31 Pine Arbor Lane Unit 204, Vero Beach FL 32962, VERO BEACH, FL, 32962
Active31 days on marketListed Jul 14, 2026MLS #B26052419
About this home
31 Pine Arbor Lane Unit 204, Vero Beach FL 32962
Welcome to this well-maintained 1-bedroom, 1-bathroom condo in the desirable Vista Royale 55+ community. This 2nd floor unit offers a comfortable and functional layout, making it the perfect seasonal retreat or year-round residence. Recent updates include an upsized air conditioning system installed in 2024 for enhanced comfort and efficiency, along with an updated kitchen and a new microwave installed in 2026. The enclosed Florida Room style balcony expands the living area. Enjoy the resort-style amenities including multiple clubhouses, swimming pools, tennis courts, fitness facilities, and a full calendar of social activities. Conveniently located just minutes from shopping, dining, medical facilities, and beautiful beaches, this condo offers the ideal Florida lifestyle. Don't miss this opportunity to own a piece of paradise!
Facts & features
The home at a glance
1
Bedrooms
1
Bathrooms
630
Sqft
0 ac
Lot size
1977
Year built
1
Levels
$167
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,314 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,314/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−0.2%
$/sqft vs Vero Beach actives
$167 vs $252
Days on market
31 vs 58 typical
Where $167/sqft sits among the 400 Vero Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Vista Royale
Get to know Vero Beach. See the full Vero Beach guide →
Vista Royale — neighborhood snapshot
Population
1,569
Median age
74
Median income
$33,681
Median home value
$115,100
Avg household
1
Households w/ children
20%
For the school run
Indian River County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Vero Beach market
$441K → $385K
Vero Beach median sold, yr/yr
97.5%
Sale-to-list ratio (12 mo)
46 of 400
Vero Beach actives have cut their price
Median sold price, Vero Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 39% below the VERO BEACH 32962 median. See the full Vero Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 31 Pine Arbor Lane Unit 204
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$73,500
Nearby listing
1 bd · 1 ba · 630 sqft · $117/sqft · 181 DOM
Sold · Jun ’26$109,500
Nearby listing
1 bd · 1 ba · 679 sqft · $161/sqft · 119 DOM
Sold · Jun ’26$110,000
Nearby listing
1 bd · 1 ba · 700 sqft · $157/sqft · 128 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 31 Pine Arbor Lane Unit 204 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 31 Pine Arbor Lane Unit 204 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
31 Pine Arbor Lane Unit 204 FAQs
What would the monthly payment be for 31 Pine Arbor Lane Unit 204, Vero Beach FL 32962?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,314/mo — principal and interest, the actual property-tax bill, the $477/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 31 Pine Arbor Lane Unit 204, Vero Beach FL 32962?+
The association fee works out to $477 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 31 Pine Arbor Lane Unit 204, Vero Beach FL 32962?+
The most recent tax bill on record (2025) was $144. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 31 Pine Arbor Lane Unit 204, Vero Beach FL 32962?+
The listing reports pets: No, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Vero Beach?+
At $105,000, this home is listed about 77% below the Vero Beach median of $450,000. The market section on this page shows how the area is trending.
Which schools are assigned to 31 Pine Arbor Lane Unit 204, Vero Beach FL 32962?+
Oslo Middle School (middle), Vero Beach Elementary School (elementary), Vero Beach High School (high) — Indian River County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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