David Ramirez
$159,5002 bd2 ba1,080 sqft$148 /sqft$1,906 /mo all-in ↓

1180 S DRIVE Circle # A, Delray Beach FL 33445, DELRAY BEACH, FL, 33445

Active26 days on marketListed Jul 14, 2026MLS #B26052388

Priced 20% below the DELRAY BEACH 33445 medianWaterfrontPrivate poolHIGH POINT OF DELRAY SEC 5

About this home

1180 S DRIVE Circle # A, Delray Beach FL 33445

Welcome to this charming villa in High Point of Delray Sec 5 Condo, located in the desirable Delray Beach area. This property offers two bedrooms and two full bathrooms within 1,080 square feet of thoughtfully designed living space. The single-story layout provides convenient, accessible living with all amenities on one floor. this villa presents an exceptional opportunity to enjoy the benefits of waterfront living by community lakes throughout the complex in an established community. Whether you're seeking a primary residence or an investment property, this villa offers both comfort and location in a well-established Delray Beach community. Downtown Delray for shopping , Restaurants and the Beach are 10 minutes away

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,080

Sqft

1977

Year built

1

Levels

$148

Per sqft

Private poolWaterfrontGarden & Other & Other Water View viewPartially55+ communityPets allowed

Inside

FlooringTile
AppliancesElectric Water Heater · Dishwasher · Microwave · Electric Range · Refrigerator · Self Cleaning Oven · Wall Oven
InteriorFirst Floor Entry · Split Bedroom · Walk-In Closet(s) · Attic · Den/Library/Office · Utility Room/Laundry
LaundryLaundry Room · Utility Room/Laundry
CoolingCeiling Fan(s) · Electric
HeatingElectric
FurnishedPartially

Outside & construction

RoofComp Shingle Roof · Shingle
ConstructionCBS Construction
ViewGarden · Other · Other Water View
FacesEast
ParkingGuest · Limited # Of Vehicle

Community & fees

HOA fee$545/mo
Taxes (2025)$2,294/yr
PetsNo, Yes
CommunityClubhouse · Maintained Community · Mandatory Hoa · Picnic Area · Pool · Security Patrol

Utilities & systems

UtilitiesCable Connected · Cable Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$1,906 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$939
FHA mortgage insurance (est.)$71
Property tax — 2025 actual bill$191
HOA fee — from the listing$545
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $5,583Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $5,583
Interest rate6.00%
Loan term

Estimated payment

$1,906/mo

Principal & interest$939
FHA mortgage insurance (est.)$71
Property taxes (actual bill)$191
HOA / condo fee$545
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Delray Beach actives

$148 vs $250

Days on market

26 vs 61 typical

Where $148/sqft sits among the 400 Delray Beach actives

219 · this home
80
23
25
16
37
$97–268$268–440$440–612$612–784$784–956$956+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside High Point Of Delray

Map of 1180 S DRIVE Circle # A, Delray Beach FL 33445 inside its neighborhood boundary

Get to know Delray Beach. See the full Delray Beach guide →

High Point Of Delray — neighborhood snapshot

Population

2,391

Median age

64

Median income

$56,796

Median home value

$158,558

Avg household

2

Households w/ children

145

For the school run

Palm Beach County School District

HighAtlantic High School★★★★★
MiddleCarver Middle School★★★★★
ElementaryCrosspointe Elementary School★★★★
HighGlades Construction Academy At West Technical

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Delray Beach market

Seller’s marketLeans buyer11.3 months of inventoryBuyer’s market

$584K$433K

Delray Beach median sold, yr/yr

95.7%

Sale-to-list ratio (12 mo)

40 of 400

Delray Beach actives have cut their price

Median sold price, Delray Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 20% below the DELRAY BEACH 33445 median. See the full Delray Beach market guide →

Paper trail

This home's history

Jul 14, 2026Listed at $159,500 · 26 days on market since
1977Built · HIGH POINT OF DELRAY SEC 5

Reality check

What actually sold near 1180 S DRIVE Circle # A

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1200 S Drive Circle # D, Delray Beach FL 33445Sold · Feb ’26

$140,000

1200 S Drive Circle # D, Delray Beach FL 33445 · same community

2 bd · 2 ba · 1,080 sqft · $130/sqft · 4 DOM

1137 South Drive # B, Delray Beach FL 33445Sold · Jun ’26

$120,000

1137 South Drive # B, Delray Beach FL 33445

1 bd · 1.5 ba · 1,080 sqft · $111/sqft · 11 DOM

1075 Circle Dr # D, Delray Beach FL 33445Sold · Sep ’25

$150,000

1075 Circle Dr # D, Delray Beach FL 33445

2 bd · 2 ba · 1,080 sqft · $139/sqft · 94 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1180 S DRIVE Circle # A — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1180 S DRIVE Circle # A — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

By checking this box, I agree that CENTURY 21 Edge and my agent may call and text me — including by automated means and prerecorded or artificial voice — at any phone number I provide, about my inquiry and the services provided to me, and that calls with CENTURY 21 Edge are recorded. Consent is not a condition of buying or selling a home. Message and data rates may apply. Message frequency may vary. Reply STOP to opt out or HELP for help. See our Privacy Policy, Terms of Use and SMS Terms.

By checking this box, I agree that CENTURY 21 Edge and my agent may send me marketing and promotional text messages — including new listings, market updates, open houses and home value reports — at the phone number I provide, including by automated means. Consent is not a condition of buying or selling a home. Message and data rates may apply. Message frequency may vary. Reply STOP to opt out or HELP for help. See our Privacy Policy, Terms of Use and SMS Terms.

Goes straight to David’s phone and CRM.

Straight answers

1180 S DRIVE Circle # A FAQs

What would the monthly payment be for 1180 S DRIVE Circle # A, Delray Beach FL 33445?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,906/mo — principal and interest, the actual property-tax bill, the $545/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 1180 S DRIVE Circle # A, Delray Beach FL 33445?+

The association fee works out to $545 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 1180 S DRIVE Circle # A, Delray Beach FL 33445?+

The most recent tax bill on record (2025) was $2,294. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1180 S DRIVE Circle # A, Delray Beach FL 33445?+

The listing reports pets: No, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Delray Beach?+

At $159,500, this home is listed about 41% below the Delray Beach median of $269,999. The market section on this page shows how the area is trending.

Which schools are assigned to 1180 S DRIVE Circle # A, Delray Beach FL 33445?+

Atlantic High School (high), Carver Middle School (middle), Crosspointe Elementary School (elementary), Glades Construction Academy At West Technical (high) — Palm Beach County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the DELRAY BEACH 33445 market on paper

$159,500 is 20% below the DELRAY BEACH 33445 median of $200,000, and at $148/sqft it sits under the Delray Beach average of $379.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Know the monthly fee

The association fee is $545/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.

Never miss a listing

New Delray Beach homes, in your inbox

Like 1180 S DRIVE Circle # A, Delray Beach FL 33445 but not quite? A daily digest of every new listing in Delray Beach — straight from the MLS, hours after it goes live. Unsubscribe anytime.

Just watching this one home? Ask David to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated August 9, 2026 at 8:36 PM UTC. The listing information on this page last changed on August 9, 2026 at 8:36 PM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on August 9, 2026 at 8:36 PM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: August 9, 2026 at 8:36 PM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.