · 3.5 ba · 3,029 sqft · $924/sqft · 138 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3100 N Ocean Drive — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3100 N Ocean Drive — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3100 N Ocean Drive FAQs
What would the monthly payment be for 3100 N Ocean Drive, Riviera Beach FL 33404?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $51,828/mo — principal and interest, the actual property-tax bill, the $2,494/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3100 N Ocean Drive, Riviera Beach FL 33404?+
The association fee works out to $2,494 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3100 N Ocean Drive, Riviera Beach FL 33404?+
The most recent tax bill on record (2025) was $50,000. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3100 N Ocean Drive, Riviera Beach FL 33404?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Riviera Beach?+
At $7,799,000, this home is listed about 1746% above the Riviera Beach median of $422,450. The market section on this page shows how the area is trending.
Which schools are assigned to 3100 N Ocean Drive, Riviera Beach FL 33404?+
Lincoln Elementary School (elementary), John F. Kennedy Middle School (middle), William T. Dwyer High School (high), Glades Construction Academy At West Technical (high) — Palm Beach County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$7,799,000 runs 3045% above the RIVIERA BEACH 33404 median — but at 3,390 sqft it's also nearly twice the size of the typical Riviera Beach listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Know the monthly fee
The association fee is $2,494/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Strong assigned schools
Lincoln Elementary School, John F. Kennedy Middle School, William T. Dwyer High School, Glades Construction Academy At West Technical — William T. Dwyer High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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